Wells Fargo Visa Signature Credit Card Review

The Wells Fargo Visa Signature card has no annual fee and earns 5x points on gas, grocery, and drugstores in your first six months, plus 0% intro APR for 15 months.

One of the best benefits of this card is the 50% points bonus when you redeem your points for travel. This card works really well with the Wells Fargo Propel, which has similar benefits with no annual fee and is more valuable after this card’s first six months.

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Wells Fargo Visa Rewards

Wells Fargo Visa Signature Card Information

Application Link: Wells Fargo Visa Signature.

Current Sign Up Bonus: 5x points for first six months on gas, grocery, and drugstore purchases up to $12,500 in spending. Plus 0% intro APR on purchases and balance transfers for 15 months.

Annual Fee: No Annual Fee.

Earning Rewards: 1x points everywhere after the 6-month intro period. 

Redeeming Rewards– Each point is worth 1 cent, but you get a 50% bonus when redeeming for travel. 20,000 points would turn into $300 towards travel or $200 towards cash back. 

Visa Signature Card Benefits

The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card. You can find the full details of each benefit in this guide to benefits.

Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. 

Purchase Protection– This benefit covers eligible damaged or stolen items within 90 days from the date of purchase.

Price Protection– If eligible items are advertised less within 60 days of purchase, you can be reimbursed the different up to $250 per item and $1,000 per year.

Extended Warranty– You can get an extra year on your original manufacturer’s warranty of one year or less.

Luggage Protection– If your baggage is lost or stolen, you can seek reimbursement up to $1,000 per trip. 

Trip Cancellation Insurance– If your trip is canceled due to a covered reason, you can seek reimbursement up to $2,000 per insured person for non-refundable tickets paid with your card.

Secondary Rental Car Insurance– This coverage will pay for any amounts not covered by your insurance when you pay for your rental car with the Propel card.