The Verizon Visa® Card card has no annual fee and offers 4% rewards on gas and grocery store purchases, and 3% on dining purchases.
The card also offers a $10 per line Auto Pay discount for new enrollees, Visa Signature benefits, and no foreign transaction fees.
We have a lot to cover, so let’s dive right in.
- $150 Statement Credit After Your First Purchase Within the First 90 Days
- 4% on Grocery Store & Gas Purchases
- 3% on Dining Purchases, including Takeout and Delivery
- 2% on Verizon Purchases (including monthly bill)
- 1% on All Other Purchases Everywhere
- No Annual Fee
Table of Contents
Verizon Visa Welcome Bonus
The Verizon Visa® by Synchrony Bank offers a $100 statement credit after making a single purchase on the card within the first 90 days.
You could essentially go buy a coffee (or anything) within the first 90 days, and you would get $100.
Earning Rewards
The Verizon Visa® earns cash back at the following rates:
- 4% on grocery store & gas purchases
- 3% on dining purchases, including takeout and delivery
- 2% on Verizon purchases (including monthly wireless bill)
- 1% on all other purchases
4% cash back on grocery stores and gas purchases, plus 3% on dining, is very competitive, especially for a no-annual-fee card.
Plus, this is the only credit card eligible for Verizon’s Auto Pay discount.
Redeeming Rewards
The Verizon Visa’s rewards are Verizon Dollars, which can be used to:
- Pay your Verizon wireless bill
- Book travel
- Buy gift cards
- To purchase new Verizon devices
- To pay the remaining balance on a wireless device
- To purchase a Verizon accessory
Verizon Visa Benefits
The Verizon Visa® comes with the following benefits:
Auto-Pay Discount of Up to $10/Month Per Line
If you currently are not set up for Verizon Auto-Pay, you can get up to $10 per month off each eligible account or line up to 12 lines max (depending on plan) when you enroll in Auto-Pay and paper-free billing this card.
Unfortunately, if you are already enrolled in Auto-Pay, you are not eligible for this discount.
Metal Card
The Verizon Visa is a metal card weighing in at 17 grams, which is the same weight as The Platinum Card® from American Express, and heavier than the Chase Sapphire Reserve.
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.
2 Free TravelPass Days Per Calendar Year
TravelPass allows you to use your Verizon domestic talk, text, and data in 210+ countries outside the U.S. for either $5 per day in Mexico and Canada or $10 per day in other countries.
With the Verizon Visa, you get two free days per calendar year, saving up to $20.
Visa Signature Benefits
This card also comes with Visa Signature benefits, which include:
- Best available rate guarantee.
- An automatic room upgrade when you arrive (if available).
- Complimentary in-room Wi-Fi (if available).
- Complimentary breakfast for two.
- A $25 food or beverage credit per room, per stay.
- VIP guest status.
- Late checkout when requested (if available).
Verizon Visa Pros and Cons
Here’s a quick overview of the Verizon Visa’s advantages and disadvantages.
Pros:
- Competitive earning rates for gas, grocery, and dining
- No foreign transaction fees
- No annual fee
- Easy Welcome Bonus
Cons:
- No cell phone insurance
- Only available to Verizon wireless customers
Alternatives to the Verizon Visa
Now that you know about the pros and cons of this card and its benefits, it’s time to review the alternatives.
Or, if you are like me, who loves to maximize my rewards, here are other cards you should add to your wallet in addition to this card:
Citi Custom Cash℠ Card
The Citi Custom Cash℠ Card offers a unique rewards structure that automatically earns 5x points in your highest spending category each billing cycle, up to $500 in purchases. You’ll maximize your rewards with this flexible no-annual-fee card that adapts to your spending habits across ten useful bonus categories including restaurants, travel, groceries, and gas stations.
Welcome Bonus: bonus_miles_full
Earn Rewards: 5% cash back for your top category each billing cycle up to $500 in the following categories: restaurants, gas stations, grocery stores, select travel (airlines, hotels, cruise lines and travel agencies), select transit (car rentals, parking, EV charging, tolls, etc.), select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.; 1% cash back on all other eligible purchases.
Card Benefits: Access to Citi Entertainment, contactless payment, a free check of your FICO credit score, and 0% intro APR for 15 months on purchases and balance transfer, after that, a reg_apr,reg_apr_type APR applies.
Chase Freedom Unlimited®
The Chase Freedom Unlimited® (review) sets itself apart with 1.5% back on non-bonus purchases, plus higher rewards in select categories including dining and travel. This flexible rewards card becomes even more valuable when paired with a premium Chase card, allowing you to transfer your rewards to travel partners.
Welcome Bonus: bonus_miles_full
Earning Cash Back: 5% back on travel purchased through Chase Travel℠; 3% back on dining at restaurants, including takeout and eligible delivery services; 3% back on drugstore purchases; 1.5% back on all other purchases
CaBenefits: Purchase protection, extended warranty, trip cancellation and interruption insurance, secondary rental car insurance, and 0% intro APR for 15 months from account opening on purchases and balance transfers, after that reg_apr,reg_apr_type APR applies;
Bilt Rewards
The Bilt Mastercard® (review) lets you earn valuable travel rewards on rent payments without fees while offering bonus points on dining and travel purchases. This no-annual-fee card stands out for its unique rent payment feature and strong travel benefits like rental car coverage and trip protection.
Earning Rewards: 5x points on Lyft; 3x points on dining; 2x points on travel purchases; 1x points on rent payments without any transaction fees up to 100,000 points per year, and 1x points on everything else. (Five transactions are required per billing cycle to earn points.)
Card Benefits: No transaction fees to pay rent and earn 1x points, primary rental car insurance, cell phone protection, trip delay and trip cancellation insurance, purchase protection, and no foreign transaction fees.
Is the Verizon Visa Worth It?
The Verizon Visa® is a good no-annual fee option if you frequently spend on gas, groceries, and dining, which should be for almost everyone.
Plus, if you are currently not enrolled in Auto-Pay, the ability to earn up to $10 off per eligible line is huge.
- $150 Statement Credit After Your First Purchase Within the First 90 Days
- 4% on Grocery Store & Gas Purchases
- 3% on Dining Purchases, including Takeout and Delivery
- 2% on Verizon Purchases (including monthly bill)
- 1% on All Other Purchases Everywhere
- No Annual Fee
