U.S. Bank Altitude Go Visa Signature Credit Card Review

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The U.S. Bank Altitude® Go Visa Signature® Card is a no annual fee card that earns 4x points on dining, 2x at grocery stores, streaming services, gas stations and EV charging stations, and offers a $15 streaming service credit after 11 months of streaming purchases.

This credit card review will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.

No Annual Fee
U.S. Bank Altitude® Go Visa Signature® Card
  • bonus_miles_full
  • 4X Points on Dining, Takeout, and Food Delivery
  • 2X Points at Grocery Stores, Grocery Delivery, Streaming Services, Gas Stations, and EV Charging Stations
  • $15 Annual Streaming Credit
  • No Annual Fee
Learn More

Welcome Bonus for Altitude Go

The Altitude Go Visa currently offers the following welcome bonus:

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Earning Points

The Altitude Go Visa earns points at the following rates:

  • 4x points on dining, takeout, and restaurant delivery.
  • 2x points at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations.
  • 1x points everywhere else.

Eligible streaming services for 2x points include: Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, LiveOne, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV.

No Annual Fee

The Altitude Go Visa has no annual fee allowing you to enjoy all the benefits without a yearly fee.

Altitude Go Card Benefits

$15 Annual Streaming Bonus

You can get a $15 steaming credit each year after paying with your Altitude Go card for 11 consecutive calendar months of eligible streaming services. You can mix and match streaming services as long as you have a streaming charge each month. 

0% Intro APR for 12 Months

The U.S. Bank Altitude Go card offers 0% intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR that is currently 19.24% to 28.24% applies.

But always be sure to use your pay off your balance in full at the end of the introductory period to avoid paying interest.

No Foreign Transaction Fees

This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

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Pros and Cons

Here are the advantages and disadvantages of this card:

Pros:

  • No annual fee.
  • 4x points on dining.
  • No foreign transaction fees.

Cons:

  • Limited travel and purchase protections.
  • 1x points on everyday spending (equivalent to 1% cash back)  is not competitive.

Alternatives to the Altitude Go

Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.

Chase Freedom Unlimited®

No Annual Fee

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  • bonus_miles_full
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants and Drug Stores
  • 1.5% Cash Back on All Other Purchases
  • 0% Intro APR for 15 Months (After that, a reg_apr,reg_apr_type APR.)
  • Purchase Protection and Extended Warranty
  • No Annual Fee

Click Here to Learn How to Apply

The Chase Freedom Unlimited® (review) is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.

The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.

Bilt Mastercard®

No Annual Fee
Bilt Mastercard®
  • Pay Rent Without Fees and Earn 1 Point Per Dollar on Rent (up to 100,000 Points Per Calendar Year)
  • No Annual Fee
  • 3x Points on Dining
  • 2x Points on Travel
  • Transfer Rewards to Airlines and Hotels
  • Cell Phone, Primary Rental Car, and Trip Delay Insurance
Learn More Our Review

Bilt Mastercard® (review) is a no-annual-fee credit card that allows you to pay rent without a transaction fee and earn 1 point per dollar on rent (up to 50,000 points per calendar year).

You also earn 3x points on dining, 2x points on travel, and 1x points everywhere else.

The Bilt Rewards card also has great benefits for a no-annual fee card, including cell phone insurance, primary rental car insurance, 90-day purchase protection, trip delay insurance, trip cancellation insurance, and no foreign transaction fees. 

Plus, you can transfer your points to airline and hotel partners such as United Airlines, American Airlines, and World of Hyatt. Or redeem the points for travel or at Amazon.

The Verdict

The Altitude Go Visa is a pretty good choice for a no annual fee credit card. It could be worth it if you use it dining and streaming to take advantage of its main benefits, but it is not a great card for everyday spending because it only earns 1x points.

No Annual Fee
U.S. Bank Altitude® Go Visa Signature® Card
  • bonus_miles_full
  • 4X Points on Dining, Takeout, and Food Delivery
  • 2X Points at Grocery Stores, Grocery Delivery, Streaming Services, Gas Stations, and EV Charging Stations
  • $15 Annual Streaming Credit
  • No Annual Fee
Learn More

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