The Southwest® Rapid Rewards® Performance Business Credit Card is the premium business card for Southwest Airlines.
It has a lot of great benefits, including 4x points on Southwest Airlines, a 9,000 points bonus each cardmember anniversary, 365 in-flight Wi-Fi credits, and four upgraded boardings each year.
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- 4X Points on Southwest Airlines
- 2X Points in Ridesharing, Transit, Social Media and Search Engine Advertising, Internet, Cable, & Phone
- 9,000 Bonus Points for Each Cardmember Anniversary
- 4 Upgraded Boardings Per Year
- 365 InFlight WiFi Credits Each year
- $100 Global Entry or TSA PreCheck Credit
- $199 Annual Fee
Welcome Bonus
The Southwest Performance Business currently offers the following welcome bonus:
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Earning Points
The Southwest Performance Business offers the highest rewards earning rate for Southwest credit cards, allowing you to earn:
- 4 points per dollar on Southwest Airlines purchases.
- 3 points per dollar on Rapid Rewards hotel and car rental partners.
- 2 points per dollar for local transit and commuting, including ride-hailing services.
- 2 points per dollar for social media and search engine advertising.
- 2 points per dollar for internet, cable, and phone services.
- 1 point per dollar for all other eligible purchases.
Annual Fee
The Southwest Performance Business has a $199 annual fee, which is partially offset by 9,000-anniversary points, four upgraded boardings, in-flight Wi-Fi credits, Global Entry / TSA PreCheck credit, and other travel benefits.
Card Benefits for Southwest Airlines
The Southwest Performance Business offers the following benefits for Southwest Airlines:
9,000 Points Anniversary Bonus
Every cardmember anniversary you get 9,000 points for holding on to your Southwest Performance Business credit card, helping you offset the annual fee.
Four Upgraded Boardings
Each year you get four upgraded boardings to positions A1-15. All you need to do is purchase the upgraded boarding option with your card and the charge will be reimbursed within eight weeks.
In-Flight Wi-Fi Credits
This card comes with an 365 in-flight Wi-Fi credits for each day of the year, which saves you $8 each time. Just use your card and you will receive a statement credit within 8 weeks.
Points Towards Elite Status
This card also allows you to earn unlimited Tier Qualifying Points (TQPs) towards A-List status. Specifically, you can earn 1,500 TQPs for every $10,000 spent on the card.
$500 Fee Credit When Transferring Points
Southwest will cover up to $500 in fees associated with point transfers each year.
Transferring Rapid Rewards points to another member typically costs $10 per 1,000 points. This allows you to transfer up to 50,000 points every year without paying additional fees (after Southwest’s reimbursement).
Free Employee Cards
You can add additional employee cards for no additional fee. This allows you to earn additional Southwest points for your employee’s spending and you can contact Chase to place spending limits on each card.
Travel and Purchase Protections
The Southwest Performance Business also offers the following travel and purchase benefits or protections
Global Entry / TSA PreCheck Credit
This card offers a Global Entry or TSA PreCheck fee credit like many other travel cards.
TSA PreCheck is a membership program offering dedicated airport security lines and faster security screening (typically 5 minutes or less) at more than 200 airports across the United States and includes over 81 airlines.
Global Entry includes TSA PreCheck and expedited immigration upon arrival from an international trip back to the United States.

Lost Luggage Reimbursement
Lost luggage reimbursement covers the cost to repair or replace your luggage and the contents inside if your bag is lost or damaged during a covered trip.
You must purchase the trip with this card, and it will also cover immediate family members traveling with you.
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

120-Day Purchase Protection
Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.
For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.
Extended Warranty
Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.
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- 4X Points on Southwest Airlines
- 2X Points in Ridesharing, Transit, Social Media and Search Engine Advertising, Internet, Cable, & Phone
- 9,000 Bonus Points for Each Cardmember Anniversary
- 4 Upgraded Boardings Per Year
- 365 InFlight WiFi Credits Each year
- $100 Global Entry or TSA PreCheck Credit
- $199 Annual Fee