PenFed Pathfinder Rewards Card Review

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The PenFed Pathfinder Visa credit card offers a 50,000 point sign-up bonus and nice benefits such as a $100 airline credit, Global Entry or TSA PreCheck credit, and a Priority Pass airport lounge membership.

Deals Points Card Rating:

Pathfinder Rewards Card Information

Application Link: PenFed Pathfinder Rewards.

Current Sign Up Bonus: 50,000 Bonus Points (worth about $425). 

Recommended Bonus: At least 50,000 points.

Annual Fee: $95 (waived for Honors Advantage members, which you can get by being in the military or holding an Access America Checking account).

Earning Rewards:

  • 4x on Travel for Honors Advantage Members.
  • 3x on Travel for non-Honors Advantage Members.
  • 1.5 points on all other purchases.

Rewards Value: Points are worth about 0.85 cents per point and can be redeemed for gift cards.

Balance Transfer: 0% Promo APR for 12 months with a 3% balance transfer fee.

Pathfinder Card Benefits

$100 Airline Fee Credit– Cardmembers receive a $100 annual airline fee credit each calendar year, which reimburses airline incidental fees (bags, seats, etc.)
Global Entry or TSA PreCheck Credit– Cardmembers receive a credit for Global Entry or TSA PreCheck.
Priority Pass Select– Cardmembers receive membership in Priority Pass Select, which gets you access to airport lounges and experiences. But you have to pay $32 per visit per person, unlike the Chase Sapphire Reserve or American Express Platinum, which gets you unlimited free visits.
No Foreign Transaction Fees– You can use your Pathfinder card anywhere in the world without having to pay a foreign transaction fee, which is typically 3%.