NHL Discover it Credit Card Review

The no annual fee NHL Discover it Card offers 5% cash back on rotating categories and doubles all of your cash back in the first year. 

Plus, you can customize your card to your favorite NHL time. (I went with the St. Louis Blues.)

Deals Points Card Rating:
3/5
NHL Discover it Card

NHL Discover it Card Information

Application Link: Discover it Card (referral).

Current Sign Up Bonus: Double all of your cash back earned in your first year + 0% intro APR for 14 months on purchases and balance transfers. 

Annual Fee: No annual fee.

Earning Rewards in the first year: 

  • 10% cash back on rotating categories up to $1,500 in quarterly spending (equivalent to $150 in cash back).
  • 2% cash back everywhere else. 

Earning Rewards after the first year: 

  • 10% cash back on rotating categories up to $1,500 in quarterly spending (equivalent to $75 in cash back).
  • 1% cash back everywhere else. 
Discover Quarterly Bonuses Cash Back Calendar

NHL Discover it Card Benefits

The NHL Discover it Card has very limited benefits compared to other no annual fee cards such as the Chase Freedom or the Freedom Unlimited, but it does offer:

10% Discount on NHL Shop- Discover cardholders enjoy a 10% discount on NHLShop.com when they enter the promo code ITPAYS.

No Foreign Transaction Fees– You can use your NHL Discover it Card anywhere in the world without having to pay foreign transaction fees, which are typically 3%. 

Free Credit Alerts- You can set up free alerts when your social security number is found on thousands of dark web websites.  Or when any new credit card, mortgage, car loan, or other credit account shows up on your credit report.

Ability to Freeze Your Account– You can freeze your NHL Discover it Card at any time to prevent new purchases on the card.

Redeeming Cash Back

You can redeem your cash back very easily in several different ways including:

  • A statement credit to reduce your balance.
  • Direct deposit into any bank account.
  • Charitable donations.
  • Pay with rewards at select retailers such as Amazon.com.

You can also redeem your cash back for gift cards that are sometimes offered at a discount such as $20 for a $25 gift card.

The Verdict

The NHL Discover it Card is valuable in the first year where you get 0% APR plus double cash back on all of your spending.

If you maximized the 5% cash back in your first year, you would receive $600 in cash back plus 2% cash back on all your other spending.

However, after the first year, we recommend you only use the card for the 5% cash back categories because 1% cash back is uncompetitive compared to the no annual fee Citi Double Cash.

Sign up for our Daily Points newsletter