Hilton Business American Express Credit Card Review

The Hilton Business American Express card earns 12x points at Hilton hotels and resorts, and 6x points on airfare, rental cards, U.S. restaurants, and U.S. gas stations.

Plus, the card has several valuable benefits such as Hilton Gold elite status, Priority Pass, rental car insurance, and no foreign transaction fees. 

Deals Points Card Rating:
4/5
American Express Hilton Honors Business Credit Card

Hilton Business Card Information

Application Link: American Express Hilton Business Card.

Current Sign Up Bonus: 125,000 Hilton Honors points.

Recommended Bonus: At least 125,000 Hilton Honors points. 

Annual Fee: $95.

Earning Rewards:

  • 12x points at Hilton hotels and resorts.
  • 6x points at restaurants, gas stations, wireless service providers, and shipping companies in the United States.
  • 6x points on airfare booked directly with the airline or on AmexTravel.com.
  • 6x points on select car rental companies (Alamo, Avis, Budget, Dollar, Enterprise, E-Z, Fox, Hertz, National, Payless, Sixt, and Thrifty).
  • 3x points everywhere else.

Hilton Business Card Benefits

Hilton Gold Elite Status- Cardmembers get Gold elite status, which gets you an 80% points bonus on hotel stays, late checkout, and access to room upgrades.

Path to Diamond Status– You can also earn valuable Diamond elite status by spending $40,000 in a calendar year on the card.

Potential Free Weekend Night– You can earn a free weekend night by spending $15,000 on the card in a calendar year, plus a second weekend night if you spend $60,000 in a calendar year. 

10 Priority Pass Visits– Cardmembers get 10 Priority Pass visits to airport lounges each year. 

No Foreign Transaction Fees– You can use your Hilton Business card anywhere in the world without having to pay foreign transaction fees, which are typically 3%. 

Secondary Rental Car Insurance– This secondary coverage pays for any damage to the rental car not covered by your insurance. If you don’t have collision insurance, this coverage is primary coverage.

Return Protection– If a retailer won’t take back an item within 90 days of purchase, American Express may refund the full purchase price up to $300 per item with a maximum of $1,000 per year.

Purchase Protection– This coverage covers the replacement costs of items bought with the card that were stolen or accidentally damaged within the first 90 days up to $1,000 per item.

Extended Warranty– This benefit extends an original manufacturer’s warranty by one year on warranties of 5 years or less.

Amex Offers– The Hilton Business card, like all American Express cards, has access to Amex Offers, which are special deals at certain retailers. For example, spend $25, get a $10 statement credit. 

 

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