USAA Credit Cards

 

USAA is open to people in the military or immediate family members whose parents or grandparents are USAA members. My grandfather served in the Navy during World War II and a USAA member, so I was eligible to join USAA. You might be eligible as well. 

USAA Rewards American Express

Application Link (no bonus)

Annual Fee: $0

Earning: 3x points on dining; 2x on gas and groceries, and 1x everywhere else.  (points worth 1 cent each)

Benefits: Extended warranty, baggage delay insurance, secondary rental car insurance, 120-day price protection, identity theft insurance  (up to $1,000) and resolution services, trip cancellation/interruption insurance, and travel accident insurance.

 

Cashback Rewards American Express

Application Link (no bonus)

Annual Fee: $0

Earning: 5% cash back on gas and military bases; 2% on groceries; and 1% on all purchases. 

Benefits: No foreign transaction fees, Extended warranty, baggage delay insurance, secondary rental car insurance, and travel accident insurance.

 

Preferred Cash Rewards

Application Link (Target: $200; Currently: $0)

Annual Fee: $0

Earning: 1.5% Cashback

Benefits: no foreign transaction fees, secondary rental car insurance, 60-day price protection, and one-year extended warranty.

 

 

USAA Rewards Visa Signature

Application Link (no bonus)

Annual Fee: $0

Earning: 2x points on dining and gas, and 1x on all purchases (one point= one cent)

Benefits: no foreign transaction fees, secondary rental car insurance, baggage delay insurance, travel accident insurance, and one-year extended warranty.

 

Limitless Cashback Card

Verdict: I have this card and I love it. It offers the highest cashback rate on the market with a $1,000 monthly direct deposit. However, it was previously available in about 30 states, but now it is closed to new applications. Hopefully, they open applications back up.  

Applications are Currently Closed. (might return)

Annual Fee: $0

Earning: 2.5% Cashback with $1,000 monthly direct deposit. 1.5% cashback without direct deposit

Benefits: no foreign transaction fees, secondary rental car insurance, 60-day price protection, and one-year extended warranty.