City National Bank

Crystal Visa Infinite

This card is really great if you can pass CNB’s stringent application requirements. You generally need to “bank” in CA, NY, GA, TN, NV, and DE. You also need close to $100,000 in yearly income and you may have to submit paystubs from the previous 90 days. 

Applications: In Branch Applications Only (Link to information) (Current: 75,000; Target: 75,000)

Annual Fee: $400 ($0 to add authorized users)

Earning: 3x on travel (airline, hotel, rental car, etc.), gas, dining, and grocery; 1x everywhere else. (Points are worth about 1.15 to 1.25 cpp for travel.)

Benefits: $100 off domestic round-trip airfare for 2+ people (only on United, American, JetBlue, Delta, and Alaska), $250 airline credit per calendar year (authorized users get this as well, so you could add 3 AUs and get $1,000 in airline credits), Priority Pass (for primary and one AU, can bring two guests  guests), Airline Lounge Fee Statement credit if you spend $50,000 per year (up to $550), Global Entry credit, 12 GoGo in-flight wifi passes per year, primary rental car insurance, Hotel theft protection, no foreign transaction fees, trip delay reimbursement (6 hours), lost luggage reimbursement, 60-day price protection (max $1,000 per item and $4,000 per year), and purchase and return protection.