Downgrade Options for the American Express Platinum

4x Points at Restaurants and U.S. Supermarkets

American Express^® Gold Card

• You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• 4x Points at U.S. Supermarkets (on up to $25,000 per calendar year, then 1x points)
• 4x Points at Restaurants Worldwide (up to $50,000 per calendar year, then 1x points)
• Up to $424 in Annual Credits
• $325 Annual Fee (Rates and Fees)

Learn How to Apply Our Review

American Express is a Deals Points advertiser. Terms Apply; Enrollment is Required for Some Benefits

The American Express^® Gold Card (review) is a great card for earning points at restaurants, U.S. supermarkets, and flights booked directly with airlines. Cardholders can also enjoy up to $424 in annual credits and nice travel and purchase protections.

Earning Points: 4x points at restaurants worldwide, on up to $50,000 in purchases per calendar year (then 1x points); 4x points at U.S. supermarkets on up to $25,000 in purchases per calendar year (then 1x points); 3x points on flights booked directly with airlines or on AmexTravel.com; 2x points on prepaid hotels and other eligible purchases booked on AmexTravel.com; 1x points on all other eligible purchases.

Benefits:

• $120 Dining Credit: Enroll and earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys).
• $120 Uber Cash: Get up to $10 monthly Uber Cash for U.S. Uber Eats orders and rides when you add your American Express Gold Card as a payment method. Your Uber Cash can be redeemed using any American Express card.
• $84 Dunkin’ Credit:  Earn up to $7 in monthly statement credits after you enroll and pay with this card at U.S. Dunkin locations).
• $100 Resy Credit: Get up to $50 semiannually in statement credits after you enroll and pay with this card at U.S. Resy restaurants or make other eligible Resy purchases).
• Other benefits: No foreign transaction fees, travel insurance (trip delay, baggage insurance, and secondary rental car), extended warranty, and return protection.

Transfer Partners: Aer Lingus, AeroMexico, Air Canada Aeroplan, ANA, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Delta, Emirates, Etihad, Air France – KLM Flying Blue, Hawaiian Airlines, Hilton, Iberia, JetBlue, Marriott, Qantas, Qatar Airways, Singapore KrisFlyer, and Virgin Atlantic.