Discover it Miles Credit Card Review

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The Discover it® Miles card earns 1.5x miles everywhere and has no annual fee.

Discover doubles your miles at the end of the first year, which allows you to earn 3x miles (or 3% cash back) everywhere.

Discover it® Miles
  • 1.5 Miles Per Dollar on Every Purchase
  • Discover Will Automatically Match All the Miles You Earn at the End of the First Year
  • No Foreign Transaction Fees
  • No Annual Fee
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Discover it Card Benefits

The Discover it Miles card has very limited benefits compared to other no annual fee cards such as the Chase Freedom Flex  or the Freedom Unlimited, but it does offer:

No Foreign Transaction Fees– You can use your Discover it Miles card anywhere in the world without having to pay foreign transaction fees, which are typically 3%. 

Free Credit Alerts- You can set up free alerts when your social security number is found on thousands of dark web websites.  Or when any new credit card, mortgage, car loan, or other credit account shows up on your credit report.

Ability to Freeze Your Account– You can freeze your Discover it Miles card at any time to prevent new purchases on the card.

Redeeming Discover it Miles

Each miles equals one cent towards travel. For example, 10,000 miles equals $100 towards travel.

You can redeem your miles as statement credits on airline tickets, hotel rooms, car rentals, travel agents, online travel sites, and commuter transportation, restaurants and gas stations.

The Verdict

The Discover it Miles card is valuable in its first year when the card essentially earns 3% cash back anywhere.

However, after the first year, you are better off shifting your spending to a no annual fee 2% cash back card such as the Citi Double Cash.