Discover it Chrome Credit Card Review

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The no annual fee Discover it® chrome offers 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and Discover doubles all of your cash back in the first year. 

Discover it® chrome
  • 2% Cash Back at Gas Stations & Restaurants on up to $1,000 in Combined Purchases Each Quarter
  • 1% Cash Back on All Other Purchases
  • Cash Back Match Your First Year
  • No Annual Fee
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Discover it Chrome Card Benefits

The Discover it Chrome card has very limited benefits compared to other no annual fee cards such as the Chase Freedom Flex or the Freedom Unlimited, but it does offer:

No Foreign Transaction Fees– You can use your Discover it Chrome card anywhere in the world without having to pay foreign transaction fees, which are typically 3%. 

Free Credit Alerts- You can set up free alerts when your social security number is found on thousands of dark web websites.  Or when any new credit card, mortgage, car loan, or other credit account shows up on your credit report.

Ability to Freeze Your Account– You can freeze your Discover it Chrome card at any time to prevent new purchases on the card.

Redeeming Cash Back

You can redeem your cash back very easily in several different ways including:

  • A statement credit to reduce your balance.
  • Direct deposit into any bank account.
  • Charitable donations.
  • Pay with rewards at select retailers such as Amazon.com.

You can also redeem your cash back for gift cards that are sometimes offered at a discount such as $20 for a $25 gift card.