Points transfer bonuses are a great way to maximize the value of your credit card rewards points. By taking advantage of these bonuses, you can thousands of points on your next award trip.
This article will detail the current credit card points transfer bonuses for American Express, Chase, Citi, Capital One, and Bilt Rewards to make sure you’re maximizing your rewards before your transfer.
American Express Membership Rewards
American Express Membership Rewards currently offers the following points transfer bonuses:
- None currently.
How to Earn Amex Membership Rewards
Below are some options to earn Amex Membership Rewards:
- American Express® Gold Card (review): You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- American Express® Green Card (review): Earn 40,000 Membership Rewards® points after you spend $3,000 within the first 6 months.
- American Express Platinum Card® (review): bonus_miles_full
- The Business Platinum Card® from American Express (review): bonus_miles_full
Chase Ultimate Rewards
Chase currently offers the following points transfer bonuses:
- Virgin Atlantic: Transfer Chase Ultimate Rewards with a 25% bonus to Virgin Atlantic Flying Club (1 to 1.25) until June 15th.
- Flying Blue: Transfer Chase Ultimate Rewards with a 25% bonus to Air France / KLM Flying Blue through May 31st.
How to Earn Chase Ultimate Rewards
Below are some options to earn Chase Ultimate Rewards:
- Chase Sapphire Preferred® Card (review): bonus_miles_full
- Chase Sapphire Reserve® (review): bonus_miles_full
- Ink Business Preferred® Credit Card (review): bonus_miles_full
Plus, if you have one or more of the above cards, you can unlock the ability to combine and transfer rewards for these cards below:
- Chase Freedom Unlimited® (review): bonus_miles_full
- Chase Freedom Flex℠ (review): Earn a $200 bonus after you spend $500 on purchases in the first 3 months.
- Ink Business Unlimited® Credit Card (review): bonus_miles_full
- Ink Business Cash® Credit Card (review): bonus_miles_full
Capital One Miles
Capital One currently offers the following points transfer bonuses:
- Qantas Avios: Transfer Capital One Miles to Qantas Avios with a 20% transfer bonus (1 to 1.2) until May 31st.
How to Earn Capital One Miles
Below are some options to earn Capital One Miles:
- Capital One Venture Rewards Credit Card (review): Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
- Capital One Venture X Rewards Credit Card (review): bonus_miles_full
- Capital One Spark Miles for Business (review): Earn a 50,000 miles bonus when you spend $4,500 in the first 3 months.
Citi ThankYou Rewards
Citi ThankYou points currently offers the following points transfer bonus:
- Virgin Atlantic: Transfer Citi ThankYou Points to Virgin Atlantic Flying Club with a 30% bonus (1 to 1.3) until May 17, 2025.
- Qatar Airways: Transfer Citi ThankYou Points to Qatar Airways Avios with a 30% bonus (1 to 1.3) until May 31, 2025.
How to Earn Citi ThankYou Points
Below are some options to earn Citi ThankYou Points:
- Citi Premier® Card: bonus_miles_full
- Citi Rewards+® Card: bonus_miles_full (requires the Citi Premier to transfer to airlines and hotels).
Bilt Rewards
There are currently no points transfer bonuses for Bilt Rewards. When there are transfer bonuses, they are typically for a single day on Bilt’s Rent Day.
How to Earn Bilt Rewards
You can earn Bilt Rewards by spending on the Bilt Mastercard® (review).
Frequently Asked Questions
Should You Take Advantage of a Transfer Bonus?
When deciding whether to take advantage of a transfer bonus, consider if you have immediate plans to use the miles, as bonuses can offer great value when you know you’ll use them soon.
Transfer bonuses can help stretch your points further, but it’s important to be aware of the potential downsides, such as the devaluation of points.
Before transferring points speculatively, assess the likelihood of your travel plans materializing to avoid being stuck with points in a program that may not suit your needs. Keep in mind that while transfer bonuses can add significant value, they should be used strategically and not just because the bonus is available.
It’s also useful to be aware of the historical patterns of transfer bonuses from your credit card rewards program, as this can help inform your decision on when to transfer.
How Often Do Transfer Bonuses Happen?
Transfer bonuses can occur at varying frequencies depending on the credit card issuer. Some offer them several times a year, while others may do so less frequently.
Historically, certain programs like Chase Ultimate Rewards and American Express Membership Rewards usually have at least one transfer bonus about half the time.
The timing and regularity of these bonuses are not set in stone and can change from year to year, so it’s essential to stay updated on current offers. I recommend you bookmark this page since we regularly update it once new bonuses come out.
