American Express Morgan Stanley Credit Card Review

Application Link (Target: 10,000; Current: 10,000)

Annual Fee: $0

Earning Membership Rewards Points

  • 2x on airfare, US restaurants, select department stores, and select car rental companies
  • 1x everywhere else.

Morgan Stanley Card Benefits

  • $100 bonus if you spend $25,000
  • You can transfer points to Morgan Stanley brokerage account for 1 CPP (I would avoid)
  • 90-day return protection
  • 90-day purchase protection
  • Secondary car insurance.


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