Application Link (Target: 10,000; Current: 10,000)
Annual Fee: $0
Earning Membership Rewards Points
- 2x on airfare, US restaurants, select department stores, and select car rental companies
- 1x everywhere else.
Morgan Stanley Card Benefits
- $100 bonus if you spend $25,000
- You can transfer points to Morgan Stanley brokerage account for 1 CPP (I would avoid)
- 90-day return protection
- 90-day purchase protection
- Secondary car insurance.