American Express Hilton Surpass Credit Card Review

American Express hilton honors ascend


Application Link

  • Target Bonus: 140,000 Hilton Points
  • Current Bonus: 140,000 Hilton Points

Annual Fee: $95

Earning Hilton Points

  • 12 points per dollar at Hilton Hotels
  • 6 points per dollar at U.S. supermarkets, U.S. restaurants, and U.S. gas stations.
  • 3 points per dollar on all other purchases.

Hilton Ascend Benefits

  • 10 free Priority Pass airport lounge access passes per year
  • Hilton Gold Elite Status (Diamond Elite Status if you spend $40,000 in a calendar year).
  • Free weekend night if you spend $15,000 in a calendar year
  • No foreign transaction fees
  • 90-day return and purchase protection
  • Extended warranty

Comparison Chart of Hilton Credit Cards

 Hilton HonorsAscendAspireBusiness
Sign Up Bonus100,000150,000150,000125,000
Annual Fee$0$95$450$95
Earning at Hilton7x12x14x12x
Earning on U.S. Restaurants5x6x7x6x
Earning on U.S. Gas5x6x3x6x
Earning on U.S. Grocery Stores5x6x3x3x
Earning on U.S. wireless phone and shipping3x3x3x6x
Earning on Flights Directly with Airlines and Car Rental3x3x7x6x
Earning on All Other Purchases3x3x3x3x
Elite StatusSilverGoldDiamondGold
Annual Free NightNoneOne Weekend if you spend $15,000One weekend night. If you spend $60,000, you get an additional nightIf you spend $15,000, one free weekend night. Second night if you spend $60,000
Priority PassNone10 passesUnlimited plus two guests10 passes
Hilton Resort CreditNoneNone$250None
Airline CreditNoneNone$250None