Chase Southwest Airlines Premier Credit Card Review


Personal Application Link 

  • Current Bonus: 30,000 points plus the Companion Pass until the end of 2019. This deal is better than the recommended 60,000 points bonus if you don’t qualify for a business credit card, which combined with a personal card in the same year, would be enough for a Companion Pass for the rest of this year plus the following year.
  • Target Bonus: 60,000 points, which you can still get without the Companion Pass with this link.
  • Subject to the 5/24 rule

Business Application Link

  • Current Bonus: 60,000 points
  • Target Bonus: 60,000 points
  • Subject to the 5/24 rule.

Annual Fee: $99

Earning Rapid Rewards Points

  • 2 points per dollar on Southwest Airlines
  • 1 point per dollar everywhere else.

Premier Card Benefits

  • 6,000 bonus points every cardmember anniversary
  • No foreign transaction fees
  • 120-day purchase protection
  • Baggage day insurance
  • Lost luggage reimbursement

If you are considering applying for a Southwest Card, you should consider opening a business and personal card during a specific time frame in order to obtain the Companion Pass (one designated companion flies with you for free). 

Bonus Eligibility: “You are a current Southwest consumer credit cardholder; or You have earned a new cardmember bonus on a Southwest consumer credit card in the last 24 months”

  • You can get two bonuses by opening the business Premier and the personal Premier. You may be able to circumvent the above restriction for personal cards if you apply for the personal version of the Premier and the Plus on the same day.