Chase World of Hyatt Credit Card


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  • Target Bonus: 60,000 points.
  • Current Bonus: 50,000 points.

Annual Fee: $95

Earning Hyatt Points

  • 4x at Hyatt
  • 2x at restaurants, airfare directly with the airline, local transit/commuting (taxis/Uber/Lyft), and fitness/gym memberships
  • 1x everywhere else.

Hyatt Card Benefits

  • 1 free night every anniversary at Category 1-4 (plus an additional if you spend $15,000 a cardmember year)
  • Hyatt Discoverist elite status
  • 5 elite night credits (additional 2 credits for every $5,000 per cardmember year)
  • No foreign transaction fees
  • Baggage delay insurance
  • Lost luggage reimbursement
  • Trip cancellation insurance
  • 120-day purchase protection.

Verdict: The Hyatt Card is a good card to keep and use for everyday spending due to Hyatt’s high point value. Additionally, the annual fee is justified by the free annual night at category 1-4 hotel plus Hyatt Discoverist Status. 

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