Capital One Savor Rewards Credit Card


The Capital One Savior Rewards card is a great card for the first year since the annual fee is waived. You get a big sign-up bonus and earn 4% cash back on dining and entertainment. However, the annual fee of $95 after the first year is fairly high for the benefits of this card. You would have to spend at least $4,750 on dining and entertainment to justify the annual fee in comparison to getting only 2% cash back with no annual fee with the Citi Double Cash credit card. 


Application Link

  • Target Bonus: $500  cash back
  • Current Bonus: $500 cash back

Annual Fee: $0 for the first year, and $95 thereafter

Earning Cash Back

  • 4% cash back on dining and entertainment
  • 2% cash back on groceries
  • 1% cash back everywhere else.

Savor Card Benefits

  • No Foreign Transactions
  • Extended warranty
  • Baggage delay insurance
  • Trip cancellation/interruption insurance
  • 120-day price protection