Bank of America Premium Rewards Credit Card Review


Application Link

  • Target Bonus: 50,000
  • Current Bonus: 50,000

Annual Fee: $95

Earning Points

  • 2x on travel and dining
  • 1.5x on all other purchases.
  • Point Value= 1 cent.

Card Benefits

  • Global Entry or TSA Pre-Check Credit (every 4 years)
  • $100 Airline fee credit (baggage, upgrades, in-flight services, lounges)
  • No foreign transaction fees
  • 12 trip delay insurance, trip cancellation insurance
  • Baggage delay insurance
  • Lost luggage reimbursement
  • 90-day purchase protection
  • 90-day return protection.

Preferred Rewards

Eligible for Bank of America Preferred Rewards (at the top tier status, it boosts the earning to 3.5x on travel and dining and 2.625x on all other purchases.)