American Express Gold Card Review

American Express Gold Card


Application Link

  • Target Bonus: 50,000 Membership Rewards Points
  • Current Bonus: 50,000 Membership Rewards Points

Annual Fee: $250

Earning Membership Rewards Points

  • 4x points at U.S. restaurants and supermarkets (up to $25,000 per year)
  • 3x points for flights directly with airlines or on amextravel.com
  • 1x points everything else.

Gold Card Benefits

  • $100 fee credit with airlines
  • $120 dining credit ($10 per month only applicable with Grubhub, Seamless, Cheesecake Factory, Ruth’s Chris, and Shake Shack)
  • No foreign transaction fees
  • Baggage insurance
  • Secondary car insurance
  • Roadside assistance
  • 90-day purchase protection