Amazon Business Prime Credit Card Review


The Amazon Business American Express credit card is a good option for business owners who are also Prime members. Prime members with this card would earn 5% cash back at Amazon, Amazon Web Services, and Whole Foods. Prime members would also earn 2% cash back at U.S. restaurants, U.S. gas stations, and wireless telephone services (from U.S. providers).

The major downside to the Amazon Business credit card is that it only earns 1% cash back for all other purchases. That is pretty uncompetitive considering you can earn 2x American Express Membership Rewards points on all purchases with the Blue Business Plus. We value Membership Rewards at about 2 cents, so it is similar to 4% cash back on all spending. 


Application Link 

  • Target Bonus: $125 gift card
  • Current Bonus: $125 gift card

Annual Fee: $0

Earning Cash-back for Prime Members

  • 5% cash-back at Amazon, Amazon Web Services, and Whole Foods (or 90-days interest-free to pay it back)
  • 2% cash-back at U.S. restaurants, U.S. gas stations, and wireless telephone services (from U.S. providers)
  • 1% cash back everywhere else.

Earning Cash-back for Non- Prime Members

  • 5% cash-back at Amazon, Amazon Web Services, and Whole Foods (or 60-days interest-free to pay it back)
  • 2% cash-back at U.S. restaurants, U.S. gas stations, and wireless telephone services (from U.S. providers)
  • 1% cash back everywhere else.

Amazon Business Card Benefits

  • No foreign transaction fees
  • Purchase protection
  • Return protection
  • Extended warranty
  • Baggage insurance
  • Travel accident insurance.