Citi Prestige Credit Card Review

Deals Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites. Opinions and recommendations are ours alone. Terms apply to the offers. See our Advertising Disclosure for more information.

The Citi Prestige card earns 5x points on flights and restaurants and 3x points on hotels and cruises. 

Plus, a $250 travel credit, Priority Pass airport lounge access, a fourth night free twice per year, and cell phone protection. 

Deals Points Card Rating:
Citi Prestige Credit Card

Prestige Card Information

Application Link: Applications are currently suspended. 

Current Sign Up Bonus: N/A.

Recommended Bonus: At least 50,000 ThankYou Points.

Annual Fee: $495.

Earning Rewards:

  • 5x points on flights.
  • 5x points on restaurants.
  • 3x points on hotels.
  • 3x points on cruise lines.
  • 1x points everywhere else.

Recommended Reading: Citi Application Rules and Check Your Citi Application Status.

Prestige Card Benefits

$250 Travel Credit– Each calendar year you get a $250 travel credit that will be automatically applied to any travel purchases.

Priority Pass– You can get airport lounge access at 1,400+ lounge around the world with a free Priority Pass membership with the Prestige card.

Fourth Night Free– You can get the fourth night free twice per calendar year with the Prestige Card.

Cell Phone Protection– Cardmembers who pay their cell phone bill with the card are covered up to $1,500 per year for up to five phones.

Global Entry or TSA Pre-Check– Cardmembers get a Global Entry or TSA Pre-Check credit every five years. I recommend Global Entry because it also includes TSA Pre-Check. If you already have one of them, you could always use the card to purchase it for a family or friend.

No Foreign Transaction Fees– You can use your Prestige card anywhere in the world without having to pay foreign transaction fees, which saves you 3% in fees.

Redeeming ThankYou Points

You can redeem your ThankYou points at any of the airlines below.

Citi Credit Card Logo Citi ThankYou Partners
AEROMEXICO LOGO AeroMexico LifeMiles Avianca LifeMiles
Air France Air France/KLM Flying Blue Cathay Pacific Cathay Pacific Asia Miles
Emirates logo Emirates Skywards Etihad Etihad Guest
EVA Air EVA Air JetBlue JetBlue TrueBlue
Malaysia Airlines logo Malyasia Airlines Qantas Logo Qantas
Qatar Airways logo Qatar Airways Singapore Airlines Singapore KrisFlyer
Thai Airways logo Thai Airways Turkish Airlines logo Turkish Airlines
Virgin Atlantic logo Virgin Atlantic Choice Logo Choice Privileges (1 to 2)
Wyndham Logo Wyndham Rewards shop-your-way-logo-featured Shop Your Way (1 to 10)
Top offers from our partners
75,000 Bonus Miles
Terms Apply
100,000 Bonus Points
Terms Apply
$200 Cash Back & No Annual Fee
Terms Apply