7 Best Citi Credit Cards for 2022

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Are you looking for a Citi credit card that’s right for you?

We’ve done the research and compiled a list of our seven favorite Citi credit cards.

We’ll walk you through the ins and outs of each card so that you can make an informed decision.

1. Citi Premier® Card

80,000 Points
Citi Premier® Card
  • Earn 80,000 Points After Spending $4,000 in the First 3 Months
  • 3x Points at Restaurants, Supermarkets, Gas Stations, Flights, and Hotels
  • $100 Off a Single $500 Hotel Stay Per Year
  • Extended Warranty and Purchase Protections
  • $95 Annual Fee
Learn More Our Review

The Citi Premier® Card currently offers a large 80,000 points welcome bonus after spending $4,000 in the first three months.

Plus, you can earn a lot of points by earning 3x points at restaurants, supermarkets, gas stations, airlines, and hotels. 

The Premier card also comes with no foreign transaction fees, purchase protection, and an extended warranty for items purchased with the card that adds an additional 24 months to the manufacturer’s warranty.

2. Citi® Double Cash Card - 18 month BT offer

2% Cash Back & No Annual Fee
Citi® Double Cash Card – 18 Month BT Offer
  • 2% Cash Back (1% on Purchases, 1% When You Pay)
  • 0% Intro APR on Balance Transfers for 18 months. After That, a Variable APR of 17.74% – 27.74%
  • No Annual Fee
Learn More Our Review

The Citi® Double Cash Card – 18 month BT offer boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay. 

This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track. 

You can also boost your rewards by also holding the Citi Premier® Card (review), which allows you to transfer points to airline and hotel programs. This combination effectively allows you to earn 2 airline miles per dollar on all spending with the Citi Double Cash.

3. Citi Custom Cash℠ Card

5% Cash Back in Top Category
Citi Custom Cash℠ Card
  • Earn $200 Cash Back After Spending $1,500 in the First Six Months
  • 5% Cash Back on Purchases in Your Top Eligible Spend Category Each Billing Cycle up to $500 (1% after that)
  • 0% Intro APR for 15 Months on Purchases and Balance Transfers ($5 or 5% fee). After that, a variable APR of 17.74% – 27.74% applies.
  • No Annual Fee
Learn More Our Review

The Citi Custom Cash℠ Card is a no-annual-fee card that earns 5% cash back in your top spending category each billing cycle.

Eligible 5% cash back categories include restaurants, gas stations, grocery stores, select travel, home improvement stores, drug stores, select transit, select streaming, fitness clubs, and live entertainment.

This allows you to turn the Custom Cash into your 5% cash back card for gas stations, restaurants, grocery stores, or several other categories.

4. American Airlines AAdvantage Executive

Citi® / AAdvantage® Executive World Elite Mastercard®
  • Earn 80,000 AAdvantage Miles After Spending $5,500 in the First 3 Months
  • Limited Time: Earn 4 Miles Per Dollar on American Airlines Purchases Until 12/31/22 (2x Miles thereafter)
  • Admirals Club Lounge Membership for Cardholders and Up to 10 Authorized Users with Two Guests
  • Free Checked Bag (for you and 8 travel companions)
  • Priority Boarding and Priority Check-In
  • Global Entry / TSA Pre-Check Credit
  • $450 Annual Fee
Learn More Our Review

The Citi® / AAdvantage® Executive World Elite MasterCard® is a great choice if you’re a frequent American Airlines flyer who wants airport lounge access.

This card features an Admirals Club membership (worth $650) that allows the primary cardholder and up to two guests with a same-day boarding pass to enter American Airlines Admirals Club lounges when flying American Airlines, a OneWorld airline (including Alaska Airlines), or JetBlue (excluding flights to Europe). 

Plus, the primary cardholder enjoys access to over 50 partner lounges worldwide.

The annual fee is $450, but you can add up to 10 authorized users for free, who also enjoy Admirals Club lounge access with two guests.

If you maximize this benefit, you effectively pay only $41 per person for a yearly Admirals Club membership ($450 divided by 11 people).

5. Citi Rewards+

No Annual Fee
Citi Rewards+ Card
  • Earn 20,000 ThankYou Points after $1,500 in Purchases in the First 3 Months + 5x Points on Restaurants up to $6,000 in the First Year
  • Round Up to the Nearest 10 points on Every Purchase
  • 2x Points at Supermarkets and Gas Stations
  • 10% Points Back up to 15,000 Extra Points
  • No Annual Fee
Learn More Our Review

The Citi Rewards+ Card is a no-annual-fee card that offers 2 points per dollar at gas stations and grocery stores, on up to $6,000 per year (and 1 point per dollar thereafter).

Plus, it rounds the earnings on all purchases up to the nearest 10 points and gives you 10% back on the first 100,000 points you redeem each year.

6. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
  • Earn 50,000 AAdvantage Miles for $2,500 in Purchases in the First 3 Months
  • 2x Miles on American, Gas Stations, and Restaurants
  • Free Checked Bag and Preferred Boarding
  • 25% In-Flight Savings on Food and Drinks
  • $99 Annual Fee, Waived for First 12 Months
Learn More Our Review

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a good option for American Airlines flyers because it offers a free first checked bag on domestic flights for you and up to 4 travel companions on the same reservation, plus preferred boarding on American Airlines flights.

Plus, you earn 2 AAdvantage miles per dollar at restaurants, gas stations, and on American Airlines.  

The AAdvantage Platinum card can also help you earn AAdvantage elite status because every dollar spent on the card equals one Loyalty Point.

7. American Airlines MileUp Card

No Annual Fee
Citi American Airlines AAdvantage MileUp℠ Card
  • Earn 10,000 Miles + $50 Statement Credit After $500 in Purchases Within the First 3 Months
  • 2x Miles on American Airlines and at Grocery Stores
  • Earns Loyalty Points Towards Elite Status
  • 25% In-Flight Savings on Food and Drinks
  • No Annual Fee
Learn More Our Review

The Citi AAdvantage MileUp is great for people who want to earn American Airlines miles without an annual fee. 

The MileUp card doesn’t offer a big welcome mileage bonus, free checked bags, or priority boarding like other American Airlines credit cards.

But MileUp cardmembers earn 2x miles on American Airlines and at grocery stores, and receive a 25% in-flight savings on food and drinks.

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