Citi Costco Anywhere Visa Credit Card Review

The Citi Costco Visa card has no annual fee and earns 4% cash back at gas stations, 3% cash back on travel and restaurants, and 2% cash back at Coscto. 

The main disadvantage of the Costco card is that is only earns 1% cash back everywhere else. 

Deals Points Card Rating:
3.5/5
Citi Costco Visa Credit Card

Costco Card Information

Application Link: Citi Costco Anywhere Visa Card.

  • Costco membership is required.

Current Sign Up Bonus: No sign-up bonus.

Annual Fee: No Annual Fee.

Earning Rewards:

  • 4% cash back at gas stations (including Costco gas) up to $7,000 per year. 
  • 3% cash back on travel.
  • 3% cash back on restaurants.
  • 2% cash back at Costco.
  • 1% cash back everywhere else.
Redeeming Rewards: Cash back is awarded every February in the form of a Costco certificate that is redeemable for cash or merchandise at Costco stores.
 

Costco Card Benefits

Rental Car Insurance– The Costco Visa offers rental car insurance to cover damage to a rental car when you pay for it with your card. The coverage is secondary in the United States, and primary outside the United States.  

No Foreign Transaction Fees– You can use your Costco Visa anywhere in the world without having to pay foreign transaction fees, which saves you 3% on international purchases.

Purchase Protection– Eligible items purchased with the Costco card are protected against damage or theft within the first 120 days (90 days for N.Y. residents). 

Extended Warranty– Items purchases with the Costco Card get an additional 24 months of warranty, for maximum coverage of seven years. 

Roadside Dispatch– If you are having car trouble, the roadside assistance dispatch service can send help your way. You do have to pay for any service, but the rate is pre-negotiated per service call. 

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