CitiBusiness AAdvantage Platinum Select Mastercard Review

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The CitiBusiness® AAdvantage® Platinum Select® Mastercard® earns 2 miles in select business categories and American Airlines purchases. Plus, it offers a free first checked bag, Group 5 preferred boarding, and an annual companion certificate at only $99 per year. 

This business card also offers a generous signup bonus of 65,000 miles, no foreign transaction fees, and a 25% food and drinks savings when flying American, making it an attractive option for American Airlines flyers. 

Let’s explore the travel perks and benefits the CitiBusiness Platinum Select card offers to small business owners and casual travelers.

Free Checked Bags for You and 4 Companions
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
  • Earn 65,000 AAdvantage Miles After Spending $4,000 in the First 4 Months
  • Free Checked Bags for You and 4 Companions
  • 2X Miles on American Flights, Cable, Satellite, Gas, Telecommunications, and Car Rentals
  • Preferred Boarding (Group 5)
  • 25% Discount on American In-Flight Purchases
  • $99 Annual Fee, Waived the First Year
Learn More

1. Welcome Bonus of 65,000 Points

New cardholders receive a generous signup bonus of 65,000 American Airlines AAdvantage bonus miles after spending $4,000 in the first four months of account opening.

2. 2X Miles in Select Business Categories

Cardmembers earn 2 AAdvantage miles per dollar spent in the following business categories: 

  • Select telecommunications merchants
  • Cable and satellite providers
  • Car rentals
  • Gas stations

3. 2X Miles on American Airlines

You can earn unlimited 2 AAdvantage miles per dollar on qualifying American Airlines purchases. 

American Airlines
Photo: American Airlines

4. 1X Mile Everywhere Else

All other eligible purchases earn you 1 AAdvantage mile per dollar. 

5. $99 Annual Fee, Waived the First Year

The CitiBusiness Platinum Select card has a $99 annual fee, waived the first year. Perks like free checked bags, 25% savings on in-flight purchases, and 25% Wi-Fi savings can easily offset this yearly cost.

6. Free Checked Bag

When you own the CitiBusiness Platinum Select card, you and up to four companions on the same reservation can check your first bag free on domestic American Airlines itineraries. 

This is a great perk if you’re a frequent American flyer as American typically charges $30 for the first checked bag. You can save more than $100 on a one-way trip when traveling with your family.

7. Preferred Boarding

Cardholders and up to four companions traveling on the same reservation get to board with Group 5 (Preferred Boarding). 

Early boarding privilege gives you time to secure some overhead bin storage for your small carry-on luggage.

8. 25% Savings on Food and Beverages

You’ll get 25% savings as statement credits if you buy food and drinks on American flights with your CitiBusiness Platinum Select credit card.

9. 25% Wi-Fi Savings

Each anniversary year, cardmembers enjoy up to $25 statement credits on qualifying in-flight Wi-Fi purchases when flying American. 

10. No Foreign Transaction Fees

You can use your CitiBusiness Platinum Select Mastercard anywhere worldwide without paying any foreign transaction fees, saving you around 3% on international purchases.

11. Annual Companion Certificate

American Airlines gives you a companion certificate for domestic main cabin travel each anniversary year for one guest. You can redeem the certificate for $99 (plus $21.60 to $43.20 in government taxes and fees). You have to spend at least $30,000 on your CitiBusiness Platinum Select card per cardmembership year.

12. Purchase Protection

Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 90-days.

For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 90 days.

Coverage for this benefit is limited to $10,000 per claim and up to $50,000 per cardholder.

13. Extended Warranty

Credit card extended warranty protection adds up to an additional 24 months of coverage for eligible purchases on manufacturer’s warranties of five years or less.

Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.

The maximum coverage is $10,000 per item and $50,000 per cardholder.

For example, if you bought a TV with a manufacturer’s warranty of three years, then this card would extend the warranty for free to the fifth year.

14. ShopRunner Membership

Having a World Elite Mastercard gets you cool perks like complimentary ShopRunner Membership, which offers free two-day shipping and free return shipping at 100+ online retailers.

Free Checked Bags for You and 4 Companions
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
  • Earn 65,000 AAdvantage Miles After Spending $4,000 in the First 4 Months
  • Free Checked Bags for You and 4 Companions
  • 2X Miles on American Flights, Cable, Satellite, Gas, Telecommunications, and Car Rentals
  • Preferred Boarding (Group 5)
  • 25% Discount on American In-Flight Purchases
  • $99 Annual Fee, Waived the First Year
Learn More