New 100K Bonus: United℠ Business Card Review

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The card_name is a great option for small business owners who are United flyers with a free first checked bag, two annual one-time United Club Passes, priority boarding, and many other perks on United Airlines.

This credit card review will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.

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  • bonus_miles_full
  • 2X Miles for United Airlines, Dining, Gas Stations, Office Supply Stores, Local Transit, and Commuting
  • 2 United Club One-Time Passes Per Year
  • $100 United Travel Credit
  • Free First Checked Bag and Priority Boarding
  • Primary Rental Car Insurance
  • Trip Delay and Trip Cancellation/Interruption Insurance

Click Here to Learn How to Apply

Welcome Bonus of United Business Card

The card_name currently offers the following welcome bonus:

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Earning Miles with United Business Card

The card_name earns United miles at the following rates:

  • 2 miles per dollar on purchases from United®, including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi, and other United charges;
  • 2 miles per dollar on dining, including eligible delivery services;
  • 2 miles per dollar at gas stations;
  • 2 miles per dollar at office supply stores;
  • 2 miles per dollar on local transit, including ride share services, taxicabs, train tickets, tolls and mass transit; and
  • 1 mile per dollar on all other eligible purchases.

Plus, spending on the United Business card helps you earn United Premier elite status. You will earn 25 PQP for every $500 you spend on purchases (up to 1,000 PQP in a calendar year).

United Airlines

Annual Fee of Chase United Business

The card_name has a $99 annual fee that is waived for the first year.

You can offset the annual fee by taking advantage of the benefits for a first checked bag, 2 United Club passes per year, priority boarding, and travel protections.

Benefits of United Business Card

The United Business offers several nice benefits, including:

Free Checked Bag: Get a free first checked bag on United-operated flights for you and one companion on the same reservation when you purchase the flight with the United Business card.

Two United Club Passes: You will receive two one-time visit passes to the United Club each account year.

Priority Boarding: Receive priority boarding for cardholder and companions on the same reservation. This also helps you bypass the carry-on bag restrictions of basic economy.

Increased Award Space: Get access to additional award availability when using your United miles to book a flight potentially saving you a lot of miles when redeeming points.

In-Flight Savings:  Receive 25% back as an account statement credit on purchases of food, beverages, and Wi-Fi onboard United when you pay using your card.

Potential Extra Bonus: If you have a personal United credit card (Explorer, Quest, Club, Gateway) and this United Business card, you can receive 5,000 bonus miles each year.

Potential $100 Travel Credit: You can receive a $100 statement credit on your United Business Card if you make at least seven United Airlines purchases of at least $100 per year. This includes purchases like flight purchases or extras like seat upgrades.

Trip Delay Insurance will reimburse any eligible expenses you incur as a result of your trip being delayed.

Baggage Delay Insurance can reimburse you for the cost of necessary personal and business items while waiting for your checked bag when it’s delayed by a common carrier.

Lost Luggage Reimbursement covers the cost to repair or replace your luggage, and the personal belongings contained within if your bag is lost or damaged during a covered trip.

Trip Cancellation and Interruption Insurance reimburses you for non-refundable expenses if your trip is interrupted or canceled for a covered reason when you pay for your travel expenses with this card.

Primary Rental Car Insurance steps in as the primary coverage for any damage or theft of a rental vehicle paid for with this card without needing to use your own auto insurance.

No Foreign Transaction Fees: You can make international purchases with your card without paying an extra fee of around 3%.

Purchase Protection covers eligible purchases against accidental damage or theft for up to 120 days for purchases this card.

Extended Warranty coverage adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.

Redeeming United Miles

United Airlines is in the Star Alliance allowing you to redeem miles on airlines such as ANA, Lufthansa, SWISS, Turkish Airlines, Air Canada, Avianca, Singapore Airlines, EVA, and more.

The best thing about the United MileagePlus program is that it doesn’t add fuel surcharges to award tickets, saving you hundreds of dollars when redeeming miles on airlines such as Lufthansa.

Some of the best ways to redeem United Miles are:

  • Flying United Airlines to Europe for 31,800 miles in economy class or 80,000 miles in business class.
  • Fly Lufthansa first class from the U.S. to Frankfurt, starting at 121,000 miles.
  • Business class on a Star Alliance partner from the U.S. to Africa starting at 88,000 miles one-way.

Pros and Cons

Here’s a quick overview of this card’s advantages and disadvantages:

Pros:

  • Free first checked bag.
  • Two free United Club passes each year.
  • Ability to earn a $100 travel credit and 5,000 bonus miles yearly.

Cons:

  • Only 2x miles for purchases on United Airlines when several other cards offer more points, such as the Ink Business Preferred® Credit Card (review).
  • Have to purchase flight with United Business card to get free checked bag.

Card Alternatives to the United Business Card

Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.

Ink Business Preferred® Credit Card
  • bonus_miles_full
  • 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
  • 25% Additional Points Value in Travel Redemption
  • Primary Rental Car Insurance
  • Trip Cancellation/Interruption Insurance
  • Cell Phone Protection
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee

Click Here to Learn How to Apply

The Ink Business Preferred® Credit Card (review)  is an excellent choice for business owners looking for a card that offers valuable rewards and benefits.

With this card, you’ll earn:

  • 3 points per $1 spent on travel, shipping purchases, internet, cable, phone services, and advertising purchases made with social media sites and search engines (up to $150,000 in combined purchases per account anniversary year).
  • 1 point per $1 spent on all other purchases, with no limit on the number of points you can earn.

Beyond the rewards, the Ink Business Preferred provides valuable benefits, including:

  • Primary rental car insurance (when renting for business purposes).
  • Cell phone protection (up to $600 per claim against theft or damage, with a maximum of three claims per year and a $100 deductible per claim).
  • Purchase and extended warranty protection.

2x Miles on All Purchases
Capital One Spark Miles for Business
  • bonus_miles_full
  • Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • 2x Miles On Every Purchase
  • Global Entry or TSA PreCheck Credit
  • No Foreign Transaction Fees
  • $0 Intro Annual Fee for the First Year, $95 Thereafter
  • Free employee cards which also earn unlimited 2X miles from their purchases
Learn More Our Review

The Capital One Spark Miles for Business (review)is one of the top travel rewards credit cards for small business owners.

The card earns unlimited 5X miles on hotels and rental cars booked through Capital One Travel. It also earns unlimited 2 miles per dollar on all purchases, which can be transferred to Capital One’s airline and hotel partners.

The Spark Miles also offers a statement credit for your Global Entry or TSA PreCheck application (up to $100) and no foreign transaction fees.

2 United Club One-Time Passes Plus Free Checked Bags
United℠ Explorer Card
  • bonus_miles_full
  • 2X Miles on United Purchases, Dining, and Hotel Stays
  • 2 United Club One-Time Passes Per Year
  • Free First Checked Bags for Two People
  • Up to $100 Global Entry, TSA PreCheck, or Nexus Credit
  • 25% Savings on United In-Flight Food and Drinks
  • Priority Boarding
  • Primary Rental Car and Trip Delay Insurance
  • $0 Intro Annual Fee, Then $95 Per Year

Click Here to Learn How to Apply

The card_name (review) is one of my favorite cards to keep long-term because of the great benefits when flying United, including:

  • Free first checked bag when you pay using the Explorer card;
  • Two free United Club passes each account anniversary;
  • Priority boarding for you and companions on the same reservation; 
  • Extra award space when redeeming your United miles;
  • 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United; and
  • Premier upgrades on award tickets.

Even if you’re not a frequent United flyer, the money-saving perks and travel benefits of this card can still make it a worthwhile choice.

Besides the airline-specific benefits, the United Explorer card offers purchase protection, extended warranty, and trip cancellation/interruption insurance, providing peace of mind while traveling.

Is the United Business Card Worth It?

The card_name is an excellent option for frequent travelers who frequently fly with United Airlines. This card is perfect for small business owners and entrepreneurs who want to maximize travel rewards and earn points faster.

Some of the card’s key benefits include a generous welcome bonus, free checked bags, priority boarding, lounge passes, and travel insurance. These perks can save you hundreds of dollars on each trip, making the card worth the annual fee.

card_name

  • bonus_miles_full
  • 2X Miles for United Airlines, Dining, Gas Stations, Office Supply Stores, Local Transit, and Commuting
  • 2 United Club One-Time Passes Per Year
  • $100 United Travel Credit
  • Free First Checked Bag and Priority Boarding
  • Primary Rental Car Insurance
  • Trip Delay and Trip Cancellation/Interruption Insurance

Click Here to Learn How to Apply

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