The card_name is one of the most valuable airline credit cards on the market. This card allows you to book a basic economy ticket and bring both a carry-on and checked bag for free.
The card also gets you two free United Club passes each year, expanded award avaliability to use your points, primary rental car insurance, and trip delay insurance.
Whether you’re traveling for work or leisure, the United Card is the ultimate travel companion for business owners who frequently take to the skies.
So, without further ado, let’s dive deeper into what this card is all about and see why it’s a must-have for frequent flyers.
card_name
- bonus_miles_full
- 2X Miles for United Airlines, Dining, Gas Stations, Office Supply Stores, Local Transit, and Commuting
- 2 United Club One-Time Passes Per Year
- $100 United Travel Credit
- Free First Checked Bag and Priority Boarding
- Primary Rental Car Insurance
- Trip Delay and Trip Cancellation/Interruption Insurance
Welcome Bonus
The card_name currently offers the following welcome bonus:
bonus_miles_full
Earning Miles
The card_name earns United miles at the following rates:
- 2 miles per dollar on purchases from United®, including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi, and other United charges;
- 2 miles per dollar on dining, including eligible delivery services;
- 2 miles per dollar at gas stations;
- 2 miles per dollar at office supply stores;
- 2 miles per dollar on local transit, including ride share services, taxicabs, train tickets, tolls and mass transit; and
- 1 mile per dollar on all other eligible purchases.
Annual Fee
The card_name has a $99 annual fee that is waived for the first year.
You can offset the annual fee by taking advantage of the benefits for a first checked bag, 2 United Club passes per year, priority boarding, and travel protections.
Benefits on United Airlines
The United Business Card offers the following perks on United Airlines:
Free Checked Bag
You can enjoy a free checked bag for you and one travel companion on the same reservation when you use your United Business card to purchase the ticket. That’s worth $140 of savings in baggage fees for a roundtrip flight.
Priority Boarding
You and your companions on the same reservation enjoy priority boarding in Group 2. This also allows you to bypass the Basic Economy restriction on bringing a carry-on bag.
2 United Club Passes
This card offer two United Club one-time passes each year allowing you to relax in an airport lounge before your flight.
United Club lounges typically offer complimentary food and beverages, Wi-Fi access, and workstations.
Potential 5,000 Mile Bonus
Potential $100 Travel Credit
You can receive a $100 statement credit on your United Business Card if you make at least seven United Airlines purchases of at least $100 per year.
This includes purchases like flight purchases or extras like seat upgrades.
Expanded Award Availability
This United card gets you access to additional award availability when using your United miles to book a flight. This perk can help you save a lot of miles by booking cheaper “Saver” award space over much more expensive Everyday awards.
25% In-Flight Purchases
This card offers 25% back in the form of an account statement credit on purchases of food, beverages, and Wi-Fi, onboard United when you pay using your card.
Award Upgrades for Premier Members
Normally United Premier members only receive complimentary upgrades on cash tickets.
But holding this card also makes Premier members eligible for upgrades when using their miles on award tickets.
Earn Premier Qualifying Points Towards Elite Status
The United Business card lets you earn Premier Qualifying Points (PQPs) towards elite status by spending on this card.
You can earn 500 PQP for every $12,000 you spend on purchases, up to 1,000 PQP in a calendar year.
Other Card Benefits and Perks
The card_name also offers these benefits:
Primary Rental Car Insurance
Primary rental car insurance covers any damage to a rental car when you pay for the rental using this card.
For primary coverage to apply, you must be renting the car for business purposes.
But you still need to maintain liability car insurance to cover damage to another person or property.
Baggage Delay Insurance
Baggage delay insurance can reimburse you for the cost of necessary personal and business items if (1) you purchased your trip with this card and (2) your bag is delayed by a common carrier like an airline, train, ferry, or cruise ship, etc.
Common reimbursable items include clothing, toiletries, and phone chargers, which can be a life-saver when you are without your bag.
Lost Luggage Reimbursement
Baggage insurance covers the cost to repair or replace your luggage and the contents inside if your bag is lost or damaged during a covered trip.
You must purchase the trip with this card, and it will also cover immediate family members traveling with you.
Trip Delay Insurance
This card offers trip delay insurance when you purchase your flight with this card.
This reimburses you for reasonable expenses things like hotels, food, transportation, and other necessary items.
Flights are increasingly delayed or canceled, and it is too risky to not use a card that offers free trip delay insurance.
Trip Cancellation / Interruption Insurance
Trip cancellation and interruption insurance reimburses you for non-refundable expenses if your trip is interrupted or canceled for a covered reason such as illness, severe weather, or an accidental injury when you pay for your travel expenses with this card.
Travel Accident Insurance
If you use your card to pay for airfare, bus, train, or cruise tickets, you may qualify to receive coverage for accidental death or dismemberment, with a maximum coverage amount of $500,000.
Extended Warranty
Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.
Purchase Protection for 120 Days
Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.
For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.
Pros and Cons
Here’s a quick overview of this card’s advantages and disadvantages:
Pros:
- Free first checked bag.
- Two free United Club passes each year.
- Ability to earn a $100 travel credit and 5,000 bonus miles yearly.
Cons:
- Only 2x miles for purchases on United Airlines when several other cards offer more points, such as the Ink Business Preferred® Credit Card (review) .
- Have to purchase flight with United Business card to get free checked bag.
Card Alternatives to the United Business Card
Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.
Ink Business Preferred® Credit Card
- bonus_miles_full
- 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
- 25% Additional Points Value in Travel Redemption
- Primary Rental Car Insurance
- Trip Cancellation/Interruption Insurance
- Cell Phone Protection
- Purchase Protection and Extended Warranty
- No Foreign Transaction Fees
- $95 Annual Fee
The Ink Business Preferred® Credit Card (review) is an excellent choice for business owners looking for a card that offers valuable rewards and benefits.
With this card, you’ll earn:
- 3 points per $1 spent on travel, shipping purchases, internet, cable, phone services, and advertising purchases made with social media sites and search engines (up to $150,000 in combined purchases per account anniversary year).
- 1 point per $1 spent on all other purchases, with no limit on the number of points you can earn.
Beyond the rewards, the Ink Business Preferred provides valuable benefits, including:
- Primary rental car insurance (when renting for business purposes).
- Cell phone protection (up to $600 per claim against theft or damage, with a maximum of three claims per year and a $100 deductible per claim).
- Purchase and extended warranty protection.
American Express® Business Gold Card
- bonus_miles_full
- 4X Points on Purchases in Your Top 2 Business Categories (up to $150,000 in Combined Purchases Per Calendar Year)
- No Foreign Transaction Fees
- $295 Annual Fee (Rates and Fees)
The American Express® Business Gold Card (review) is a good fit for business owners who want to earn much-coveted Membership Rewards points from business spending.
For a $295 annual fee, this card earns 4x points on up to $150,000 in combined purchases per year in your top two spending categories, with options including eligible airfare, U.S. advertising, U.S. shipping, U.S. cloud, software, and hardware, U.S. gas, and U.S. dining purchases.
You can also receive 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
Capital One Spark Miles for Business
- bonus_miles_full
- Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
- 2x Miles On Every Purchase
- Global Entry or TSA PreCheck Credit
- No Foreign Transaction Fees
- $0 Intro Annual Fee for the First Year, $95 Thereafter
- Free employee cards which also earn unlimited 2X miles from their purchases
The Capital One Spark Miles for Business is one of the top travel rewards credit cards for small business owners.
The card earns unlimited 5X miles on hotels and rental cars booked through Capital One Travel. It also earns unlimited 2 miles per dollar on all purchases, which can be transferred to Capital One’s airline and hotel partners.
The Spark Miles also offers a statement credit for your Global Entry or TSA PreCheck application (up to $100) and no foreign transaction fees.
Is the United Business Card Worth It?
The card_name is an excellent option for frequent travelers who frequently fly with United Airlines. This card is perfect for small business owners and entrepreneurs who want to maximize travel rewards and earn points faster.
Some of the card’s key benefits include a generous welcome bonus, free checked bags, priority boarding, lounge passes, and travel insurance. These perks can save you hundreds of dollars on each trip, making the card worth the annual fee.
card_name
- bonus_miles_full
- 2X Miles for United Airlines, Dining, Gas Stations, Office Supply Stores, Local Transit, and Commuting
- 2 United Club One-Time Passes Per Year
- $100 United Travel Credit
- Free First Checked Bag and Priority Boarding
- Primary Rental Car Insurance
- Trip Delay and Trip Cancellation/Interruption Insurance
