Do Chase Ultimate Rewards Points Expire?

Deals Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites. Opinions and recommendations are ours alone. Terms apply to the offers. See our Advertising Disclosure for more information.

Chase Ultimate Rewards points do not expire as long as your credit card account is open.

However, if you close your account before redeeming or transferring your rewards, those points will expire.

For example, if you earn a welcome bonus from the Chase Sapphire Preferred® Card, and then close the card before using your points, they’ll be gone forever.

But if you have another Chase Ultimate Rewards card, you can combine your points before you close your card. Here are the cards that earn Ultimate Rewards points:

Other Ways to Lose Your Points

There are several other ways you can lose your Chase Ultimate Rewards points, if you engage in any of the following:

  • Engaging in fraudulent activity related to the account or program;
  • Repeatedly opening or otherwise maintaining
    credit card accounts for the purpose of
    generating rewards;
  • Failure to make your minimum payment within 60 days of the due date;
  • Filing for bankruptcy;
  • Manufacturing spend for the purpose of
    generating rewards;
  • Buying or selling points;
  • Moving or transferring points to an ineligible
    third party or account; or
  • Selling, or participating in the sale or exchange
    of, gift cards, travel or other items of value
    obtained through use of points
Top offers from our partners
60,000 Points
Terms Apply
75,000 Bonus Miles
Terms Apply
100,000 Bonus Points
Terms Apply
100,000 Points
Terms Apply