Chase Southwest Rapid Rewards Priority Credit Card Review

Deals Points has partnered with CardRatings for our coverage of credit card products. Deals Points and CardRatings may receive a commission from card issuers. Opinions and recommendations are ours alone. Terms apply to the offers. See our Advertising Disclosure for more information.

The Chase Southwest Rapid Rewards® Priority Credit Card offers 3x points on Southwest flights, 2x points on ride-sharing, streaming, and internet purchases, plus a $75 annual travel credit, four upgraded boardings, and 7,500 points each account anniversary.

Deals Points Card Rating:
4.5/5

75,000 Points Welcome Bonus
Southwest Rapid Rewards® Priority Card
  • Earn 75,000 Points After Spending $3,000 in the First 3 Months
  • $75 Annual Southwest Travel Credit
  • 7,500 Points on Every Cardmember Anniversary
  • 3X Points on Southwest Purchases
  • 2X Points on Ridesharing, Local Transit, Internet, Cable, Phone, and Select Streaming
  • 4 Upgraded Boardings Per Year
  • 25% Savings on In-Flight Purchases
  • $149 Annual Fee

Click Here to Learn How to Apply

Benefits with Southwest Airlines

The Priority card offers some very nice benefits on Southwest Airlines, which easily justify the $149 annual fee.

7,500 Points Anniversary Bonus– Every cardmember anniversary you get 7,500 points, which is worth about $100 in flights on Southwest.

$75 Annual Travel Credit– The Priority card offers a $75 travel credit each year for flights on Southwest Airlines including your first year. 

Four Upgraded Boardings– Each year you get four upgraded boardings to positions A1-15. All you need to do is purchase the upgraded boarding option with your card and the charge will be reimbursed within eight weeks.

25% In-Flight Savings– When you paying using your Priority card, you can enjoy a 25% statement credit for in-flight purchases of alcoholic drinks and Wi-Fi.

Points Towards Elite Status- You can earn 1,500 Tier points towards A-List elite status for every $10,000 spent.

Baggage Delay Insurance

Baggage delay insurance can reimburse you for the cost of necessary personal and business items if (1) you purchased your trip with this card and (2) your bag is delayed by a common carrier like an airline, train, ferry, or cruise ship, etc.

Common reimbursable items include clothing, toiletries, and phone chargers, which can be a life-saver when you are without your bag.

Lost Luggage Reimbursement

Lost luggage reimbursement covers the cost to repair or replace your luggage and the contents inside if your bag is lost or damaged during a covered trip.

You must purchase the trip with this card, and it will also cover immediate family members traveling with you.

Coverage is also secondary to any reimbursement from the airline or common carrier. For example, if your bag and its contents were worth $1,000 and the airline gave you $200, you could file a claim for $800.

Luggage

Secondary Rental Car Insurance

Secondary rental car insurance covers any damage to a rental car not covered by your primary insurance when you pay for the rental using this card.

Other credit cards offer primary rental car insurance, which pays before your insurance and saves you the hassle of filing multiple insurance claims.

But there are situations where this secondary insurance becomes the primary insurance, including when renting a car outside the U.S. and your personal car insurance does not cover you in that country, or if you don’t have collision insurance.

You still need to maintain liability car insurance to cover damage to another person or property.

Rental Car Insurance
Photo: Hertz

No Foreign Transaction Fees

This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

Santorini Europe

Extended Warranty

Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.

Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.

The maximum coverage is $10,000 per item and $50,000 per cardholder.

For example, if you bought a TV with a manufacturer’s warranty of three years, then this card would extend the warranty for free to the fourth year.

But if the TV comes with a four or five-year warranty, you should consider using an American Express or Citi credit card, which covers warranties up to 5 years.

Purchase Protection

Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.

For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.

Coverage for this benefit is limited to $500 per claim and up to $50,000 per cardholder.

75,000 Points Welcome Bonus
Southwest Rapid Rewards® Priority Card
  • Earn 75,000 Points After Spending $3,000 in the First 3 Months
  • $75 Annual Southwest Travel Credit
  • 7,500 Points on Every Cardmember Anniversary
  • 3X Points on Southwest Purchases
  • 2X Points on Ridesharing, Local Transit, Internet, Cable, Phone, and Select Streaming
  • 4 Upgraded Boardings Per Year
  • 25% Savings on In-Flight Purchases
  • $149 Annual Fee

Click Here to Learn How to Apply

Top offers from our partners
Citi Premier
Terms Apply
BEST CARD FOR EARNING POINTS
Citi Premier® Card
80,000 Bonus Points (Highest Bonus Ever for a Limited Time)
Capital One Venture X
Terms Apply
BEST PREMIUM TRAVEL REWARDS CARD
Capital One Venture X Rewards Credit Card
75,000 Bonus Points
Chase Business Unlimited Credit Card
Terms Apply
$900 Cash Back (Highest Bonus Ever for a Limited Time)
Chase Sapphire Reserve®
Terms Apply
BEST CASH BACK CARD
Chase Sapphire Reserve
80,000 Points