Chase Southwest Rapid Rewards Premier Credit Card Review

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The Chase Southwest Rapid Rewards® Premier Credit Card offers 3x points on Southwest and their hotel and car rental partners, plus 6,000 points every year you renew the card. 

75,000 Points Welcome Bonus
Southwest Rapid Rewards® Premier Card
  • Earn 75,000 Rapid Rewards Points After Spending $3,000 in the First Three Months
  • 6,000 Points Each Cardmember Anniversary
  • 2X Points on Transit, Ridesharing, Internet, Cable, Phone, and Eligible Streaming Services
  • 2 EarlyBird Check-In Per Year
  • 25% Savings on In-Flight Purchases
  • Lost Luggage and Baggage Delay Insurance
  • $99 Annual Fee

Click Here to Learn How to Apply

Benefits with Southwest Airlines

6,000 Points Anniversary Bonus– Every cardmember anniversary you get 6,000 points, which is worth about $80 in flights on Southwest.

25% In-Flight Savings– When you paying using your Southwest card, you can enjoy a 20% statement credit for in-flight purchases of alcoholic drinks and Wi-Fi.

Points Towards Elite Status- You can earn 1,500 Tier points towards A-List elite status for every $10,000 spent. 

Two Upgraded Boardings– Each year you get two upgraded boardings to positions A1-15. All you need to do is purchase the upgraded boarding option with your card and the charge will be reimbursed within eight weeks.

Secondary Rental Car Insurance

Secondary rental car insurance covers any damage to a rental car not covered by your primary insurance when you pay for the rental using this card.

Other credit cards offer primary rental car insurance, which pays before your insurance and saves you the hassle of filing multiple insurance claims.

But there are situations where this secondary insurance becomes the primary insurance, including when renting a car outside the U.S. and your personal car insurance does not cover you in that country, or if you don’t have collision insurance.

You still need to maintain liability car insurance to cover damage to another person or property.

Rental Car Insurance
Photo: Hertz

Baggage Delay Insurance

Baggage delay insurance can reimburse you for the cost of necessary personal and business items if (1) you purchased your trip with this card and (2) your bag is delayed by a common carrier like an airline, train, ferry, or cruise ship, etc.

Common reimbursable items include clothing, toiletries, and phone chargers, which can be a life-saver when you are without your bag.

Lost Luggage Reimbursement

Lost luggage reimbursement covers the cost to repair or replace your luggage and the contents inside if your bag is lost or damaged during a covered trip.

You must purchase the trip with this card, and it will also cover immediate family members traveling with you.

Coverage is also secondary to any reimbursement from the airline or common carrier. For example, if your bag and its contents were worth $1,000 and the airline gave you $200, you could file a claim for $800.

Luggage

No Foreign Transaction Fees

This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

Santorini Europe

Extended Warranty

Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.

Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.

The maximum coverage is $10,000 per item and $50,000 per cardholder.

For example, if you bought a TV with a manufacturer’s warranty of three years, then this card would extend the warranty for free to the fourth year.

But if the TV comes with a four or five-year warranty, you should consider using an American Express or Citi credit card, which covers warranties up to 5 years.

Purchase Protection for 120 Days

Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.

For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.

Coverage for this benefit is limited to $500 per claim and up to $50,000 per cardholder.

75,000 Points Welcome Bonus
Southwest Rapid Rewards® Premier Card
  • Earn 75,000 Rapid Rewards Points After Spending $3,000 in the First Three Months
  • 6,000 Points Each Cardmember Anniversary
  • 2X Points on Transit, Ridesharing, Internet, Cable, Phone, and Eligible Streaming Services
  • 2 EarlyBird Check-In Per Year
  • 25% Savings on In-Flight Purchases
  • Lost Luggage and Baggage Delay Insurance
  • $99 Annual Fee

Click Here to Learn How to Apply

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