[100K Bonus] Chase Southwest Rapid Rewards Premier Credit Card Review

October 2021 Update: The sign-up bonus increased to 100,000 points through December 7, 2021.

The Chase Southwest Rapid Rewards Premier credit card offers 3x points on Southwest and their hotel and car rental partners, plus 6,000 points every year you renew the card. 

Deals Points Card Rating:
3.5/5
Southwest Premier Card

Southwest Premier Card Information

Application Link: Chase Southwest Rapid Rewards Premier.

Current Sign Up Bonus: 100,000 Southwest Rapid Rewards Points:

  • 50,000 points after spending $2,000 on purchases in the first three months.
  • 50,000 points after spending $12,000 on purchases in the first 12 months.

Recommended Bonus: At least 50,000 Southwest Rapid Rewards points.

Annual Fee: $99

Earning Rewards: 

  • 3x points on Southwest Airlines.
  • 2x points on ride-sharing, commuting, and local transit.
  • 2x points internet, cable, phone services, and select streaming.
  • 2x points with Southwest’s hotel and car rental partners.
  • 1x points everywhere else.

Recommended Reading: 

Benefits with Southwest Airlines

6,000 Points Anniversary Bonus– Every cardmember anniversary you get 6,000 points, which is worth about $80 in flights on Southwest.

25% In-Flight Savings– When you paying using your Southwest card, you can enjoy a 20% statement credit for in-flight purchases of alcoholic drinks and Wi-Fi.

Points Towards Elite Status- You can earn 1,500 Tier points towards A-List elite status for every $10,000 spent. 

Two Upgraded Boardings– Each year you get two upgraded boardings to positions A1-15. All you need to do is purchase the upgraded boarding option with your card and the charge will be reimbursed within eight weeks.

Travel and Purchase Benefits

Baggage Delay Insurance– This coverage reimburses you for the purchase of essential items if your baggage is delayed more than 6 hours, and allows you can spend up to $100 per day for a maximum of 5 days.

Lost Luggage Reimbursement– If a common carrier loses your bag, you can seek reimbursement up to $3,000 per person for each trip including up to $500 per person for jewelry, cameras, and other electronic equipment.

Secondary Rental Car Insurance– This insurance covers any damage to a rental car that is not covered by your insurance. (Whereas, primary rental car insurance would cover any damage before your insurance.)

No Foreign Transaction Fees– You can use your Southwest card anywhere in the world without foreign transaction fees, which saves you 2.7% over some other cards.

Purchase Protection– This 120-day coverage protects your purchases from theft or damage up to $500 for each claim and up to $50,000 for each account. For example, if your new laptop was stolen or damaged within the first 120 days, you could seek reimbursement from Chase.

Extended Warranty– The U.S. manufacturer’s warranty of 3 years or less will be extended for an additional year on eligible products purchased with your card.