Chase Southwest Rapid Rewards Premier Credit Card Review

The Chase Southwest Premier card earns 2x points on Southwest and their hotel and rental car partners, plus you get great travel protections such as baggage delay insurance, secondary rental car insurance, and no foreign transaction fees. 

However, we do recommend the Southwest Priority card over the Premier card because of the Priority’s $75 travel credit, four upgraded boardings, and a 7,500 point anniversary bonus.

It can also help you get closer to Southwest’s amazing Companion Pass, especially if you are eligible to open a business card with the Premier card.

Deals Points Card Rating:
3.5/5
Southwest Premier Card

Southwest Premier Card Information

Application Link: Chase Southwest Rapid Rewards Premier.

Current Sign Up Bonus: 40,000 Southwest Rapid Rewards points.

Recommended Bonus: At least 50,000 Southwest Rapid Rewards points.

Annual Fee: $99

Earning Rewards: 

Recommended Reading: Chase 5/24 Rule and Check Your Application Status.

Benefits with Southwest Airlines

6,000 Points Anniversary Bonus– Every cardmember anniversary you get 6,000 points, which is worth about $80 in flights on Southwest.

20% In-Flight Savings– When you paying using your Southwest card, you can enjoy a 20% statement credit for in-flight purchases of alcoholic drinks and Wi-Fi.

Points Towards Elite Status- You can earn 1,500 Tier points towards A-List elite status for every $10,000 spent up to 15,000 Tier points ($100,000 in spending) each year.

Travel and Purchase Benefits

Baggage Delay Insurance– This coverage reimburses you for the purchase of essential items if your baggage is delayed more than 6 hours, and allows you can spend up to $100 per day for a maximum of 5 days.

Lost Luggage Reimbursement– If a common carrier loses your bag, you can seek reimbursement up to $3,000 per person for each trip including up to $500 per person for jewelry, cameras, and other electronic equipment.

Secondary Rental Car Insurance– This insurance covers any damage to a rental car that is not covered by your insurance. (Whereas, primary rental car insurance would cover any damage before your insurance.)

No Foreign Transaction Fees– You can use your Southwest card anywhere in the world without foreign transaction fees, which saves you 2.7% over some other cards.

Purchase Protection– This 120-day coverage protects your purchases from theft or damage up to $500 for each claim and up to $50,000 for each account. For example, if your new laptop was stolen or damaged within the first 120 days, you could seek reimbursement from Chase.

Extended Warranty– The U.S. manufacturer’s warranty of 3 years or less will be extended for an additional year on eligible products purchased with your card.

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