Chase Ink Business Preferred Credit Card Review

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The Chase Ink Business Preferred® Credit Card is a great all-around business card that offers a big sign up bonus worth at least $1,000, 3x points on travel, and valuable benefits such as cell phone insurance, trip delay insurance, and primary rental car coverage.

100,000 Welcome Bonus Points
Chase Ink Business Preferred® Credit Card
  • Earn 100,000 Ultimate Rewards Points After Spending $15,000 in Purchases in the First 3 Months
  • 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
  • 25% Additional Points Value in Travel Redemption
  • Primary Rental Car Insurance
  • Trip Cancellation/Interruption Insurance
  • Cell Phone Protection
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee

Click Here to Learn How to Apply

Cell Phone Protection

Breaking or losing your cell phone is never a pleasant experience, especially when cell phones cost over $800+ to replace.

Luckily, you can avoid paying these steep costs when you pay your cell phone bill with this credit card.

There is no cost for cell phone insurance savings you about $10 per month per phone, but you will have to pay a small deductible if you make a claim. 

Primary Rental Car Insurance

Primary rental car insurance covers any damage to a rental car when you pay for the rental using this card. 

For primary coverage to apply, you must be renting the car for business purposes.

But you still need to maintain liability car insurance to cover damage to another person or property.

Rental Car Insurance

Trip Cancellation / Interruption Insurance

When you’re planning a trip, the last thing you want to worry about is whether or not your travel plans will be covered if something goes wrong. That’s where credit card trip cancellation and interruption insurance comes in.

Trip cancellation and interruption insurance reimburse you for non-refundable expenses if your trip is interrupted or canceled for a covered reason such as illness, severe weather, or an accidental injury. 

To be eligible for trip cancellation and interruption insurance, you’ll need to pay for your travel expenses using this card.

Travel is crazy enough without having to worry about being out of pocket if something goes wrong, so I always suggest booking all travel with a card that offers travel protections.

Trip Delay - Airport Snow

Extended Warranty

Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.

Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.

The maximum coverage is $10,000 per item and $50,000 per cardholder.

For example, if you bought a TV with a manufacturer’s warranty of three years, then this card would extend the warranty for free to the fourth year.

But if the TV comes with a four or five-year warranty, you should consider using an American Express or Citi credit card, which covers warranties up to 5 years.

Purchase Protection

Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.

For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.

Coverage for this benefit is limited to $500 per claim and up to $50,000 per cardholder.

Credit Card Purchase Protection Broken Phone

No Foreign Transaction Fees

This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

Thailand

100,000 Welcome Bonus Points
Chase Ink Business Preferred® Credit Card
  • Earn 100,000 Ultimate Rewards Points After Spending $15,000 in Purchases in the First 3 Months
  • 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
  • 25% Additional Points Value in Travel Redemption
  • Primary Rental Car Insurance
  • Trip Cancellation/Interruption Insurance
  • Cell Phone Protection
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee

Click Here to Learn How to Apply

Frequently Asked Questions

The Chase Ink Business Preferred card is a great all-around business credit card that offers 3x points on travel, and valuable benefits such as cell phone insurance, trip delay insurance, and primary rental car coverage.

The Chase Ink Preferred card earns:

  • 5x points with Lyft until March 2022. 
  • 3x points on Travel including airfare, hotels, rental cars, train tickets and taxis.
  • 3x points Shipping purchases.
  • 3x points Internet, cable, and phone services.
  • 3x points Advertising purchases with social media sites and search engines.
  • 1x points everywhere else.

The Chase Ink Business Preferred has no foreign transaction fees, which saves you 3% over cards that charge foreign transaction fees. 

You need to wait at least 24 months in between sign up bonuses on Ink Preferred cards for the same business. 

$95 per year.