The Chase Freedom Rise is a starter credit card that offers 1.5% cash back rewards. It has no annual or monthly fees, and no minimum deposit is required after approval. Cardmembers can increase their chances of getting approved by opening or having a Chase bank account with at least $250 within 48 hours of the application.

This credit card review will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let's dive right in.

Welcome Bonus of Freedom Rise

The Chase Freedom Rise currently offers the following welcome bonus:

Earn $25 statement credit after signing up for automatic payments within the first three months of account opening.

Earning Rewards with Freedom Rise

The Chase Freedom Rise earns 1.5% cash back on all purchases.

The rewards will be earned as Chase Ultimate Rewards points, which can be redeemed for cash back, travel, gift cards, and more.

It is also likely that if cardholders eventually get the Chase Sapphire Preferred^® Card, you will likely be able to pool your points to unlock transfers to airline and hotel partners.

No Annual Fee

The Freedom Rise card has no annual fee.

Benefits of Freedom Rise

Here are the currently anounced benefits for the Freedom Rise:

120-Day Purchase Protection: Get 120 days of protection against damage, theft, and even loss of your purchases - one of the longest windows available. This premium coverage automatically applies when you pay with your card.

Extended Warranty Protection: Your purchases gain an extra year of warranty protection when bought with this card, extending manufacturer warranties of three years or less without the inflated prices of store warranty plans.

Trip Cancellation & Interruption Insurance: This protection reimburses you for non-refundable, prepaid travel expenses if you need to cancel before departure or cut your trip short due to covered situations like severe illness or weather events. Coverage activates when you pay for your trip with the card, but it's important to note that reimbursement only applies for specific covered reasons rather than any cancellation.

Credit limit increases: Cardmembers will be evaluated for credit limit increases as soon as six months.

Pros and Cons of Chase Freedom Rise

Here are the advantages and disadvantages of this card:

Pros:

• 1.5% cash back is good for a starter card.
• No annual fee.
• Travel and Purchase protections.

Cons:

• Very small welcome bonus.
• Foreign transaction fees.

Alternatives to the Chase Freedom Rise

Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.

Chase Freedom Unlimited^®

No Annual Fee

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• bonus_miles_full
• 5% Cash Back on Travel Purchased Via Chase
• 3% Cash Back at Restaurants and Drug Stores
• 1.5% Cash Back on All Other Purchases
• 0% Intro APR for 15 Months (After that, a reg_apr,reg_apr_type APR.)
• Purchase Protection and Extended Warranty
• No Annual Fee

Click Here to Learn How to Apply

Learn More

The Chase Freedom Unlimited® (review) is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.

The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.

Blue Cash Everyday^® Card from American Express

No Annual Fee






Blue Cash Everyday® Card from American Express

• bonus_miles_full
• 3% Cash Back at U.S. Supermarkets, U.S. Online Retail Purchases, & U.S. Gas Stations (each on up to $6,000 per year in purchases, 1% thereafter)
• 0% Intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, a reg_apr,reg_apr_type APR.
• No Annual Fee (rates & fees)

Learn More

Our Review
American Express is a Deals Points Advertiser; Terms Apply; Enrollment is Required for Some Benefits

The Blue Cash Everyday® Card from American Express is a great no-annual fee credit card option that earns 3% cash back at U.S. supermarkets, U.S. online retail purchases, & U.S. gas stations (each on up to $6,000 per year in purchases, 1% thereafter).

The Blue Cash also offers $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, including Disney+, Hulu, and ESPN+. (Enrollment required.)

Plus, a $180 annual credit for Home Chef purchases in the form of a monthly $15 statement credit

Capital One Savor Cash Rewards Credit Card

No Annual Fee






Capital One SavorOne Rewards

• Earn bonus_miles_full
• 8% Cash Back at Capital One Entertainment
• 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
• No Annual Fee

Learn More

Our Review

The Capital One SavorOne Cash Rewards Credit Card is a no-annual-fee card that earns 3% cash back in four popular categories: dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).

The SavorOne also has nice perks such as no foreign transaction fees and extended warranty protection.

Plus, cardholders earn 10% cash back on purchases with Uber and Uber Eats and complimentary Uber One membership statement credits every month through November 14, 2024.

Is the Chase Freedom Rise Worth It?

The Chase Freedom Rise could be a good option for those with limited credit histories, but if you have a better credit history, then I would recommend the Chase Freedom Unlimited^®.

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.