Freedom Flex Quarterly Categories for 5% Back

Deals Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites. Opinions and recommendations are ours alone. Terms apply to the offers. See our Advertising Disclosure for more information.

The Chase Freedom Flex℠ is a popular cashback credit card that offers a range of rewards and benefits to its users. One of the most attractive features of this card is its quarterly categories, which allow cardholders to earn bonus cashback on specific purchases for a limited time.

Every quarter, Chase Freedom Flex announces new categories that are eligible for bonus cashback. These categories typically include popular merchants and retailers, such as grocery stores, gas stations, and online marketplaces. Cardholders can earn up to 5% cashback on eligible purchases, subject to a quarterly spending cap.

Understanding these quarterly categories and how to maximize rewards can be a valuable tool for savvy credit card users. By taking advantage of these bonus categories, cardholders can earn significant cashback on everyday purchases and save money in the long run. 

Current Quarterly Categories

The current quarterly categories for 5% back (or 5 points per dollar) between April 1, 2023, and June 30, 2023, are:

  • Amazon
  • Lowes

It’s important to note that the 5% cashback is only applicable on up to $1,500 in combined purchases each quarter. Any purchases beyond that will earn 1% cashback.

You must also activate your card to unlock the extra points in these categories.

History of the 5x Categories

Below is the history of the 5x point categories since 2020: 

Year & Quarter Bonus Categories
2023 – Q2 Amazon and Lowe’s.
2023 – Q1 Grocery stores, gym memberships, fitness clubs, Target.
2022 – Q4 Walmart and PayPal.
2022 – Q3 Gas stations, rental cars, movie theaters and select live entertainment.
2022 – Q2 and select streaming services.
2022 – Q1 eBay and grocery stores.
2021 – Q4 Walmart and PayPal.
2021 – Q3 Grocery stores and select streaming services.
2021 – Q2 Gas stations and home improvement stores.
2021 – Q1 Wholesale clubs, internet, cable and phone services, and select streaming services.
2020 – Q4 Walmart and PayPal.
2020 – Q3 and Whole Foods Market.
2020 – Q2 Grocery stores, gym memberships and fitness clubs, and select streaming services.
2020 – Q1 Gas stations; internet, cable and phone services; and select streaming services.

As you can see, the categories have included a variety of popular spending areas, such as grocery stores, gas stations, Walmart, and select streaming.

Some categories have been repeated from year to year, while others have been unique to a specific year.

The Verdict

Chase Freedom Flex’s quarterly categories provide a great opportunity for cardholders to earn cashback on their purchases.

The categories change every quarter, so it’s important to keep track of them and activate them in time.

The card offers 5% cashback on up to $1,500 in combined purchases in bonus categories each quarter you activate, making it a great option for those who want to earn rewards on everyday purchases.

5% Back in Quarterly Categories
Chase Freedom Flex℠
  • Earn $200 Bonus Cash Back After Spending $500 in the First 3 Months
  • 5% Cash Back in Quarterly Bonus Categories (up to $1,500 in combined spending after activation)
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants, Eligible Food Delivery, and Drug Stores
  • Cell Phone Insurance and Purchase Protection
  • No Annual Fee

Click Here to Learn How to Apply

Top offers from our partners
60,000 Points
Terms Apply
75,000 Bonus Miles
Terms Apply
100,000 Bonus Points
Terms Apply
$200 Cash Back & No Annual Fee
Terms Apply