Chase offers two Disney-branded credit cards allowing cardmembers the ability to redeem rewards or almost anything at Disney locations, including theme park tickets, resort stays, dining, shopping and more.
The Disney® Visa® Card is the no annual fee option offering 1% in Disney Rewards Dollars on all card purchases, special discounts, Disney Vacation financing, and purchase protections.
The Disney® Premier Visa® Card has a $49 annual fee, but offers more rewards at gas stations, grocery stores, restaurants, and Disney locations. You can also earn up to $41.97 in statement credits each year for the Disney Bundle Trio subscription.
We’ve got a lot to cover, so let’s dive right in to see which Disney card is right for you.
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- 2% Rewards for Gas Stations, Grocery Stores, Restaurants, and U.S. Disney Locations.
- 0% Promotional APR for 6 months on select Disney Vacation Packages from the Date of Purchase. After that reg_apr,reg_apr_type APR.
- Statement Credits for the Disney Trio Bundle.
- Extended Warranty, Purchase Protection, and Baggage Delay Insurance.
- $49 Annual Fee
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- 1% in Rewards on All Purchases.
- 0% Promotional APR for 6 months on select Disney Vacation Packages from the Date of Purchase. After that reg_apr,reg_apr_type APR.
- Extended Warranty, Purchase Protection, and Baggage Delay Insurance.
- No Annual Fee
Welcome Bonuses
The Disney® Premier Visa® Card currently offers the following welcome bonus:
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The Disney® Visa® Card currently offers the following welcome bonus:
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Earning Rewards
The Disney® Premier Visa® Card earns the following rewards:
- 5% in Disney Rewards Dollars on purchases at DisneyPlus.com, Hulu.com and ESPNPlus.com;
- 2% in Disney Rewards Dollars at gas stations;
- 2% in Disney Rewards at grocery stores;
- 2% in Disney Rewards at restaurants;
- 2% in Disney Rewards at most U.S. Disney locations; and
- 1% on all other eligible purchases.
The Disney® Premier Visa® Card earns a simple 1% in Disney Rewards Dollars on all purchases.
Benefits for Both Cards
Both version of the Disney Visa enjoy these benefits:
Special Disney Vacation Financing
Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a reg_apr,reg_apr_type APR.
Disney Discounts and Perks
Both Disney cards offer these special discounts and perks for cardholders:
- 10% off select credit card purchases at shopDisney.com.
- 10% off select merchandise credit card purchases of $50 or more at select locations most days at the Disneyland® and Walt Disney World® Resorts and aboard Disney Cruise Line ships.
- 10% off select dining locations most days at the Disneyland® and Walt Disney World® Resorts when you use your credit card to purchase.
- 15% off the non-discounted price of select guided tours at the Disneyland® and Walt Disney World® Resorts when you use your credit card to purchase.
- Pose for special photos at our private Cardmember locations at the Disneyland® and Walt Disney World® Resorts. Receive complimentary downloads of your photos, too.
Baggage Delay Insurance
Baggage delay insurance can reimburse you for the cost of necessary personal and business items if (1) you purchased your trip with this card and (2) your bag is delayed by a common carrier like an airline, train, ferry, or cruise ship, etc.
Common reimbursable items include clothing, toiletries, and phone chargers, which can be a life-saver when you are without your bag.
Extended Warranty
Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.
Purchase Protection
Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.
For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.
Complimentary DashPash
This card offers a one-year DashPass membership for free, which includes DoorDash and Caviar, offering unlimited deliveries with free delivery fees and reduced service fees for eligible purchases The offer must be activated by December 31, 2024.
Once the free membership is over, you will be automatically enrolled in DashPass at the prevailing monthly rate.
Special Benefits for Disney Premier:
The Disney® Premier Visa® Card offers two unique benefits:
Statement Credit for Disney Bundle
Subscribers can earn back up to $13.99 per month for up to 3 consecutive months in statement credits on a qualifying Disney Bundle Trio subscription, or other qualifying subscriptions or add-ons purchased directly at Disneyplus.com, Hulu.com or Plus.espn.com that total $12.99 or more.
You have to pay using your Disney Premier card, but if you maximize this benefit, it saves you $41.97 per year.
Redeeming Rewards for Airline Travel
The Disney Premier allows cardmembers to pay themselves back by redeeming Rewards Dollars for airline tickets, which is an easier process than redeeming rewards for Disney items.
Redeeming Rewards
You can redeem Disney Rewards for almost anything Disney at most Disney locations, including Disney shopping, movies, Theme Park tickets, Resort stays, dining and more in the U.S.
To use your rewards, you need to order a Disney Rewards Redemption Card, which acts like a gift card. The redemption card takes about two to three weeks to arrive, so be sure to order it before any trips.
Alternatives to the Chase Disney Visa Cards
There are a few good alternatives you should consider to the Disney Visa cards:
Citi® Double Cash Card - 18 month BT offer
Better for Cash Back
The Citi® Double Cash Card – 18 month BT offer boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay.
This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track.
You can also boost your rewards by also holding the Citi Premier® Card (review), which allows you to transfer points to airline and hotel programs. This combination effectively allows you to earn 2 airline miles per dollar on all spending with the Citi Double Cash.
Chase Sapphire Preferred® Card
Better for Travel
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- 5x Points on Travel Booked Via Chase
- 3x Points on Dining and Eligible Delivery Services
- 2x Points on All Other Travel Purchases
- 10% Anniversary Points Boost
- Trip Delay and Trip Cancellation Insurance
- Primary Rental Car Insurance
- $95 Annual Fee
The Chase Sapphire Preferred® Card (review) is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses.
For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal, 3x points on dining, online groceries, and streaming services, and 2x on all other travel purchases.
Cardholders will also get a 10% anniversary points bonus, a 12-month DoorDash DashPass subscription when activated by December 31, 2024, and a $50 anniversary hotel statement credit.
Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans.
Citi Premier® Card
Better for Earning Points
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- 3x Points at Restaurants, Supermarkets, Gas Stations, Air Travel, and Other Hotels.
- $100 Off a Single $500 Hotel Stay Per Year
- Extended Warranty and Purchase Protections
- $95 Annual Fee
The Citi Premier® Card is the best card for earning points because it offers 3x points at:
The Premier card also comes with no foreign transaction fees, purchase protection, and an extended warranty for items purchased, adding an additional 24 months to the manufacturer’s warranty.
Are the Disney Visa Cards Worth It?
The Disney® Premier Visa® Card and the Disney® Visa® Card are designed for frequent Disney travelers who can maximize the discounts and special financing for Disney Vacations.
But the rewards for spending are not as good as many other cards like the Citi Double Cash or the Chase Sapphire Preferred.
- bonus_miles_full
- 2% Rewards for Gas Stations, Grocery Stores, Restaurants, and U.S. Disney Locations.
- 0% Promotional APR for 6 months on select Disney Vacation Packages from the Date of Purchase. After that reg_apr,reg_apr_type APR.
- Statement Credits for the Disney Trio Bundle.
- Extended Warranty, Purchase Protection, and Baggage Delay Insurance.
- $49 Annual Fee
