Chase offers two Disney-branded credit cards allowing cardmembers the ability to redeem rewards or almost anything at Disney locations, including theme park tickets, resort stays, dining, shopping and more.
The Disney® Visa® Card is the no annual fee option offering 1% in Disney Rewards Dollars on all card purchases, special discounts, Disney Vacation financing, and purchase protections.
The Disney® Premier Visa® Card has a $49 annual fee, but offers more rewards at gas stations, grocery stores, restaurants, and Disney locations. You can also earn up to $41.97 in statement credits each year for the Disney Bundle Trio subscription.
We’ve got a lot to cover, so let’s dive right in to see which Disney card is right for you.
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- 2% Rewards for Gas Stations, Grocery Stores, Restaurants, and most U.S. Disney Locations.
- 0% Promotional APR for 6 months on select Disney Vacation Packages from the Date of Purchase. After that reg_apr,reg_apr_type APR.
- Statement Credits for the Disney Trio Bundle.
- Extended Warranty, Purchase Protection, and Baggage Delay Insurance.
- $49 Annual Fee
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- 1% in Rewards on All Purchases.
- 0% Promotional APR for 6 months on select Disney Vacation Packages from the Date of Purchase. After that reg_apr,reg_apr_type APR.
- Extended Warranty, Purchase Protection, and Baggage Delay Insurance.
- No Annual Fee
Welcome Bonuses
The Disney® Premier Visa® Card currently offers the following welcome bonus:
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The Disney® Visa® Card currently offers the following welcome bonus:
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Earning Rewards
The Disney® Premier Visa® Card earns the following rewards:
- 5% in Disney Rewards Dollars on purchases at DisneyPlus.com, Hulu.com and ESPNPlus.com;
- 2% in Disney Rewards Dollars at gas stations;
- 2% in Disney Rewards at grocery stores;
- 2% in Disney Rewards at restaurants;
- 2% in Disney Rewards at most U.S. Disney locations; and
- 1% on all other eligible purchases.
The Disney® Premier Visa® Card earns a simple 1% in Disney Rewards Dollars on all purchases.
Benefits for Both Cards
Both version of the Disney Visa enjoy these benefits:
Special Disney Vacation Financing
Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a reg_apr,reg_apr_type APR.
Disney Discounts and Perks
Both Disney cards offer these special discounts and perks for cardholders:
- 10% off select credit card purchases at shopDisney.com.
- 10% off select merchandise credit card purchases of $50 or more at select locations most days at the Disneyland® and Walt Disney World® Resorts and aboard Disney Cruise Line ships.
- 10% off select dining locations most days at the Disneyland® and Walt Disney World® Resorts when you use your credit card to purchase.
- 15% off the non-discounted price of select guided tours at the Disneyland® and Walt Disney World® Resorts when you use your credit card to purchase.
- Pose for special photos at our private Cardmember locations at the Disneyland® and Walt Disney World® Resorts. Receive complimentary downloads of your photos, too.
Baggage Delay Insurance
Baggage delay insurance can reimburse you for the cost of necessary personal and business items if (1) you purchased your trip with this card and (2) your bag is delayed by a common carrier like an airline, train, ferry, or cruise ship, etc.
Common reimbursable items include clothing, toiletries, and phone chargers, which can be a life-saver when you are without your bag.
Extended Warranty
Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.
Purchase Protection
Purchase protection can save you a lot of money if you bought an eligible item that is damaged or stolen within 120-days.
For example, if accidentally dropped your new phone or laptop and broke the screen, you could file a claim to get it replaced if it was purchased within the last 120 days.
Special Benefits for Disney Premier:
The Disney® Premier Visa® Card offers two unique benefits:
Statement Credit for Disney Bundle
Subscribers can earn back up to $13.99 per month for up to 3 consecutive months in statement credits on a qualifying Disney Bundle Trio subscription, or other qualifying subscriptions or add-ons purchased directly at Disneyplus.com, Hulu.com or Plus.espn.com that total $12.99 or more.
You have to pay using your Disney Premier card, but if you maximize this benefit, it saves you $41.97 per year.
Redeeming Rewards for Airline Travel
The Disney Premier allows cardmembers to pay themselves back by redeeming Rewards Dollars for airline tickets, which is an easier process than redeeming rewards for Disney items.
Redeeming Rewards
You can redeem Disney Rewards for almost anything Disney at most Disney locations, including Disney shopping, movies, Theme Park tickets, Resort stays, dining and more in the U.S.
To use your rewards, you need to order a Disney Rewards Redemption Card, which acts like a gift card. The redemption card takes about two to three weeks to arrive, so be sure to order it before any trips.
Alternatives to the Chase Disney Visa Cards
There are a few good alternatives you should consider to the Disney Visa cards:
Citi® Double Cash Card
Better for Cash Back
The Citi® Double Cash Card stands out with its straightforward approach to rewards, offering up to 2% back on every purchase – 1% when you buy and 1% when you pay. This no-nonsense card becomes even more powerful when paired with a premium Citi card, allowing you to transform your cash back into valuable transferable ThankYou points.
Welcome Bonus: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Earning Rewards: 2% cash back on all eligible purchases (1% cash back when you buy and 1% when you pay for your purchases).
Chase Sapphire Preferred® Card
Better for Travel
The Chase Sapphire Preferred® Card (review) is one of the most popular travel rewards cards because it offers nice welcome bonus and extra points on travel and dining, which can be transferred to airline and hotel partners or redeemed directly for travel at a rate of 1.25 cents per point through Chase Travel℠. The Sapphire Preferred also offers great travel and purchase protections for a card with a $95 annual fee.
Welcome Bonus: bonus_miles_full
Earning Rewards: 5x points on travel purchased through Chase Travel, 3x points on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2x points on all other travel purchases, and 1 point per dollar on all other purchases.
Card Benefits: Ability to transfer to airline and hotel partners, 25% bonus when redeeming points through Chase Travel, $50 annual hotel stay credit via Chase Travel, 10% anniversary points bonus, no foreign transaction fees, primary rental car insurance, trip delay insurance, trip cancellation insurance, baggage delay insurance, purchase protection, and extended warranty.
Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.
Citi Premier® Card
Better for Earning Points
- 75,000 bonus points after spending $4,000 in the first 3 months of account opening.
- 3x Points for Flights, Hotels, Gas Stations, EV Charging, Supermarkets, and Restaurants. hotels, gas stations, EV charging, supermarkets, and restaurants.
- $100 Annual Hotel Credit
- $95 Annual Fee
The Citi Strata Premier℠ Card stands out for its impressive 3x points earning on everyday purchases including restaurants, supermarkets, gas stations, and travel. While its redemption options might not match competitors like Chase or Amex, you’ll still get solid value through airline transfer partners and travel bookings.
Welcome Bonus: 75,000 bonus points after spending $4,000 in the first 3 months of account opening.
Earning Points: 10x points on hotels, car rentals, and attractions booked through the Citi Travel portal; 3x points on airfare, hotels, gas stations, EV charging, supermarkets, and restaurants.
Card Benefits: $100 annual hotel credit on bookings of $500+ through the Citi travel portal, no foreign transaction fees, trip delay insurance, trip cancellation and interruption insurance, lost luggage reimbursement, secondary rental car insurance, and Mastercard World Elite benefits.
Are the Disney Visa Cards Worth It?
The Disney® Premier Visa® Card and the Disney® Visa® Card are designed for frequent Disney travelers who can maximize the discounts and special financing for Disney Vacations.
But the rewards for spending are not as good as many other cards like the Citi Double Cash or the Chase Sapphire Preferred.
- bonus_miles_full
- 2% Rewards for Gas Stations, Grocery Stores, Restaurants, and most U.S. Disney Locations.
- 0% Promotional APR for 6 months on select Disney Vacation Packages from the Date of Purchase. After that reg_apr,reg_apr_type APR.
- Statement Credits for the Disney Trio Bundle.
- Extended Warranty, Purchase Protection, and Baggage Delay Insurance.
- $49 Annual Fee
