Best Chase Credit Cards

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Are you looking for the best Chase credit cards?

If you are, then you’ve come to the right place. We’ve researched dozens of credit card offers from Chase and have narrowed them down to our top favorites.

We’ve chosen these cards because they offer great rewards and perks that will help you save money and earn cash back on purchases that matter to you most.

Best for Beginner Travelers: Chase Sapphire Preferred® Card (review)

Best for Business Travel: Ink Business Preferred® Credit Card (review)

Best for Premium Perks & Lounge Access: Chase Sapphire Reserve® (review)

Best for Southwest Frequent Flyers: Southwest Rapid Rewards ® Priority Credit Card (review)

Best for United Club Access: United Club℠ Infinite Card (review)

Best for Free IHG Award Stays & Elite Status: IHG One Rewards Premier Credit Card (review)

Table of Contents

Chase Ultimate Rewards Cards

These cards earn Chase Ultimate Rewards Points:

1. Chase Sapphire Preferred® Card

Best for Beginner Travelers

Best Starter Travel Card
Chase Sapphire Preferred® Card
  • bonus_miles_full
  • 5x Points on Travel Booked Via Chase
  • 3x Points on Dining and Eligible Delivery Services
  • 2x Points on All Other Travel Purchases
  • 10% Anniversary Points Boost
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $95 Annual Fee
Learn More Our Review

The Chase Sapphire Preferred® Card (review) is one of the most popular travel rewards cards because it offers nice welcome bonus and extra points on travel and dining, which can be transferred to airline and hotel partners or redeemed directly for travel at a rate of 1.25 cents per point through Chase Travel℠. The Sapphire Preferred also offers great travel and purchase protections for a card with a $95 annual fee.

Welcome Bonus: bonus_miles_full

Earning Rewards: 5x points on travel purchased through Chase Travel, 3x points on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2x points on all other travel purchases, and 1 point per dollar on all other purchases.

Card Benefits: Ability to transfer to airline and hotel partners, 25% bonus when redeeming points through Chase Travel, $50 annual hotel stay credit via Chase Travel, 10% anniversary points bonus, no foreign transaction fees, primary rental car insurance, trip delay insurance, trip cancellation insurance, baggage delay insurance, purchase protection, and extended warranty.

Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.

2. Chase Sapphire Reserve®

Best for Priority Pass Lounge Access

Chase Sapphire Reserve®
  • bonus_miles_full
  • $300 Annual Travel Credit
  • 4x points on Flights and Hotels booked direct.
  • Priority Pass Airport Lounge Access
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $795 Annual Fee
Learn More Our Review

The Chase Sapphire Reserve® (review) offers premium travel benefits including lounge access, hotel elite status, and multiple statement credits that can offset its $795 annual fee. With bonus earnings on travel and dining purchases plus the ability to transfer points to 14 airline and hotel partners, this card delivers strong value for frequent travelers who can maximize its benefits.

Welcome Bonus: bonus_miles_full

Earning Rewards: 10x points on Hotels (excluding The Edit) and car rentals and 5x points on flights through Chase Travel after the first $300 is spent on travel purchases annually; 10x points on Chase Dining purchases with Ultimate Rewards; 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out; 3x points on other travel after the first $300 is spent on travel purchases annually; 1x points on other eligible spending.

Card Benefits: $300 annual travel credit, Priority Pass airport lounge membership with unlimited visits, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $120 every four years, no foreign transaction fees, travel insurance (primary rental car, trip delay, trip cancellation, travel accident, lost luggage, and baggage delay), purchase protection, return protection, and extended warranty.

Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.

3. Ink Business Preferred® Credit Card

Best for Business Travelers

Ink Business Preferred® Credit Card
  • bonus_miles_full
  • 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
  • 25% Additional Points Value in Travel Redemption
  • Primary Rental Car Insurance
  • Trip Cancellation/Interruption Insurance
  • Cell Phone Protection
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee
Learn More Our Review

The Ink Business Preferred® Credit Card (reviewoffers great rewards for small business owners. With bonus points on travel, shipping, advertising, and communication services, plus valuable travel protections, it’s a solid choice for companies looking to maximize their everyday spending.

Welcome Bonus: bonus_miles_full

Earning Rewards: 3x points on travel, shipping, advertising made with social media sites and search engines, and internet, cable and phone services on the first $150,000 spent in combined purchases in the following categories each account anniversary year; 1x points on all other eligible purchases.

Card Benefits: Points are worth 25% more when you redeem for travel through Chase Travel, no foreign transaction fees, primary rental car insurance, trip cancellation insurance, cell phone protection, purchase protection, and extended warranty.

Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.

4. Chase Freedom Unlimited®

Best for General Spending

No Annual Fee

Chase Freedom Unlimited®

  • bonus_miles_full
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants and Drug Stores
  • 1.5% Cash Back on All Other Purchases
  • 0% Intro APR for 15 Months (After that, a reg_apr,reg_apr_type APR.)
  • Purchase Protection and Extended Warranty
  • No Annual Fee
Learn More Our Review

The Chase Freedom Unlimited® (review) sets itself apart with 1.5% back on non-bonus purchases, plus higher rewards in select categories including dining and travel. This flexible rewards card becomes even more valuable when paired with a premium Chase card, allowing you to transfer your rewards to travel partners.

Welcome Bonus: bonus_miles_full

Earning Cash Back: 5% back on travel purchased through Chase Travel℠; 3% back on dining at restaurants, including takeout and eligible delivery services; 3% back on drugstore purchases; 1.5% back on all other purchases

CaBenefits: Purchase protection, extended warranty, trip cancellation and interruption insurance, secondary rental car insurance, and 0% intro APR for 15 months from account opening on purchases and balance transfers, after that reg_apr,reg_apr_type APR applies;

5. Chase Freedom Flex℠

Best for 5% Cash Back on Rotating Categories

5% Back in Quarterly Categories
Chase Freedom Flex℠
  • Earn a $200 bonus after you spend $500 on purchases in the first 3 months.
  • 5% Cash Back in Quarterly Bonus Categories (up to $1,500 in combined spending after activation)
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants, Eligible Food Delivery, and Drug Stores
  • Cell Phone Insurance and Purchase Protection
  • No Annual Fee
Learn More Our Review
Referral Link

The Chase Freedom Flex℠ (review) rewards cardholders with 5x points in rotating quarterly categories and includes solid benefits like cell phone protection and purchase coverage. While the rotating categories require activation each quarter, this card offers significant value for those willing to track and maximize the bonus categories.

Welcome Bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months.

Earn Rewards: 5% back in quarterly bonus categories; 5% back on travel purchased through Chase Travel℠; 3% back on dining at restaurants, including takeout and eligible delivery services; 3% back on drugstore purchases; 1% back on all other purchases.

Card Benefits: Cell phone protection, purchase protection, extended warranty, trip cancellation and interruption insurance, secondary rental car insurance, and 0% intro APR for 15 months from account opening on purchases and balance transfers, after that a reg_apr,reg_apr_type APR applies.

6. Ink Business Unlimited® Credit Card

Best for Daily Business Spending

Ink Business Unlimited® Credit Card
  • bonus_miles_full
  • Unlimited 1.5% Cash Back on Every Purchase
  • Primary Rental Car Insurance
  • Purchase Protection and Extended Warranty
  • No Annual Fee
Learn More Our Review

The Ink Business Unlimited® Credit Card (review) offers a straightforward 1.5% cash back on all business purchases with no bonus categories to track and no annual fee. This card shines brightest when paired with premium Chase cards, allowing you to transform your rewards into valuable Ultimate Rewards points for transfers to travel partners.

Welcome Bonus: bonus_miles_full

Earn Rewards: Unlimited 1.5% cash back on all eligible purchases.

Card Benefits: Primary rental car insurance, purchase protection, extended warranty, and 0% intro APR for 12 months from account opening on purchases, after that a reg_apr,reg_apr_type APR applies.

7. Ink Business Cash® Credit Card

Best for Office Supplies

Ink Business Cash® Credit Card
  • bonus_miles_full
  • 5% Cash Back at Office Supply Stores, Internet, Cable, and Phone Services up to $25,000 Each Account Year
  • 2% Cash Back at Gas Stations and Restaurants Up to $25,000 Each Account Year
  • Primary Rental Car Insurance
  • Purchase Protection and Extended Warranty
  • No Annual Fee
Learn More Our Review

The Ink Business Cash® Credit Card (review) packs serious value with no annual fee, offering excellent rewards at office supply stores and on internet, cable, and phone services. This business card stands out with its substantial welcome bonus and valuable perks like purchase protection and primary rental car coverage for business rentals.

Welcome Bonus: bonus_miles_full

Earn Rewards: 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; 1% cash back on all other purchases.

Card Benefits: Primary rental car insurance, purchase protection, extended warranty, and 0% intro APR for 12 months from account opening on purchases, after that a reg_apr,reg_apr_type APR applies.

Southwest Airlines Credit Cards

Chase also offers these Southwest Airlines credit cards:

1. Southwest Rapid Rewards® Priority Credit Card

Best for Southwest Frequent Flyers

Southwest Rapid Rewards® Priority Credit Card
  • bonus_miles_full
  • $75 Annual Southwest Travel Credit
  • 7,500 Points on Every Cardmember Anniversary
  • 3X Points on Southwest Purchases
  • 2X Points on Ridesharing, Local Transit, Internet, Cable, Phone, and Select Streaming
  • 4 Upgraded Boardings Per Year
  • 25% Savings on In-Flight Purchases
  • $149 Annual Fee
Learn More Our Review

The Southwest Rapid Rewards ® Priority Credit Card (review) offers valuable perks for frequent Southwest flyers, including a $75 annual travel credit and 7,500 anniversary bonus points. This premium card provides the most benefits of Southwest’s personal credit cards, making it ideal for loyal customers who want to maximize their rewards and travel experience with Southwest.

Welcome Bonus: bonus_miles_full

Earn Rewards: 3x points on Southwest Airlines purchases; 2x points on Rapid Rewards® hotel and car rental partners, local transit and commuting (including rideshare), internet, cable, phone services, and select streaming; 1x points on all other eligible purchases.

Card Benefits: 7,500 points every year on your Cardmember anniversary, $75 Southwest annual travel credit, 4 Upgraded Boardings per year, 25% back on inflight purchases, 10,000 Companion Pass qualifying points boost each year, lost luggage reimbursement, baggage delay insurance, extended warranty, and purchase protection.

2. Southwest Rapid Rewards® Premier Credit Card

Best for Occasional Southwest Flyers

Southwest Rapid Rewards® Premier Credit Card
  • Earn Companion Pass® plus 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
  • 6,000 Points Each Cardmember Anniversary
  • 2X Points on Transit, Ridesharing, Internet, Cable, Phone, and Eligible Streaming Services
  • 2 EarlyBird Check-In Per Year
  • 25% Savings on In-Flight Purchases
  • Lost Luggage and Baggage Delay Insurance
  • $99 Annual Fee
Learn More Our Review

The Southwest Rapid Rewards® Premier Credit Card (review) delivers solid rewards for Southwest flights and useful perks like two EarlyBird check-ins per year. This mid-tier Southwest card provides good value through its anniversary bonus points and travel benefits, making it particularly appealing if you fly Southwest several times per year.

Welcome Bonus: Earn Companion Pass® plus 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

Earn Rewards: 3x points on Southwest Airlines purchases; 2x points on Rapid Rewards® hotel and car rental partners, local transit and commuting (including rideshare), internet, cable, phone services, and select streaming; 1x points on all other purchases.

Card Benefits: 6,000 points every year on your Cardmember anniversary, 2 EarlyBird Check-Ins each year, 25% back on inflight purchases, 10,000 Companion Pass qualifying points boost each year, no foreign transaction fees, lost luggage reimbursement, baggage delay insurance, extended warranty protection, and purchase protection.

3. Southwest Rapid Rewards® Plus Credit Card

Best for Seasonal Flyers on Southwest

Southwest Rapid Rewards® Plus Credit Card
  • bonus_miles_full
  • 2x Points on Southwest Airlines, Ridesharing, Local Transit, Internet, Cable, Phone, and Select Streaming
  • 3,000 Points Every Year on Cardmember Anniversary
  • 2 EarlyBird Check-Ins Per Year
  • 25% Savings on In-Flight Purchases
  • Lost Luggage and Baggage Delay Insurance
  • $69 Annual Fee
Learn More Our Review

The Southwest Rapid Rewards® Plus Credit Card (review) offers a solid entry point into Southwest Airlines rewards with basic perks like 3,000 anniversary points and two EarlyBird check-ins annually. While it provides nice rewards for Southwest purchases and everyday spending categories, you’ll get better value from Southwest’s premium card options if you fly the airline regularly.

Welcome Bonus: bonus_miles_full

Earn Rewards: 2x points on Southwest purchases, Rapid Rewards® hotel and car rental partners, local transit and commuting (including rideshare), internet, cable, phone services, select streaming; 1x points on all other purchases.

Card Benefits: 3,000 points every year on your Cardmember anniversary, 2 EarlyBird Check-In each year, 25% back on inflight purchases, 10,000 Companion Pass qualifying points boost each year, lost luggage reimbursement, baggage delay insurance, extended warranty, and purchase protection.

4. Southwest® Rapid Rewards® Performance Business Credit Card

Best for Business Travel & Office Expenses

Upgraded Boardings + WiFi Passes
Southwest® Rapid Rewards® Performance Business Credit Card
  • bonus_miles_full
  • 4X Points on Southwest Airlines
  • 2X Points in Ridesharing, Transit, Social Media and Search Engine Advertising, Internet, Cable, & Phone
  • 9,000 Bonus Points for Each Cardmember Anniversary
  • 4 Upgraded Boardings Per Year
  • 365 InFlight WiFi Credits Each year
  • $199 Annual Fee
Learn More Our Review

The Southwest® Rapid Rewards® Performance Business Credit Card (review) stands out by offering free Wi-Fi on every Southwest flight and four Upgraded Boardings each year. Business travelers will appreciate additional perks including anniversary bonus points, Global Entry/TSA PreCheck reimbursement, and the ability to transfer points between accounts without fees.

Welcome Bonus: bonus_miles_full

Earn Rewards: 4x points on Southwest Airlines purchases; 3x points on Rapid Rewards hotel and car rental partners; 2x points on local transit, commuting (including rideshare), social media and search engine advertising, internet, cable, and phone services; and 1x points on all other purchases.

Card Benefits: 9,000 bonus points each year after your Cardmember anniversary, Four upgraded boardings per year, up to 365 In-flight Wi-Fi credits per year, up to a $500 fee credit for points transfers to another Rapid Rewards Member each year, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $120 every four years, no foreign transaction fees, lost luggage reimbursement, baggage delay insurance, extended warranty, and purchase protection.

5. Southwest® Rapid Rewards® Premier Business Credit Card

Best for Business Travelers Flying Southwest

Southwest® Rapid Rewards® Premier Business Credit Card
  • bonus_miles_full
  • 3X Points on Southwest Purchases
  • 2X Points on Transit, Rideshare, and Commuting
  • 6,000 Anniversary Points
  • 2 EarlyBird Check-Ins Per Year
  • 25% Savings on In-Flight Purchases
  • Lost Luggage and Baggage Delay Insurance
  • $99 Annual Fee
Learn More Our Review

The Southwest® Rapid Rewards® Premier Business Credit Card (review) rewards Southwest loyalty with triple points on airline purchases and valuable anniversary bonuses. While the card’s benefits are modest compared to premium travel cards, it serves well as an entry-level airline business card.

Welcome Bonus: bonus_miles_full

Earn Rewards: 3x points on Southwest Airlines purchases; 2x points on Rapid Rewards hotel and car rental partner purchases, local transit and commuting (including rideshare services); 1x points on all other purchases.

Card Benefits: 6,000 bonus points each year after your Cardmember anniversary, 2 EarlyBird Check-Ins each year, 25% back on inflight purchases, up to a $500 Fee credit for points transfers to another Rapid Rewards Member each year, lost luggage reimbursement, baggage delay insurance, extended warranty, and purchase protection.

United Airlines Credit Cards

Chase also offers these United Airlines credit cards:

1. United℠ Explorer Card

Best for United Frequent Flyers

2 United Club One-Time Passes Plus Free Checked Bags
United Explorer Card
  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months.
  • 2X Miles on United Purchases, Dining, and Hotel Stays
  • 2 United Club One-Time Passes Per Year
  • Free First Checked Bags for Two People
  • 25% Savings on United In-Flight Food and Drinks
  • Priority Boarding
  • Primary Rental Car and Trip Delay Insurance
  • $0 Intro Annual Fee, Then $150 Per Year
Learn More Our Review

The United℠ Explorer Card (review) delivers premium travel benefits without the premium price tag, making it ideal if you fly United just a few times yearly. You’ll enjoy practical perks like free checked bags and priority boarding alongside monthly credits for ride-sharing and grocery delivery that provide value throughout the year.

Welcome Bonus: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months.

Earning Miles: 2x miles on United Airlines purchases, dining (including eligible delivery services), hotel accommodations when purchased directly with the hotel; 1x miles on all other purchases.

Card Benefits: Free first checked bag for you and one companion, 2 United Club one-time passes each year, $120 Instacart credit, $100 JSX credit, $60 ridesharing credit, $100 United Hotels credit, Global Entry or TSA PreCheck® or NEXUS application fee credit, 25% back on United inflight and Club premium drink purchases, no foreign transaction fees, travel insurance (primary rental car, trip delay, trip cancellation, lost luggage, and baggage delay), purchase protection, and extended warranty.

2. United Club℠ Infinite Card

Best for United Club Access

United Club Membership and IHG Platinum Status
United Club℠ Infinite Card
  • Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months; plus 5,000 bonus miles after you add an authorized user in the first 3 months.
  • 4X Miles on United Purchases
  • 2X Miles on Dining, Travel, Transit, and Rideshare
  • United Club Airport Lounge Access
  • IHG Platinum and Avis President’s Club Elite Status
  • Free First and Second Checked Bags
  • Primary Rental Car Insurance
  • Trip Delay and Trip Cancellation/Interruption Insurance
  • $525 Annual Fee
Learn More Our Review

The United Club℠ Infinite Card (review) stands out as United’s most premium personal credit card offering extensive United Club lounge access and elite-style benefits. The card provides excellent value for loyal United travelers through its lounge access, free checked bags, and bonus miles on United purchases.

Welcome Bonus: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months; plus 5,000 bonus miles after you add an authorized user in the first 3 months.

Earning Miles: 4x miles on United Airlines purchases; 2x miles on all other travel purchases (hotels, rental cars, cruises, transit, rideshare, etc.) and dining (including eligible delivery services); 1x miles on all other purchases.

Card Benefits: United Club membership, free first and second checked bags for you and companion, Premier Access, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $120 every four years, 25% back on United inflight and Club premium drink purchases, IHG One Rewards Platinum Elite status, Avis President’s Club, No foreign transaction fees, travel insurance (trip delay, trip cancellation, baggage delay, lost luggage, and primary rental car), purchase protection, return protection, and extended warranty.

3. United℠ Business Card

Best for Business Travel on United

United℠ Business Card
  • Earn 75,000 bonus miles + 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months
  • 2X Miles for United Airlines, Dining, Gas Stations, Office Supply Stores, Local Transit, and Commuting
  • 2 United Club One-Time Passes Per Year
  • $100 United Travel Credit
  • Free First Checked Bag and Priority Boarding
  • Primary Rental Car Insurance
  • Trip Delay and Trip Cancellation/Interruption Insurance
Learn More Our Review

The United℠ Business Card (review) packs useful perks for United flyers, including free checked bags, priority boarding, and two annual United Club passes. This practical business card proves worthwhile for small business owners who fly United even just a few times yearly.

Welcome Bonus: Earn 75,000 bonus miles + 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months

Earning Miles: 2x miles on United Airlines purchases, dining (including eligible delivery services), gas stations, at United Hotels, office supply stores, local transit, and commuting; 1x miles on all other purchases.

Card Benefits: Free first checked bag, $100 United travel credit after after 7 United flight purchases of $100 or more within each card anniversary year, 5,000 anniversary bonus miles when you also have a personal United credit card, 2 United Club one-time passes each year, annual $25 FareLock credit, $100 rideshare credit, $100 JSX credit, $120 Instacart credit, $50 Avis or Budget credit, annual $100 United Hotels credit, 25% back on United inflight and Club premium drink purchases, priority boarding, no foreign transaction fees, travel insurance (primary rental car, trip delay, baggage delay, lost luggage, trip cancellation), extended warranty, and purchase protection.

4. United Gateway℠ Card

Best for Occasional United Flyers

No Annual Fee
United Gateway℠ Card
  • Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months.
  • 2X Miles on United Purchases, at Gas Stations, Local Transit, Ridesharing, and Commuting
  • 25% Savings on United In-Flight Food and Drinks
  • Purchase Protection and Extended Warranty
  • No Annual Fee
Learn More Our Review

The United Gateway℠ Card (review) is United’s no annual fee card offering 2 miles per dollar on United Airlines purchases, at gas stations, and on local transit.

It also offers nice benefits such as extended warranty, purchase protection, secondary rental car insurance, and trip cancellation insurance.

Welcome Bonus: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months.

Earning Miles: 2x miles on United Airlines purchases, gas stations, local transit (including rideshare); 1x miles on all other eligible purchases.

Benefits: 25% back on United inflight and Club premium drink purchases, no foreign transaction fees, secondary rental car insurance, trip cancellation insurance, purchase protection, extended warranty protection, and 0% intro APR for the first 12 months from account opening on purchases, after that a reg_apr,reg_apr_type APR applies.

IHG Credit Cards

Chase also offers these IHG Rewards credit cards:

1. IHG One Rewards Premier Credit Card

Best for Free Award Stays & Platinum Status

Platinum Elite Status
IHG One Rewards Premier Credit Card
  • Earn 5 Free Nights after you spending $5,000 in the first 3 months and each night is valued at up to 60,000 points.
  • 10x Points at IHG Hotels and Resorts
  • 5x Points on Travel, Dining, and Gas
  • 3x Points on All Other Purchases
  • IHG Platinum Elite Status
  • Anniversary Free Night
  • 4th Night Free on Awards
  • Baggage and Trip Interruption/Cancellation Insurance
  • Purchase Protection for 120 Days
  • $99 Annual Fee
Learn More Our Review

The IHG One Rewards Premier Credit Card (review) stands out with its combination of IHG elite status, reward night benefits, and nice rewards on hotel stays. The card provides good value even for moderate IHG travelers through perks like the anniversary free night certificate (up to 40,000 points) and the ability to top it off with points for higher-priced properties.

Welcome Bonus: Earn 5 Free Nights after you spending $5,000 in the first 3 months and each night is valued at up to 60,000 points.

Earning Points: 10 points per dollar spent at hotels participating in IHG One Rewards; 5 points per dollar spent on other travel purchases, at gas stations and on dining at restaurants (including takeout and eligible delivery services); 3 points per dollar spent on other purchases.

Card Benefits: IHG Platinum elite status, anniversary free night (up to 40,000 points), 4th night free on award stays, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $100 ($120 starting 10/1/24) every four years, no foreign transaction fees, baggage delay insurance, trip cancellation insurance, lost luggage reimbursement, and purchase protection.

2. IHG One Rewards Premier Business Credit Card

Best for Business Travelers Staying at IHG Hotels

IHG One Rewards Premier Business Credit Card
  • bonus_miles_full
  • 10x at IHG Hotels & Resorts
  • 5x Points on Travel, Dining, Select Business, and at Gas Stations
  • Free Anniversary Free Night
  • IHG Platinum Elite Status
  • $99 Annual Fee
Learn More Our Review

The IHG One Rewards Premier Business Credit Card (review) stands out with its generous welcome bonus and valuable ongoing benefits like an anniversary free night certificate (up to 40,000 points) and fourth night free on award stays. The card proves particularly valuable for business owners who can maximize these benefits at IHG properties worldwide.

Welcome Bonus: bonus_miles_full

Earning Points: 10 points per dollar spent at hotels participating in IHG One Rewards; 5 points per dollar spent on other travel purchases, on dining at restaurants (including takeout and eligible delivery services), on social media and search engine advertising, at office supply stores and at gas stations; 3 points per dollar spent on other purchases.

Card Benefits: IHG Platinum elite status, anniversary free night (up to 40,000 points), fourth night free on award stays, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $100 ($120 starting 10/1/24) every four years, no foreign transaction fees, purchase protection, and trip cancellation insurance.

3. IHG One Rewards Traveler Credit Card

Best for Ocassional Stays at IHG

No Annual Fee
IHG One Rewards Traveler Credit Card
  • Earn 120,000 Bonus Points after spending $2,000 on purchases within the first 3 months.
  • 5x Points at IHG Hotels and Resorts
  • 3x Points on Dining, Utilities, Internet, Phone, Cable, Select Streaming Services, and at Gas Stations
  • 2x Points on All Other Purchases
  • IHG Rewards Silver Elite Status
  • 4th Night Free on Award Stays
  • No Annual Fee
Learn More Our Review

The IHG One Rewards Traveler Credit Card (review) is a simple no-annual-fee option that rewards IHG hotel stays and provides Silver elite status benefits. The card’s limited perks and modest earning rates make it most suitable for occasional IHG guests who prioritize avoiding annual fees over maximizing rewards.

Welcome Bonus: Earn 120,000 Bonus Points after spending $2,000 on purchases within the first 3 months.

Earning Points: 5x points at hotels participating in IHG One Rewards; 3x points on dining, utilities, select streaming, at gas stations; 2x points on all other purchases.

Benefits: IHG Silver elite status, 4th night free on award stays, earn 10,000 bonus points after spending $10,000 on purchases each calendar year, no foreign transaction fees, baggage delay insurance, lost luggage reimbursement, purchase protection, and trip cancellation insurance.

Avios Credit Cards

Chase offers three cards that earn Avios:

1. British Airways Visa Signature® Card

Best for British Airways Frequent Flyers

British Airways Visa Signature® Card
  • bonus_miles_full
  • 3x Avios on British Airways, Aer Lingus, and Iberia
  • 2x Avios on Hotels Booked Direct
  • Up to $600 Reward Flight Statement Credits
  • Baggage Delay and Lost Luggage Insurance
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee
Learn More Our Review

The British Airways Visa Signature® Card (review) offers valuable perks for British Airways flyers, including a 10% discount on BA flights, up to $600 in award fee credits annually, and the ability to earn a companion ticket. While it lacks typical airline card benefits like free checked bags, its strong sign-up bonus and ability to earn flexible Avios points make it an appealing option for those who frequently redeem on British Airways and Oneworld partners.

Welcome Bonus: bonus_miles_full

Earning Avios: 3x Avios on British Airways, Aer Lingus, and Iberia flight purchases; 2x Avios on hotel accommodations booked directly with the hotel; 1x Avios on all other purchases.

Card Benefits: 10% off British Airways flights starting in the US, up to $600 Reward Flight Statement Credits, earn a Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card, no foreign transaction fees, baggage delay insurance, lost luggage reimbursement, purchase protection, and extended warranty.

2. Iberia Visa Signature® Card

Best for Iberia Frequent Flyers

Iberia Visa Signature® Card
  • Earn 75,000 Avios after you spend $5,000 on purchases within the first three months.
  • 3X Avios on Iberia, British Airways, and Aer Lingus
  • 2X Avios on Hotels Booked Directly
  • 10% Airfare Discount on Eligible Bookings
  • Baggage Delay and Lost Luggage Insurance
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee
Learn More Our Review

The Iberia Visa Signature® Card (review) offers solid rewards for Iberia, British Airways, and Aer Lingus flights, plus the ability to earn a $1,000 flight discount voucher after significant spending. While the card lacks premium travel benefits, it’s an excellent choice for frequent Iberia flyers who want to earn Avios points that can be used across the Oneworld alliance.

Welcome Bonus: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months.

Earning Avios: 3x Avios on Iberia, British Airways, and Aer Lingus flight purchases; 2x Avios on hotel accommodations booked directly with the hotel; 1x Avios on all other purchases.

Card Benefits: 10% discount on airfare, $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card, no foreign transaction fees, baggage delay insurance, purchase protection, lost luggage reimbursement, extended warranty.

3. Aer Lingus Visa Signature® Card

Best for Aer Lingus Frequent Flyers

Aer Lingus Visa Signature® Card
  • Earn 75,000 Avios after you spend $5,000 on purchases within the first three months.
  • 3X Avios on British Airways, Aer Lingus, and Iberia
  • 2X Avios on Hotel Booked Directly
  • Priority Boarding (to/from the USA)
  • Baggage Delay and Lost Luggage Insurance
  • No Foreign Transaction Fees
  • $95 Annual Fee
Learn More Our Review

The Aer Lingus Visa Signature® Card (review) provides an opportunity to earn valuable Avios rewards that you can transfer between multiple airline programs. The card offers solid value for transatlantic travelers through priority boarding and a companion ticket benefit, but other cards provide better rewards for daily spending.

Welcome Bonus: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months.

Earning Avios: 3x Avios on on Aer Lingus, British Airways, and Iberia flight purchases; 2x Avios on hotel accommodations booked directly with the hotel; 1x Avios on all other purchases.

Card Benefits: Economy companion ticket good for 12 months when you spend $30,000 on your Aer Lingus Visa Signature Card in a calendar year, priority boarding, no foreign transaction fees, baggage delay insurance, purchase protection, lost luggage reimbursement, and extended warranty.

Other Cards

Chase also offers these credit cards:

1. Aeroplan® Credit Card

Best for Air Canada Frequent Flyers

Aeroplan® Credit Card
  • bonus_miles_full
  • 3x Points at Grocery Stores, Restaurants, and Air Canada directly.
  • New Cardmember Aeroplan 25K Elite Status for This Year and Next Year
  • Free First Checked Bag for You & Up to 8 Companions
  • $95 Annual Fee and No Foreign Transaction Fees.
Learn More Our Review

The Aeroplan® Credit Card (review) stands out with automatic elite status the first year and flexible redemption options across more than 50 partner airlines worldwide. This travel rewards powerhouse offers strong earning rates on dining, groceries, and Air Canada flights, plus valuable perks like free checked bags and priority boarding.

Welcome Bonus: bonus_miles_full Additionally, new cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year and the following calendar year. Members can keep their Aeroplan 25K Status with $15,000 in account spending during a calendar year.

Earning Points: 3x points at grocery stores, restaurants, and Air Canada purchases; 1x points on all other purchases; 500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month.

Card Benefits: Free first checked bag for cardmember and up to eight travel companions, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $100 every four years, 10% bonus on Ultimate Rewards points transfers, preferred pricing on flight rewards, no foreign transaction fees, travel insurance (trip delay, trip cancellation, baggage delay, secondary rental car), and purchase protection.

2. World of Hyatt Credit Card

Best for Earning Free Hyatt Stays & Elite Status

Discoverist Status Plus One Free Night Every Year
World of Hyatt Credit Card
  • Earn Up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months and up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point.
  • 4X Points at all Hyatt Hotels
  • 2X Points on Dining, with Airlines, Local Transit, & Gyms
  • One Free Night Each Year (Category 1-4) + Extra Free Night After Spending $15,000 Per Calendar Year
  • Automatic Discoverist Status
  • $95 Annual Fee
Learn More Our Review

The World of Hyatt Credit Card (review) rewards members with nice perks including a yearly Category 1-4 free night certificate and Discoverist status benefits. This card particularly excels for those who spend regularly at Hyatt properties, earning bonus points while working toward valuable elite status tiers.

Welcome Bonus: Earn Up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months and up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point.

Earning Points: 4x points on purchases at all Hyatt hotels; 2x points on restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships; and 1x points on all other purchases.

Card Benefits: Free night award at any Category 1-4 Hyatt hotel every year after your cardmember anniversary, World of Hyatt Discoverist status, no foreign transaction fees, travel insurance (baggage delay, lost luggage, trip cancellation, and secondary rental car insurance), and purchase protection.

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