14 Benefits of the Cardless Liverpool FC Credit Card + Review

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Specially designed for Liverpool Football Club supporters, the new Liverpool FC credit card is a fantastic option for sports enthusiasts. 

Cardless, a San Francisco financial technology firm, has partnered with Mastercard and launched several credit cards for sports teams in the past two years. The Liverpool FC Card, issued by First Electronic Bank, is the newest addition to their portfolio. 

This card earns generously on sports expenses, rewarding you with 5 points on eligible Liverpool FC merchandise and Liverpool FC tickets. You’ll also earn 3 points at restaurants, bars, and select delivery services. 

Other noteworthy perks include an annual LFC International membership, a complimentary LFCTV Go subscription, and a 10% LFC merchandise discount – all for a zero annual fee. 

Let’s explore all the benefits the Liverpool FC Card offers. 

Cardless Liverpool FC
  • Welcome Bonus of 30,000 Points
  • Complimentary LFC International Membership
  • 5x Points on Liverpool Tickets and at the Liverpool FC Store
  • 5x Points on Rideshare and Streaming Services
  • 3x Points at Bars, Restaurants, and Food Delivery
  • Free LFCTV Go Subscription for the First Year and 50% each following year
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1. Welcome Bonus of 30,000 Points

You’ll get 30,000 bonus points as a new cardholder after spending $2,000 within your first three months of account opening. 

This signup bonus is equivalent to $300 in statement credits. 

2. 5X Points on Eligible Liverpool FC Merchandise Purchases

The Liverpool FC Card earns 5 points on the following: 

  • Liverpool FC merchandise at the official Liverpool FC store
  • Liverpool FC tickets

3. 5X Points on Select Rideshare and Streaming Services

You can also earn 5 points per dollar spent on these rideshare and streaming services: 

  • Rideshare Services: Taxis, Uber, and Lyft
  • Streaming Services: Netflix, Hulu, Disney+, Discovery+, YouTube Music, HBO Max, HBO Now, Paramount+, Peacock, Spotify, Pandora, and Tidal

4. 3X Points at Restaurants, Bars, and Select Delivery Services

The Liverpool FC Card earns 3 points on popular bonus spending categories, including: 

  • Restaurants
  • Bars
  • Food Delivery Services: DoorDash, UberEats, GrubHub, Postmates, and Instacart

5. 1X Point Everywhere Else

All other qualifying purchases earn you 1 point per dollar.

6. Redeem Rewards

Cardless lets you redeem your points for gift cards, statement credits, premium items, and more:  

  • Gift Cards – You can redeem your points at 1.25 cents each for Fanatics gift cards for Liverpool FC gear. For example, 40,000 points get you a $475 Fanatics gift card. 
  • Statement Credits – Redemption is at 1 cent per point for statement credits. For example, you’ll get $400 in statement credits for 40,000 points.
  • Sports Items and Experiences – You can get team-signed merchandise and even meet your favorite Liverpool legends, subject to availability.
Cardless Liverpool FC Jerseys

7. No Annual and Foreign Transaction Fees

Liverpool FC Card offers excellent perks and rewards without charging annual fees, late payment fees, or foreign transaction fees.

8. Complimentary LFC International Membership

Cardholders enjoy a complimentary LFC International Membership starting in June 2022 as long as the account remains open. 

The membership typically costs £18.99, making the Liverpool FC Card an excellent deal if you want to maintain your membership for free. 

LFC International Membership benefits include: 

  • Exclusive access to prize draws and content
  • Digital matchday programs for each Premier League home game
  • Access to a dedicated online Members’ Area
  • 10% retail discount in LFC official stores and online with a maximum discount value of £75 per season

9. LFCTV GO Subscription

Cardmembers receive a free year subscription to LFCTV Go for the first year of card membership, which is $64.99 per year.

Once your free LFCTV Go subscription is over, you can receive a 50% discount on your annual subscription via your complimentary LFC International Membership.

Liverpool FC TV-1

10. 10% Discount on LFC Merchandise

You’ll get 10% off LFC merchandise online or at LFC official stores.

11. Referral Bonus

If you like the Liverpool FC Card, you can refer a friend and earn 10,000 points if they’re approved.  

You’ll get referral bonus points if your friend applies for any Cardless credit card, including the New Orleans Pelicans, Miami Marlins, Manchester UnitedCleveland Cavaliers, or Boston Celtics cards.

There is also a maximum number of referrals is 10 per calendar year (100,000 points from referrals).

 

12. Tours and Food Discounts

You’ll also receive discounts up to £75 each season on Anfield Stadium tours and food from the Boot Room Sports Cafe.

13. Membership Pack

In the first year of your membership, you’ll get a membership pack that includes an LFC pen, a pin badge, and a key ring.

14. Virtual Card for Immediate Online Transactions

All Cardless credit cards come with a virtual card number that you can use right away for online purchases. You can immediately buy your favorite sports merchandise online while waiting for your physical Mastercard to arrive in the mail.

Simply log into the Cardless app to access your virtual card number, expiration date, and digital security code. 

Cardless is mobile wallet-friendly and compatible with Apple Wallet and Google Pay, so you can use your virtual card anywhere mobile wallets are accepted. 

Cardless Liverpool FC Vs. Bilt Rewards

Like Cardless, Bilt Rewards is another budding startup that recently introduced a zero-annual-fee credit card in the past year. 

The Bilt Rewards card doesn’t offer a welcome bonus, but you can pay rent fee-free and earn 1x points. For example, if your rent was $2,500 per month, you could earn 30,000 points each year, not just as a one-time welcome bonus.

The Bilt Rewards also allows you to transfer points to airline and hotel partners including Hyatt, American Airlines, and United Airlines. Whereas, the Cardless card has limited redemption options to cash back, gift cards, and merchandise.

The Cardless card also lacks travel and purchase protections, whereas the Bilt Rewards card offers trip delay insurance, trip cancellation insurance, primary rental car insurance, and purchase protection.

However, the Cardless card beats the Bilt Rewards card for purchases on select rideshare and streaming services (5x points), and on food delivery services (3x).

Bilt Rewards Mastercard
  • Pay Rent Without Fees and Earn 1x Points
  • No Annual Fee
  • 3x Points on Dining
  • 2x Points on Travel
  • Transfer Rewards to Airlines and Hotels
  • Cell Phone, Rental Car, and Trip Delay Insurance
Learn More Our Review

The Verdict

The Liverpool FC credit card is worth giving a shot if you’re an avid Liverpool fan. This co-branded card earns generously on Liverpool FC merchandise and everyday spending categories, including rideshare, streaming, and food delivery services. You’ll also accrue points at restaurants and bars.  

The complimentary one-year LFCTV GO subscription instantly saves you money. You can also have a 50% discount when you renew your subscription. Plus, you can shop for LFC merchandise with a 10% discount. 

For a card with a zero annual fee, the Liverpool FC Card offers lucrative rewards and money-saving perks that can make it a worthwhile option for sports fans.

Cardless Liverpool FC
  • Welcome Bonus of 30,000 Points
  • Complimentary LFC International Membership
  • 5x Points on Liverpool Tickets and at the Liverpool FC Store
  • 5x Points on Rideshare and Streaming Services
  • 3x Points at Bars, Restaurants, and Food Delivery
  • Free LFCTV Go Subscription for the First Year and 50% each following year
Learn More