The Capital One VentureOne credit card has no annual fee and earns 1.25 points per dollar.
The VentureOne card also offers valuable benefits such as no foreign transactions, purchase protection, and extended warranty.
- Earn 20,000 Bonus Points After Spending $500 in the First 3 Months
- No Annual Fee
- Unlimited 5x on Hotels and Rental Cars Booked Via Capital One
- Unlimited 1.25x Miles on All Other Purchases
- Rental Car and Extended Warranty
- 0% intro APR on purchases and balance transfers for 15 months; 16.49% – 26.49% variable APR after that; 3% balance transfer fee for the first 15 months
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.
Secondary Rental Car Insurance
Secondary rental car insurance covers any damage to a rental car not covered by your primary insurance when you pay for the rental using this card.
Other credit cards offer primary rental car insurance, which pays before your insurance and saves you the hassle of filing multiple insurance claims.
But there are situations where this secondary insurance becomes the primary insurance, including when renting a car outside the U.S. and your personal car insurance does not cover you in that country, or if you don’t have collision insurance.
You still need to maintain liability car insurance to cover damage to another person or property.
Extended Warranty
Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.
The maximum coverage is $10,000 per item and $50,000 per cardholder.
For example, if you bought a TV with a manufacturer’s warranty of three years, then this card would extend the warranty for free to the fourth year.
But if the TV comes with a four or five-year warranty, you should consider using an American Express or Citi credit card, which covers warranties up to 5 years.
Travel Accident Insurance
Travel accident insurance pays out a specified benefit in the very unlikely scenario that you or your immediate family become severely injured, including dismemberment, loss of sight, hearing, or speech, or death due to a covered accident on a common carrier during your travels when purchased with this card.
Transfer Points to Airline and Hotel Partners
VentureOne cardmembers can either redeem their points directly for travel at 1 cent per point or transfer points to Capital One’s airline and hotel partners.
AeroMexico
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Air Canada (Aeroplan)
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Air France (Flying Blue)
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Avianca (LifeMiles)
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British Airways
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Cathay Pacific (Asia Miles)
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Emirates
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Etihad
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EVA
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Finnair
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Qantas
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Singapore (KrisFlyer)
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TAP Portugal
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Turkish Airlines
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Accor (2:1)
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Choice Hotels
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Wyndham Rewards
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