Capital One Airline and Hotel Transfer Partners Guide

Capital One recently improved the transfer ratio to 1 to 1 for almost all of their transfer partners, making Capital One competitive with American Express Membership Rewards and Chase Ultimate Rewards.

Airline Mileage Transfers

Capital One miles can be transferred to 14 airline mileage programs with every transfer at a 1 to 1 ratio except for EVA. 

Airline Transfer Ratio Transfer Time
AEROMEXICO LOGO AeroMexico 1 to 1 Instant
Air Canada Air Canada (Aeroplan) 1 to 1 Instant
Air France Air France (Flying Blue) 1 to 1 Instant
Avianca Avianca (LifeMiles) 1 to 1 Instant
British Airways British Airways 1 to 1 Instant
Cathay Pacific Cathay Pacific (Asia Miles) 1 to 1 3 to 5 days
Emirates logo Emirates 1 to 1 Instant
Etihad Etihad 1 to 1 24 hours
EVA Air EVA 2 to 1.5 24-48 hours
Finnair logo Finnair 1 to 1 Instant
Qantas Logo Qantas 1 to 1 24-48 hours
Singapore Airlines Singapore (KrisFlyer) 1 to 1 24-48 hours
TAP Portugal TAP Portugal 1 to 1 Instant
Turkish Airlines logo Turkish 1 to 1 Instant

My favorite transfer options would be:

  1. Avianca LifeMiles (1 to 1) – Great option for avoiding fuel surcharges on flights to Europe or complex routings.
  2. Cathay Pacific Asia Miles (1 to 1)- Good option for booking OneWorld awards (American, Qatar Airways, Japan Airlines).
  3. Etihad Guest (1 to 1)- Etihad has several sweet spots on their partner award chart including flights on American Airlines, ANA, and Asiana Airlines.

Hotel Points Transfers

Capital One miles can be transferred to three hotel points programs, but you will likely get better value by transferring to airline programs.

Hotel Transfer Ratio Transfer Time
Accor Hotel Logo Accor Live Limitless 2 to 1 24 to 48 hours
Choice Logo Choice Privileges 1 to 1 24 Hours
Wyndham Logo Wyndham Rewards 1 to 1 Instant

How to Earn Capital One Miles

There are four options to earn Capital One miles: