Capital One SavorOne Rewards Credit Card Review

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The Capital One SavorOne Rewards offers an enticing mix of rewards and perks for food and entertainment enthusiasts.

With unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores, this card is a perfect companion for those who prioritize spending in these categories.

The SavorOne distinguishes itself with additional benefits such as 5% cash back on hotels and rental cars booked through Capital One Travel and 8% cash back on Capital One Entertainment purchases.

This article will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.

No Annual Fee
Capital One SavorOne Rewards
  • Earn bonus_miles_full
  • 8% Cash Back at Capital One Entertainment
  • 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
  • No Annual Fee
Learn More

Welcome Bonus

The SavorOne currently offers the following welcome bonus:

Earn bonus_miles_full

Earning Cash Back

The SavorOne earns cash back at the following rates:

  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024;
  • Earn 8% cash back on Capital One Entertainment purchases;
  • Earn 5% cash back on hotels and rental cars booked through Capital One Travel;
  • Earn 3% cash back on dining;
  • Earn 3% cash back on entertainment;
  • Earn 3% cash back on popular streaming services
  • Earn 3% cash back at grocery stores (excluding superstores like Walmart® and Target®); and
  • Earn 1% on all other eligible purchases.

A great way to boost these rewards and unlock transfers to Capital One’s airlines and hotel partners, is to also hold and combine rewards with either the:

Card Benefits and Perks

The SavorOne offers the following benefits and perks:

0% Intro APR

The SavorOne offers 0% intro APR for 15 months on purchases and balance transfers. After that, a reg_apr,reg_apr_type APR.

Extended Warranty

Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.

Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.

No Foreign Transaction Fees

This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

Santorini Europe

Pros and Cons

Here’s a quick overview of this card’s advantages and disadvantages:


  • No annual fee.
  • Extra cash back in many categories, including dining, entertainment, and grocery stores.
  • Ability to convert cash back to miles with another Capital One card.
  • No foreign transaction fees.
  • Intro APR offer (details above).


  • Very limited travel and purchase protections.
  • Only 1% on all other eligible purchases.

Alternatives to the SavorOne

Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.

Bilt Mastercard®

Better for Paying Rent and Travel and Purchase Protections

No Annual Fee
Bilt Mastercard®
  • Pay Rent Without Fees and Earn 1 Point Per Dollar on Rent (up to 50,000 Points Per Calendar Year)
  • No Annual Fee
  • 3x Points on Dining
  • 2x Points on Travel
  • Transfer Rewards to Airlines and Hotels
  • Cell Phone, Primary Rental Car, and Trip Delay Insurance
Learn More Our Review

Bilt Mastercard® is a no-annual-fee credit card that allows you to pay rent without a transaction fee and earn 1 point per dollar on rent (up to 50,000 points per calendar year).

You also earn 3x points on dining, 2x points on travel, and 1x points everywhere else.

The Bilt Rewards card also has great benefits for a no-annual fee card, including cell phone insurance, primary rental car insurance, 90-day purchase protection, trip delay insurance, trip cancellation insurance, and no foreign transaction fees. 

Plus, you can transfer your points to airline and hotel partners such as United Airlines, American Airlines, and World of Hyatt. Or redeem the points for travel or at Amazon.

Citi® Double Cash Card

Better for Everyday Spending

2% Cash Back & No Annual Fee
Citi® Double Cash Card
  • 2% Cash Back (1% on Purchases, 1% When You Pay)
  • 0% Intro APR on Balance Transfers for 18 months. After That, reg_apr,reg_apr_type.
  • No Annual Fee
Our Review Learn More
Non-Affiliate Link

The Citi® Double Cash Card – 18 month BT offer boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay. 

This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track. 

You can also boost your rewards by also holding the Citi Premier® Card (review), which allows you to transfer points to airline and hotel programs. This combination effectively allows you to earn 2 airline miles per dollar on all spending with the Citi Double Cash.

Chase Freedom Unlimited®

If You Prefer Chase

No Annual Fee


  • bonus_miles_full
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants and Drug Stores
  • 1.5% Cash Back on All Other Purchases
  • 0% Intro APR for 15 Months (After that, a reg_apr,reg_apr_type APR.)
  • Purchase Protection and Extended Warranty
  • No Annual Fee

Click Here to Learn How to Apply

The Chase Freedom Unlimited® (review) is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.

The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.

Is the SavorOne Worth It?

The SavorOne is good no-annual fee option to earn extra rewards at dining, entertainment, streaming, and grocery stores.

But I would recommend you pair it with another credit card to fill in the SavorOne’s weak spots. 

For travelers, the Capital One Venture X Rewards Credit Card (review) is my all-time favorite travel card and allows you to convert the SavorOne’s cash back to Miles. 

If you don’t travel as much, I would go with the Citi® Double Cash Card – 18 month BT offer or Chase Freedom Unlimited® (review) for everyday spending since they offer more rewards over the SavorOne’s 1% cash back for non-bonus categories.

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