The Capital One SavorOne Card earns 3% cash back on dining and entertainment, and 2% cash back at grocery stores.
We prefer this card due to its no annual fee over the Capital One Savor, which has a $95 annual fee, but earns an 4% cash back on dining and entertainment, and 3% at grocery stores.
- Earn $200 Bonus Cash after Spending $500 in the First 3 Months
- 8% Cash Back at Vivid Seats
- 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
- No Annual Fee
Extended Warranty
Credit card extended warranty protection adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
Coverage matches the protection provided by the original warranty so that damage or defect would have to be covered by the original warranty for extended warranty coverage.
The maximum coverage is $10,000 per item and $50,000 per cardholder.
For example, if you bought a TV with a manufacturer’s warranty of three years, then this card would extend the warranty for free to the fourth year.
But if the TV comes with a four or five-year warranty, you should consider using an American Express or Citi credit card, which covers warranties up to 5 years.
No Foreign Transaction Fees
This card has no foreign transaction fees on purchases outside the U.S., which is helpful if you travel internationally to help you avoid paying a 3% fee on those international purchases.

Travel Accident Insurance
Travel accident insurance pays out a specified benefit in the very unlikely scenario that you or your immediate family become severely injured, including dismemberment, loss of sight, hearing, or speech, or death due to a covered accident on a common carrier during your travels when purchased with this card.
- Earn $200 Bonus Cash after Spending $500 in the First 3 Months
- 8% Cash Back at Vivid Seats
- 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
- No Annual Fee