Capital One Savor Rewards Card Review

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The Capital One Savor Cash Rewards Credit Card is a cash rewards card that earns 4% back on dining, entertainment, and popular streaming services and 3% at grocery stores.

This credit card review will cover everything you need to know about this card to determine if you should add this card or a different card to your wallet. Let’s dive right in.

4% Cash Back on Dining, Entertainment, and Streaming
Capital One Savor Rewards
  • Earn $300 Bonus Cash After Spending $3,000 Within the First Three Months.
  • 8% Cash Back at Capital One Entertainment
  • 4% Cash Back on Dining, Entertainment, & Streaming
  • 3% Cash Back at Grocery Stores
  • No Foreign Transaction Fees
  • Extended Warranty and Travel Accident Insurance
  • $95 Annual Fee
Learn More
Non-Affiliate Link; All information about the Capital One Savor has been collected independently by Deals Points.

Welcome Bonus

The Savor Rewards Card currently offers the following welcome bonus:

Earn $300 Bonus Cash After Spending $3,000 Within the First Three Months.

Earning Points

The Savor Rewards Card earns cash back at the following rates:

  • 10% back on purchases at Uber and Uber Eats plus complimentary Uber One membership through 11/14/2024;
  • 8% back at Capital One Entertainment;
  • 4% back at dining;
  • 4% back at entertainment; 
  • 4% back at popular streaming services;
  • 3% back at grocery stores; and
  • 1% back on all other purchases.

A great way to boost these rewards and unlock transfers to Capital One’s airlines and hotel partners, is to also hold and combine rewards with either the:

Annual Fee

The Savor Rewards Card has a $95 annual fee.

Card Benefits and Perks

The Savor Rewards Card offers the following benefits:

Extended Warranty coverage adds up to an additional year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.

No Foreign Transaction Fees: You can make international purchases with your card without paying an extra fee of around 3%.

Travel Accident Insurance offers coverage for accidental death or dismemberment while traveling on a common carrier when the trip is purchased using the eligible credit card.

Pros and Cons

Here’s a quick overview of this card’s advantages and disadvantages:


  • 4% back on dining, entertainment, and popular streaming.
  • 10% back on Uber and Uber Eats (until 11/14/2024).


  • $95 annual fee.
  • No travel protections.
  • Limited other card benefits.
  • Only 1% back on everyday spending.

Alternatives to the Savor Card

Now that you know about this credit card’s various benefits and pros and cons, it’s time to see its alternatives.

Capital One SavorOne Cash Rewards Credit Card

Similar Benefits for No Annual Fee

No Annual Fee
Capital One SavorOne Rewards
  • Earn bonus_miles_full
  • 8% Cash Back at Capital One Entertainment
  • 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
  • No Annual Fee
Learn More Our Review

The Capital One SavorOne Cash Rewards Credit Card is a no-annual-fee card that earns 3% cash back in four popular categories: dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).

The SavorOne also has nice perks such as no foreign transaction fees and extended warranty protection.

Plus, cardholders earn 10% cash back on purchases with Uber and Uber Eats and complimentary Uber One membership statement credits every month through November 14, 2024.

Chase Sapphire Preferred® Card

Better for Travel and Dining

Best Starter Travel Card
Chase Sapphire Preferred® Card
  • bonus_miles_full
  • 5x Points on Travel Booked Via Chase
  • 3x Points on Dining and Eligible Delivery Services
  • 2x Points on All Other Travel Purchases
  • 10% Anniversary Points Boost
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $95 Annual Fee

Click Here to Learn How to Apply

The Chase Sapphire Preferred® Card (review) is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses. 

For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal, 3x points on dining, online groceries, and streaming services, and 2x on all other travel purchases

Cardholders will also get a 10% anniversary points bonus, a 12-month DoorDash DashPass subscription when activated by December 31, 2024, and a $50 anniversary hotel statement credit. 

Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans. 

Is the Savor Card Worth It?

The Savor Rewards Card is a pretty good option if you spend a lot each year on dining, entertainment, and streaming services.

But if you spend less than $9,500 per year in total in these categories, you are better of getting the no annual fee Capital One SavorOne Cash Rewards Credit Card, which offers 3% instead of 4% in those categories.

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