Both the Capital One Quicksilver Cash Rewards Credit Card and Wells Fargo Autograph℠ Card are popular credit card options.
The Quicksilver Cash Rewards card is is a no annual fee card that earns 1.5% on all purchases, a nice welcome bonus, and a 0% intro APR promotion.
The Autograph card is a no annual fee card offer 3x points in major categories such as restaurants, travel, gas, transit, and streaming.
This article will compare each card based on several factors to help you make an informed decision on which card is the best to add to your wallet.
Full Reviews: Capital One Quicksilver Cash Rewards Credit Card and Wells Fargo Autograph℠ Card.
Overview of Each Card
Welcome Bonus
The Quicksilver Card currently offers the following welcome bonus: Earn a bonus_miles_full.
The Wells Fargo Autograph Card currently offers the following welcome bonus: bonus_miles_full.
Earning Rewards
The Quicksilver Card earns:
The Wells Fargo Autograph Card earns points at the following rates:
Winner: It depends. The Quicksilver is better for non-bonus spending at 1.5% versus 1.0%, but the Autograph card offers 3x points in many popular categories like dining, travel, and gas stations.
Card Benefits and Perks
The Quicksilver Card offers the following benefits and perks:
The Wells Fargo Autograph Card offers the following benefits for its cardholders:
- 0% Intro APR for 12 months. After that, either a reg_apr,reg_apr_type APR applies.
- Cellphone insurance
- Secondary car rental insurance
- No foreign transaction fees
Winner: The Wells Fargo Autograph Card since it offers cell phone insurance.
Value of the Annual Fees
One of the best things about the Capital One Quicksilver card is that it allows you to earn cash back with no annual fee.
One of the best aspects of the Wells Fargo Autograph Card is that it has no annual fee.
Winner: Tie. Both are no annual fee.
Redeeming Rewards
The cash back accumulated through your Capital One Quicksilver card can be utilized in a number of ways, including as a statement credit, a check, or a gift card. Alternatively, you have the option to use it directly towards a particular charge on your statement. What’s more, there’s no requirement for a minimum amount to redeem your cash back. All you need to do is log into your account, either through the app or on your computer, and choose the redemption method that suits you best.
With the Wells Fargo Autograph Card, you can redeem your reward points for one cent per point for several options, including:
Winner: Tie.
The Verdict
Both the Quicksilver Card and Wells Fargo Autograph Card are good options.
The Quicksilver card is better for everyday spending and the Autograph card is better if you want to track your categories to maximize your rewards.
Which card are you going to choose?
