Capital One offers a variety of credit cards with different perks and benefits that can fit anyone’s needs.
Whether you’re looking for a cash back card, a travel card, or a card with no annual fee, Capital One has a card for you.
Below are some of the best Capital One credit cards available.
Best for Luxury Travel: Capital One Venture X Rewards Credit Card (review)
Best for Beginner Travelers: Capital One Venture Rewards Credit Card (review)
Best for Business Owners: Capital One Spark Miles for Business (review)
1. Capital One Venture X Rewards Credit Card
Best for Luxury Travel
The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections.
The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.
The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.
Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.
2. Capital One Venture Rewards Credit Card
Best for Beginner Travelers
- bonus_miles_full
- 5x Miles on Hotels and Rental Cars via Capital One Travel
- 2x Miles Everywhere Else
- 2 Free Visits to Capital One Lounges Each Year
- Global Entry or TSA Pre-Check Credit
- Hertz 5-Star Elite Status
- Rental Car Insurance and Extended Warranty
- $95 Annual Fee
The Capital One Venture Rewards Credit Card is a travel rewards credit card that earns an unlimited 2 miles per dollar on all purchases and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
The card also comes with a range of travel benefits, including secondary rental car, no foreign transaction fees, and extended warranty coverage.
Plus, you also get two complimentary passes to visit Capital One lounges each year and an application fee credit for Global Entry or TSA PreCheck (up to a $100 credit every four years).
3. Capital One SavorOne Cash Rewards Credit Card
Best for Entertainment (No Annual Fee)
- Earn bonus_miles_full
- 8% Cash Back at Capital One Entertainment
- 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores
- No Annual Fee
The Capital One SavorOne is a no-annual-fee card that earns 3% cash back in four popular categories: dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).
The SavorOne also has nice perks such as no foreign transaction fees and extended warranty protection.
Plus, cardholders earn 10% cash back on purchases with Uber and Uber Eats and complimentary Uber One membership statement credits every month through November 14, 2024.
4. Capital One Spark Miles for Business
Best for Small Businesses
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- Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
- 2x Miles On Every Purchase
- Global Entry or TSA PreCheck Credit
- No Foreign Transaction Fees
- $0 Intro Annual Fee for the First Year, $95 Thereafter
- Free employee cards which also earn unlimited 2X miles from their purchases
The Capital One Spark Miles for Business is one of the top travel rewards credit cards for small business owners.
The card earns unlimited 5X miles on hotels and rental cars booked through Capital One Travel. It also earns unlimited 2 miles per dollar on all purchases, which can be transferred to Capital One’s airline and hotel partners.
The Spark Miles also offers a statement credit for your Global Entry or TSA PreCheck application (up to $100) and no foreign transaction fees.
5. Capital One Spark Cash Plus
Best for Flat-rate Cashback
- Earn bonus_miles_full.
- 5% Back on Hotels and Rental Cars Booked Via Capital One Travel
- 2% Cash Back on All Purchases
- Extended Warranty & No Foreign Transaction Fees
- $150 Annual Fee
The Capital One Spark Cash Plus is great for businesses that spend a lot each year.
The card earns 2% cash back on all purchases and comes with no preset spending limit so that it can adapt to your needs based on your spending behavior, payment history, and credit profile.
The card also earns unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
6. Capital One VentureOne Rewards Credit Card
Best for Daily Personal Spending
- bonus_miles_full
- Unlimited 5x Miles on Hotels and Rental Cars Booked Via Capital One
- Unlimited 1.25x Miles on All Other Purchases
- Secondary Rental Car Insurance
- Extended Warranty
- No Annual Fee
The Capital One VentureOne Rewards Credit Card is a no-annual-fee travel card, which allows cardmembers to earn unlimited 1.25X miles on every purchase, every day.
These miles can be used for travel purchases and are fully transferable to Capital One’s airline and hotel partners.
The VentureOne also offers nice benefits like no foreign transaction fees, rental car insurance, and extended warranty protection.
7. Capital One Savor Rewards
Best for Entertainment
- Earn $300 Bonus Cash After Spending $3,000 Within the First Three Months.
- 8% Cash Back at Capital One Entertainment
- 4% Cash Back on Dining, Entertainment, & Streaming
- 3% Cash Back at Grocery Stores
- No Foreign Transaction Fees
- Extended Warranty and Travel Accident Insurance
- $95 Annual Fee
The Capital One Savor Rewards is a card designed for foodies with unlimited 4% cash back on dining and entertainment, 3% back at grocery stores, 8% cash back at Capital One Entertainment, and 1% back on all other purchases.
The Savor card also offers no foreign transaction fees and extended warranty protection.
Plus, cardholders earn 10% cash back on purchases with Uber and Uber Eats and complimentary Uber One membership statement credits every month through November 14, 2024.
