Bilt Rewards Transfer Partners and Best Ways to Use Them

Navigating the world of points and travel rewards can be complex, but Bilt Rewards simplifies the process with a partnerships with many major airline and hotel programs.

With options ranging from major airlines like United Airlines to luxury hotel chains such as World of Hyatt, Bilt Rewards offers flexibility for travelers to maximize their points.

The program’s 1:1 transfer ratio with partners allows members to turn their rent payments into their next dream vacation.

Bilt Transfer Partners

Below are all of Bilt Rewards’ airline and hotel transfer partners, which transfer at a ratio of 1 to 1. Bilt also run fairly regular huge transfer bonuses to partners during their Rent Day.

For example, I took advantage of a 125% bonus to both Air France-KLM Flying Blue and Air Canada Aeroplan. These large transfer bonuses allowed me to convert about 500,000 Bilt Points into over 1.1 million airline miles.

The minimum point transfer for Bilt members with Blue Status is 2,000 Bilt Points. For members with Bilt Elite Status (Silver, Gold, or Platinum), the minimum point transfer is 1,000 Bilt Points. All point transfers must be requested in increments of 1,000 points.

How to Transfer Bilt Rewards to Partners

Transferring Bilt Rewards points to airline and hotel partners is easy:

1. Open the Bilt Rewards mobile app and sign in if necessary.
2. Click the icon for “Travel” and then scroll down to Bilt’s Loyalty Partners.
3. Select the Loyalty Partner you want to transfer points to and enroll and link your accounts.
4. Click the button for “Transfer Points,” enter the number of points you want to transfer, click “Next”, agree to the terms and conditions, and then click confirm transfer.

Earning Bilt Rewards Points

The easiest way to earn Bilt Rewards points is with the Bilt Mastercard®:

The Bilt Mastercard® (review) lets you earn valuable travel rewards on rent payments without fees while offering bonus points on dining and travel purchases. This no-annual-fee card stands out for its unique rent payment feature and strong travel benefits like rental car coverage and trip protection.

Earning Rewards: 5x points on Lyft; 3x points on dining; 2x points on travel purchases; 1x points on rent payments without any transaction fees up to 100,000 points per year, and 1x points on everything else. (Five transactions are required per billing cycle to earn points.)

Card Benefits: No transaction fees to pay rent and earn 1x points, primary rental car insurance, cell phone protection, trip delay and trip cancellation insurance, purchase protection, and no foreign transaction fees.

Ranking of Bilt Rewards’ Transfer Partners

Bilt Rewards has a lot of great transfer partners. Here is how I would rank them from best to worst:

1. World of Hyatt

2. Alaska Airlines Mileage Club

Alaska Airlines Mileage Plan offers outstanding value for travelers from North America through its partnerships with premier carriers like American Airlines, British Airways, Cathay Pacific, and Japan Airlines. These alliances open up a world of possibilities for both domestic and international travel.

For flights within North America, Mileage Plan's distance-based pricing is particularly attractive. Short-haul economy flights under 700 miles can be booked for just 4,500 miles, while flights between 701 and 1,400 miles cost only 7,500 miles. This makes Mileage Plan an excellent choice for domestic travel, especially on routes operated by Alaska or American Airlines.

International travelers from North America can take advantage of some impressive sweet spots. Flying from the Northeast US to London in business class costs just 45,000 miles. For those looking to explore Asia, you can book a business class flight from the US with a stopover for 85,000 miles. This generous stopover policy allows you to effectively visit two destinations for the price of one.

Flights to South America also offer good value. Business class awards from North America to destinations like Lima or São Paulo can be booked for 35,000 to 50,000 miles, depending on the distance.

To maximize value when redeeming from North America, focus on shorter domestic flights, leverage stopovers on long-haul international itineraries, and look for premium cabin awards on Alaska's great partners. 

3. Iberia Plus

Iberia Club Avios might fly under the radar compared to British Airways, but that's exactly what makes it worth a closer look. Iberia belongs to Oneworld, so you can redeem Iberia Avios on American Airlines, Cathay Pacific, Japan Airlines, Qatar Airways, Qantas, and more, plus a handful of non-alliance partners like Aer Lingus and Vueling.

What sets Iberia Club apart is its distance-based pricing. Rather than charging by segment, awards price on total distance flown. That means connections won't cost you extra, and you can often build a short round-trip or multi-city itinerary for the price of a single one-way elsewhere.

The sweet spots are hard to beat. Off-peak business class from Chicago to Madrid runs just 50,500 Avios one-way, while East Coast departures like New York or Boston to Madrid can go for as little as 40,500. West Coast flyers pay more, around 60,500 Avios, but it's still a reasonable price for a lie-flat seat across the Atlantic.

Domestic U.S. trips shine too. American Airlines routes under 650 miles price at just 12,000 Avios round-trip in economy, making short hops like New York to Boston an easy way to stretch your balance. If you're after something more indulgent, American's transcontinental Flagship First product between New York and Los Angeles or San Francisco runs 103,000 Avios round-trip.

For longer-haul adventures, Madrid to Shanghai or Tokyo in business class both fall in the 60,500 to 70,500 Avios range one-way, solid value for reaching Asia from Europe.

4. Air France – KLM Flying Blue

Flying Blue is the frequent flyer program for Air France, KLM, and SkyTeam partners like Delta and Virgin Atlantic, giving you access to award flights across the globe. One of the biggest perks is dynamic pricing paired with Promo Rewards, monthly discounts of up to 50% off select routes. You can sometimes snag a one-way economy award for under 10,000 miles when a Promo Reward lines up with your trip.

Standard saver pricing between the U.S. and Europe starts at 25,000 miles one-way in economy, 40,000 in premium economy, and 60,000 in business. A great sweet spot is North Africa, since Morocco, Tunisia, Algeria, and the Canary Islands price the same as Europe. You can also reach Hawaii on Delta for far fewer miles than booking directly with Delta, or fly Air France nonstop to Tahiti starting at 35,000 miles one-way.

The Caribbean is another strong option, with one-way economy awards to Europe starting at 30,000 miles and business class from 85,000 miles. Beyond SkyTeam, Flying Blue has valuable non-alliance partnerships with Japan Airlines, Etihad, Copa, Air Mauritius, and Transavia, opening up destinations across Asia, the Middle East, Central and South America, and the Indian Ocean islands.

You can also use Flying Blue miles for upgrade awards on Air France, KLM, and select partners like Aeromexico, China Airlines, Kenya Airways, and Korean Air. Just keep in mind that Flying Blue miles expire after two years unless you fly, shop through the Flying Blue store, or book a hotel stay to keep them active.

5. Air Canada Aeroplan

Air Canada Aeroplan is one of the more rewarding airline programs out there, especially if you fly with Star Alliance carriers. Air Canada belongs to Star Alliance, the largest airline alliance in the world, so you can redeem Aeroplan points on partners like United, Lufthansa, Turkish Airlines, and Singapore Airlines. Aeroplan also has a long list of non-alliance partners, including Emirates, Etihad, Gulf Air, and Oman Air, which gives you even more places to put your points to use.

You'll want to book partner flights whenever you can, since Aeroplan uses a fixed, zone-based award chart for partners rather than the dynamic pricing it applies to Air Canada's own flights. That means you'll always know exactly how many points a partner redemption costs, based on the total distance between two zones.

Business class tends to deliver the strongest value per point, often close to 1.8 cents each, compared to roughly 1.3 cents for economy. If your schedule is flexible, look for sweet spots where a route sits just under a distance-band cutoff, since a small increase in mileage can push you into a pricier band.

Aeroplan's stopover policy is another standout perk. You can add a stopover to a one-way redemption for just 5,000 points, letting you visit a second city for very little extra cost. And unlike many programs, Aeroplan doesn't add fuel surcharges on partner awards, though a CA$39 partner booking fee does apply.

6. Avianca LifeMiles

Avianca Lifemiles doesn't get the attention it deserves, but it's one of the more rewarding programs out there if you know where to look. Avianca is Colombia's flag carrier and a member of Star Alliance, which means your miles open the door to dozens of partner airlines across the globe.

You'll find some of the best sweet spots on Lufthansa first class, where a one-way ticket from the U.S. to Frankfurt runs 87,000 miles with no fuel surcharges tacked on. That's a huge discount compared to booking the same seat through other programs.

SWISS business class is another standout. You can fly nonstop to Zurich for 63,000 miles each way, and again, you won't pay those brutal surcharges that usually come with European carriers.

Closer to home, United's transcontinental Polaris business class between the East and West Coasts costs just 25,000 miles one-way. It's a fantastic way to try a premium cabin without committing a fortune in miles.

Asia is where things get really interesting. ANA business class between Hawaii and Tokyo runs 48,000 miles, and short flights within North Asia (think Seoul to Taipei) drop to just 22,500 miles each way on carriers like EVA Air, THAI, and Asiana.

Economy flyers aren't left out either. You can reach South Asia for 39,000 miles or the southern tip of South America for 30,000 miles one-way.

Add in a flat $25 booking fee, no close-in fees, and generous award availability, and Lifemiles becomes a program worth building a strategy around.

7. Turkish Airlines Miles&Smiles

Turkish Airlines Miles&Smiles flies under the radar, but that's exactly what makes it interesting. As a Star Alliance member, Turkish gives you access to a huge network of partner airlines, including United, ANA, Singapore Airlines, Lufthansa, Air Canada, Austrian, SWISS, and EVA Air. You'll usually have better luck starting your search on United.com, since Turkish's own booking engine can be glitchy and won't always show full availability.

The program uses a region-based award chart, which opens up some genuinely great sweet spots. You can fly United Polaris business class across the U.S. for just 22,500 miles one-way, or get to Hawaii from the mainland for as little as 25,000 miles round-trip in economy. Turkish's generous definition of Oceania also means you can book long intra-regional flights, like Rarotonga to Sydney, for a fraction of what you'd expect.

Heading overseas, you can fly SWISS or Austrian Airlines business class to Switzerland or Austria for 90,000 miles round-trip. Flights within Turkish's broad "Far East" region, covering most of Asia, run just 50,000 miles one-way in business class, and business class between Europe and the Far East costs 90,000 miles each way.

For longer hauls, you're looking at 100,000 miles for business class from South America to Europe, or 100,000 miles for Air Canada business class to India. ANA's "The Room" business class to Japan runs 130,000 miles one-way, which is steep but arguably worth it for the seat alone.

Just keep in mind that Turkish passes along fuel surcharges on many partner flights, so factor those into your total cost before booking.

8. Cathay Pacific Asia Miles

Cathay Pacific's Asia Miles program rewards you handsomely if you know where to look, and the best value almost always comes from long-haul flights in premium cabins.

Cathay Pacific belongs to the Oneworld alliance, which opens up bookings on American Airlines, British Airways, Qantas, Qatar Airways, Japan Airlines, Iberia, Finnair, and several others. You can also redeem miles on nonalliance partners like Air Canada, Air New Zealand, and Lufthansa, giving you even more routes to choose from.

One of the standout redemptions is the Oneworld multicarrier award. This lets you build a round-the-world itinerary using multiple Oneworld airlines for a single price, and it's often the single best way to stretch your miles. You could fly Japan Airlines business class, Qantas business class, and Qatar Airways Qsuites all on one ticket for a fraction of what those flights would cost booked separately.

Cathay Pacific's own first and business class cabins are another highlight. A one-way first class flight between the U.S. and Hong Kong starts at 125,000 miles, and thanks to Cathay's distance-based chart, you can sometimes continue onward to Europe for the same price.

Qatar Airways Qsuites is widely considered the best business class product flying today, and you can book it with Asia Miles for as little as 84,000 miles one-way from several U.S. cities. Just budget for fuel surcharges on partner awards, since Cathay's own flights skip these fees entirely.

9. British Airways Executive Club

British Airways Avios are the currency behind The British Airways Club, and they go a lot further than most people expect. As a Oneworld member, British Airways gives you access to an impressive lineup of partner airlines, including American Airlines, Alaska Airlines, Cathay Pacific, Japan Airlines, Qantas, Qatar Airways, Iberia, Finnair, Malaysia Airlines, SriLankan Airlines, Royal Jordanian, Oman Air, Fiji Airways, and Royal Air Maroc, plus non-alliance partner Aer Lingus.

Here's the trick with Avios: British Airways charges by distance rather than by region, and short flights are where the real value lives. A nonstop U.S. hop under 650 miles on American or Alaska runs just 13,500 Avios with minimal taxes. Compare that to long-haul flights on British Airways metal itself, where fuel surcharges can eat up any savings you'd otherwise get.

That's why the smartest play is often booking partner-operated flights instead of BA-operated ones. You can fly Aer Lingus to Dublin, Iberia to Madrid, or Qatar Airways' Qsuites business class to Doha, all while dodging the steep surcharges tied to British Airways-operated routes.

Avios also unlock some incredible lounge experiences for surprisingly low prices, like Cathay Pacific's The Wing in Hong Kong or Qantas' lounges in Australia, both bookable through short business-class redemptions. And if you fly BA in first class, pairing your award with a Travel Together Ticket lets you bring a companion for free, making premium cabins far more attainable.

10. Virgin Atlantic Flying Club

Virgin Atlantic Flying Club is one of the more underrated loyalty programs out there, and Virgin Points can go a long way if you know where to use them. Virgin joined SkyTeam in 2023, so you can redeem points on Delta, Air France, KLM, Korean Air, and other alliance members, plus a solid roster of non-alliance partners like ANA, Air New Zealand, Virgin Australia, and South African Airways.

The standout redemption is ANA first class to Japan. You'll pay from 72,500 points one-way from the West Coast, and it's one of the best first-class products in the sky. Business class runs from 52,500 points one-way on the same route.

Virgin Atlantic's own Upper Class is another strong option. Round-trip awards between the U.S. and U.K. start at 57,000 points off-peak, though fuel surcharges and U.K. taxes can push fees above $1,600 round-trip.

Delta redemptions deserve attention too. Since Delta doesn't publish its own chart, Virgin's distance-based pricing can undercut SkyMiles significantly. You can fly Delta One Suites to Europe from 47,500 points one-way, or snag short nonstop economy hops for as little as 7,500 points.

Other highlights include Air France and KLM business class from the East Coast to Europe starting at 48,500 points, and Air New Zealand business class from the West Coast to the South Pacific from 45,000 points one-way. For something completely different, you can even book Richard Branson's Necker Island for 2 million points.

11. United Airlines MileagePlus

United MileagePlus offers numerous opportunities to redeem miles for flights on United and its extensive network of Star Alliance and other airline partners. Here are some of the best ways to use United miles:

For international travel, business and first class award tickets often provide excellent value. You can fly Lufthansa first class from the U.S. to Europe for 121,000 miles one-way, experiencing one of the most sought-after premium cabins. United's own Polaris business class to Europe starts at 80,000 miles one-way, featuring lie-flat seats with direct aisle access.

United's Excursionist Perk allows you to add a free one-way segment within a single region on round-trip international itineraries, effectively giving you a free stopover. This can be creatively used to visit multiple destinations on one award ticket.

Short-haul flights under 800 miles outside the U.S. can be booked for just 8,800 miles in economy, making United miles useful for intra-region travel in places like Europe or Africa. Within the U.S., domestic flights can sometimes be found for as low as 5,000 miles one-way with United's dynamic pricing.

For long-haul travel, you can book business class to Africa on Star Alliance partners like Ethiopian Airlines or South African Airways for 88,000 miles one-way. ANA's excellent business class to Japan, featuring "The Room" seats on some aircraft, starts at 110,000 miles.

United miles can also get you to hard-to-reach places like the Galápagos Islands, with economy flights from Ecuador starting at just 8,800 miles one-way on Avianca. Caribbean destinations can be reached from 13,200 miles round-trip in economy from the U.S.

Remember that United doesn't pass on fuel surcharges for partner awards, keeping out-of-pocket costs low. While redemption rates may not always be the absolute lowest, the ease of booking online and access to extensive Star Alliance inventory make United MileagePlus a valuable program for award travelers.

12. Aer Lingus AerClub

Aer Lingus AerClub Avios might be the most overlooked currency in the points world, but that's exactly what makes it interesting. Aer Lingus isn't part of an alliance itself, though it shares the Avios currency with British Airways and Iberia, both Oneworld members. That connection matters because it opens up partner bookings you wouldn't get otherwise. United also partners with Aer Lingus, so you can earn Avios on United flights too.

The standout redemption is transatlantic travel between North America and Ireland. Off-peak economy from the East Coast starts at just 13,000 Avios one-way with no fuel surcharges, and West Coast cities like Los Angeles or Seattle top out around 16,250 Avios. Business class runs from 50,000 to 62,500 Avios depending on your departure city, which holds up well against other programs once you factor in the lack of surcharges.

You can stretch your Avios further by adding a connection on Aer Lingus for as little as 4,000 extra Avios, opening up destinations across the Mediterranean for less than the typical 30,000 miles other airlines charge from North America to Europe. Intra-Europe hops from Ireland start at a mere 4,000 Avios, though you'll want to check cash fares first since short flights in Europe are often cheap anyway.

One clever trick: book a short business class British Airways flight from London for just 9,000 Avios to get access to the Galleries Lounge at Heathrow before your next flight. Since Aer Lingus itself isn't a Oneworld member, this lounge access only works when you're flying on British Airways metal.

13. Accor Live Limitless

14. Emirates Skywards Rewards

Emirates Skywards is Dubai-based Emirates' loyalty program, and it comes with an important quirk: Emirates isn't part of any of the three major global alliances. Instead, you'll find value through individual partnerships with airlines like Air Canada, Japan Airlines, Qantas, Korean Air, and TAP Air Portugal, among others.

The showcase redemption is Emirates First Class, especially on the Boeing 777-300ER or Airbus A380. You'll get inflight showers and fully enclosed suites, though award space is limited to Skywards Silver, Gold, or Platinum members. If you don't have status, you can book business class and upgrade with additional miles.

Round-trip bookings almost always beat one-way redemptions in value. Emirates also runs a few standout fifth-freedom routes, including New York to Milan and Bangkok to Hong Kong, that let you sample premium cabins without paying long-haul mileage prices.

Partner airlines often unlock better value than Emirates metal itself. Japan Airlines offers reasonable pricing between Tokyo and Australia or Hawaii. Korean Air has cheap domestic awards, including flights to Jeju Island for as little as 10,000 miles one-way. TAP Air Portugal opens up short hops between Portugal, Morocco, Madeira, and the Azores for a modest number of miles, plus solid business class options across the Atlantic.

You can also use miles to upgrade a paid ticket, starting at just 7,020 miles, or combine cash and miles if you're short on balance. Just budget for Emirates' famously steep taxes and fees, which run lower on partner awards.

15. TAP Portugal

16. Marriott Bonvoy

17. Hilton Honors

Hilton Honors points offer flexibility and value for travelers, with over 7,500 properties worldwide available for redemption. While the program uses dynamic pricing instead of a fixed award chart, members can still find excellent deals, especially during peak travel periods. The best way to use Hilton points is typically for hotel stays, where we found during our data study that you should get, on average, about 0.51 cents per point in value.

To maximize your redemptions, search for properties within your point budget during your desired travel dates. Elite members benefit from a fifth night free on award stays, stretching points even further. For those short on points, the Points & Money option allows for customizable combinations of cash and points.

Hilton also offers premium room awards, letting you book suites or rooms with better amenities using points. This can be particularly useful for families or those desiring extra space. Beyond hotel stays, Hilton points can be redeemed for unique experiences through Hilton Honors Experiences, including exclusive events and activities.

While other redemption options exist, such as transferring to airlines, using points for Amazon purchases, or booking car rentals, these typically offer lower value. Focus on hotel stays and experiences to get the most from your Hilton Honors points. With strategic planning, you can turn your points into memorable stays at properties ranging from budget-friendly options to luxury resorts worldwide.

18. IHG One Rewards

IHG One Rewards points offer flexibility and value for travelers seeking hotel stays and unique experiences. The primary and most valuable use of IHG points is for hotel bookings across the brand's extensive portfolio.

Point requirements vary based on the property and season, starting from 5,000 points per night. IHG's dynamic pricing model aligns point costs with cash rates, ensuring consistent value. Members can book stays entirely with points or opt for a points-plus-cash combination. Based on our data study, we value points at 0.73 cent per point.

To maximize value, IHG credit cardholders can take advantage of the fourth-night-free benefit on award stays of four nights or more. This effectively provides a 25% discount on longer stays. It's worth noting that award stays booked with points waive most taxes and fees, potentially leading to significant savings, especially in areas with high tourism taxes.

For those seeking more than just accommodations, IHG One Rewards Access provides opportunities to redeem points for exclusive events and experiences in entertainment and sports. This feature allows members to bid on or directly book special activities, adding an extra dimension to their travel rewards. While IHG points can be redeemed for gift cards or merchandise, these options generally offer lower value compared to hotel stays.

The Verdict

If you’re like me and always looking for ways to get the most out of your rewards points, Bilt Rewards is definitely worth checking out. With an impressive lineup of loyalty program transfer partners and the ability to transfer points at a 1:1 ratio, Bilt Rewards gives you the flexibility to make your points work harder for you.

I’ve found that by strategically transferring my points to airline and hotel partners, I can unlock some serious value and treat myself to amazing travel experiences that I might not have been able to afford otherwise. Plus, with the unique opportunity to earn points on rent payments and everyday spending, Bilt Rewards has become one of my main credit cards and rewards programs.