Best Wells Fargo Credit Cards

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Wells Fargo Credit cards might not be everyone’s first choice compared to Amex and Chase cards, but they do offer some incredibly solid products.

Case in point, their latest addition, the Bilt Rewards Card, comes with a truly unique feature – you can earn points on your rent.

Now, check out our curated selection of the best Wells Fargo credit cards below. Take a look and find the one that fits you best.

1. Bilt Mastercard®

Best for Paying Rent

No Annual Fee
Bilt Mastercard®
  • Pay Rent Without Fees and Earn 1 Point Per Dollar on Rent (up to 100,000 Points Per Calendar Year)
  • No Annual Fee
  • 3x Points on Dining
  • 2x Points on Travel
  • Transfer Rewards to Airlines and Hotels
  • Cell Phone, Primary Rental Car, and Trip Delay Insurance
Apply Now Our Review

The Bilt Mastercard® (review) lets you earn valuable travel rewards on rent payments without fees while offering bonus points on dining and travel purchases. This no-annual-fee card stands out for its unique rent payment feature and strong travel benefits like rental car coverage and trip protection.

Earning Rewards: 5x points on Lyft; 3x points on dining; 2x points on travel purchases; 1x points on rent payments without any transaction fees up to 100,000 points per year, and 1x points on everything else. (Five transactions are required per billing cycle to earn points.)

Card Benefits: No transaction fees to pay rent and earn 1x points, primary rental car insurance, cell phone protection, trip delay and trip cancellation insurance, purchase protection, and no foreign transaction fees.

2. Wells Fargo Autograph℠ Card

Best for Personal Expenses

Wells Fargo Autograph℠ Card
  • bonus_miles_full
  • 3x points on Restaurants, Travel, Gas, Transit, Ridesharing, Streaming, and Phone Plans
  • Cell Phone Insurance
  • No Foreign Transaction Fees
  • No Annual Fee
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Non-affiliate link.

The Wells Fargo Autograph℠ Card offers elevated rewards on everyday purchases including restaurants, travel, gas stations, and streaming services. The card provides solid travel and shopping protections including cell phone coverage, making it a practical choice for daily spending with no annual fee.

Welcome Bonus: bonus_miles_full

Earn Rewards: 3x points at restaurants, travel (flights, hotels, rental cars, and cruises), gas stations, EV charging stations, transit (rideshare, tolls, parking, etc.), select streaming, and cell phone and landline service; 1x points on all other eligible purchases.

Card Benefits: Cell phone protection, secondary rental car insurance, no foreign transaction fees, Visa Signature benefits, and 0% intro APR for 12 months, after that, either a reg_apr,reg_apr_type APR applies.

3. Wells Fargo Active Cash® Card

Best for Simple Cash Back Rewards

Wells Fargo Active Cash® Card
  • bonus_miles_full
  • Unlimited 2% Cash Rewards on Purchases
  • 0% Intro APR for 15 Months
  • Cell Phone and Zero Liability Protections
  • No Annual Fee


Learn More Our Review
Non-affiliate link.

The Wells Fargo Active Cash® Card stands out with no annual fee and a flat 2% cash rewards rate on all purchases. While it has limited redemption options, the card’s consistent earnings and practical benefits like cell phone protection make it a solid choice for a basic rewards card.

Welcome Bonus: bonus_miles_full

Earn Rewards: 2% cash back on all eligible purchases.

Card Benefits: Cell phone protection, Visa Signature benefits, 0% Intro APR for 15 months, after that a reg_apr,reg_apr_type applies.

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