Wells Fargo Credit cards might not be everyone’s first choice compared to Amex and Chase cards, but they do offer some incredibly solid products.
Case in point, their latest addition, the Bilt Rewards Card, comes with a truly unique feature – you can earn points on your rent.
Now, check out our curated selection of the best Wells Fargo credit cards below. Take a look and find the one that fits you best.
1. Bilt Mastercard®
Best for Paying Rent
The Bilt Mastercard® (review) lets you earn valuable travel rewards on rent payments without fees while offering bonus points on dining and travel purchases. This no-annual-fee card stands out for its unique rent payment feature and strong travel benefits like rental car coverage and trip protection.
Earning Rewards: 5x points on Lyft; 3x points on dining; 2x points on travel purchases; 1x points on rent payments without any transaction fees up to 100,000 points per year, and 1x points on everything else. (Five transactions are required per billing cycle to earn points.)
Card Benefits: No transaction fees to pay rent and earn 1x points, primary rental car insurance, cell phone protection, trip delay and trip cancellation insurance, purchase protection, and no foreign transaction fees.
2. Wells Fargo Autograph℠ Card
Best for Personal Expenses
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.
- 3x points on Restaurants, Travel, Gas, Transit, Ridesharing, Streaming, and Phone Plans
- Cell Phone Insurance
- No Foreign Transaction Fees
- No Annual Fee
The Wells Fargo Autograph℠ Card offers elevated rewards on everyday purchases including restaurants, travel, gas stations, and streaming services. The card provides solid travel and shopping protections including cell phone coverage, making it a practical choice for daily spending with no annual fee.
Welcome Bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.
Earn Rewards: 3x points at restaurants, travel (flights, hotels, rental cars, and cruises), gas stations, EV charging stations, transit (rideshare, tolls, parking, etc.), select streaming, and cell phone and landline service; 1x points on all other eligible purchases.
Card Benefits: Cell phone protection, secondary rental car insurance, no foreign transaction fees, Visa Signature benefits, and 0% intro APR for 12 months, after that, either a 18.49%, 24.49%, or 28.49% APR applies.
3. Wells Fargo Active Cash® Card
Best for Simple Cash Back Rewards
- Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.
- Unlimited 2% Cash Rewards on Purchases
- 0% Intro APR for 15 Months
- Cell Phone and Zero Liability Protections
- No Annual Fee
The Wells Fargo Active Cash® Card is the card you reach for by default: no categories to track, no quarterly activations to remember, just an unlimited 2% back on every purchase. It's built for people who want one dependable card that just works, not a wallet full of category chasers.
Welcome Bonus: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.
Earn Rewards: 2% cash back on all eligible purchases.
Card Benefits: Cell phone protection, Visa Signature benefits, 0% Intro APR for 15 months, after that a 18.49%, 24.49%, or 28.49% applies.
