Hotel credit cards roll out the red carpet with exclusive perks like elite status, complimentary nights, bonus points, and unique advantages when you cash in your points.
For those luxury seekers out there, take a peek at our handpicked selection of hotel credit cards that will make your next stay a VIP experience.
Marriott Platinum Status & 1 Annual Free Night: Marriott Bonvoy Brilliant® American Express® Card (review)
Discoverist Status & 1 Annual Free Night: World of Hyatt Credit Card (review)
IHG Platinum Status & 1 Annual Free Night: IHG One Rewards Premier Credit Card (review)
1. World of Hyatt Credit Card
Discoverist Status & Annual Free Night (Category 1-4)
The World of Hyatt Credit Card (review) rewards members with nice perks including a yearly Category 1-4 free night certificate and Discoverist status benefits. This card particularly excels for those who spend regularly at Hyatt properties, earning bonus points while working toward valuable elite status tiers.
Welcome Bonus: Earn Up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months and up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point.
Earning Points: 4x points on purchases at all Hyatt hotels; 2x points on restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships; and 1x points on all other purchases.
Card Benefits: Free night award at any Category 1-4 Hyatt hotel every year after your cardmember anniversary, World of Hyatt Discoverist status, no foreign transaction fees, travel insurance (baggage delay, lost luggage, trip cancellation, and secondary rental car insurance), and purchase protection.
2. Marriott Bonvoy Brilliant® American Express® Card
Platinum Elite Status, Annual Free Night, & Priority Pass Access
The Marriott Bonvoy Brilliant® American Express® Card (review) offers automatic Marriott Bonvoy® Platinum Elite Status and valuable perks like an annual free night certificate that can be used at many premium Marriott properties. The card includes generous monthly restaurant credits and provides elite nights toward status each year, making it a strong choice for Marriott travelers.
Welcome Bonus: bonus_miles_full
Earning Points: 6x Marriott Bonvoy® points on eligible purchases at hotels participating in the Marriott Bonvoy program; 3x Marriott Bonvoy® points on restaurants and flights booked directly with airlines; and 2x Marriott Bonvoy® points on all other eligible purchases.
Benefits: Marriott Platinum elite status, 25 elite night credits, $300 dining credit (up to $25 per month) at restaurants worldwide, free anniversary free night award (up to 85,000 points), Priority Pass™ airport lounge access, Global Entry / TSA PreCheck Credit, cell phone protection, travel insurance (trip delay, trip cancellation, baggage insurance, and secondary rental car), and return protection.
3. IHG One Rewards Premier Credit Card
IHG Platinum Elite Status & Annual Free Night
The IHG One Rewards Premier Credit Card (review) stands out with its combination of IHG elite status, reward night benefits, and nice rewards on hotel stays. The card provides good value even for moderate IHG travelers through perks like the anniversary free night certificate (up to 40,000 points) and the ability to top it off with points for higher-priced properties.
Welcome Bonus: Earn 5 Free Nights after you spending $5,000 in the first 3 months and each night is valued at up to 60,000 points.
Earning Points: 10 points per dollar spent at hotels participating in IHG One Rewards; 5 points per dollar spent on other travel purchases, at gas stations and on dining at restaurants (including takeout and eligible delivery services); 3 points per dollar spent on other purchases.
Card Benefits: IHG Platinum elite status, anniversary free night (up to 40,000 points), 4th night free on award stays, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $100 ($120 starting 10/1/24) every four years, no foreign transaction fees, baggage delay insurance, trip cancellation insurance, lost luggage reimbursement, and purchase protection.
4. Hilton Honors American Express Aspire Card
Diamond Elite Status, Annual Free Night, & Priority Pass Access
The Hilton Honors American Express Aspire Card (review) offers top-tier Hilton Diamond status and valuable travel credits. This premium card provides excellent rewards for Hilton stays and nice perks that can easily offset the annual fee for frequent Hilton guests.
(All information about the Hilton Honors American Express Aspire Card has been collected independently by Deals Points and has not been reviewed or approved by the issuer.)
Welcome Bonus: Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases within your first 6 months.
Earning Rewards: 14x points at eligible purchases at hotels and resorts in the Hilton portfolio; 7x points on at U.S. restaurants, flights booked directly with airlines or AmexTravel.com, and car rentals booked directly with select car rental companies; 3x points on all other eligible purchases.
Main Benefits: Complimentary Hilton Honors Diamond elite status, $400 Hilton Resort credit (up to $200 semi-annually), free night award at any Hilton Hotel and Resort; $200 flight credit ($50 each each quarter), $199 CLEAR Plus Credit, $100 Hilton On-Property Credit, National Car Rental Emerald Club Executive Status, and Trip Delay Insurance.
5. Marriott Bonvoy Boundless® Credit Card
Silver Status & Annual Free Night
- Earn 125,000 Bonus Points + 1 Free Night Award after spending $3,000 on eligible purchases within 3 months of account opening. Each Free Night Award valued up to 50,000 points.
- 6x Points at Marriott Hotels & Resorts
- One Annual Free Night Award (Up to 35,000 Points Every Year After Account Anniversary)
- Automatic Silver Elite Status + 15 Elite Credits
- $95 Annual Fee
The Marriott Bonvoy Boundless® Credit Card (review) offers valuable rewards for Marriott stays plus an annual free night certificate valid at properties costing up to 35,000 points. While the card provides good baseline benefits for Marriott guests, its true strength lies in helping you achieve higher elite status tiers through its 15 annual elite night credits.
Welcome Bonus:6x points at Marriott Hotels; 3x points on the first $6,000 spent in combined purchases each year at grocery stores, gas stations, and restaurants; 2x points on all other purchases.
Earning Rewards: 6x points at Marriott Hotels; 3x points on the first $6,000 spent in combined purchases each year at grocery stores, gas stations, and restaurants; 2x points on all other purchases.
Card Benefits: Free annual hotel night after each account anniversary (up to 35,000 points), Marriott Silver elite status, 15 elite night credits, no foreign transaction fees, travel insurance (trip delay, baggage delay, and lost luggage), and purchase protection.
6. Hilton Honors American Express Surpass® Card
Hilton Gold Status & 10 Free Priority Pass Visits
- bonus_miles_full
- 12X Points at Hilton Hotels and Resorts
- 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- Up to $200 Hilton Credit Each Year
- Hilton Honors Gold Status
- No Foreign Transaction Fees
- $150 Annual Fee (rates & fees)
The Hilton Honors American Express Surpass® Card (review) offers nice rewards at Hilton properties while providing automatic Gold status that includes valuable perks like room upgrades and breakfast benefits. This mid-tier Hilton card hits a sweet spot for occasional Hilton guests who want elite perks without premium card costs.
Welcome Bonus: bonus_miles_full
Earning Rewards: 12x points on eligible purchases made directly with a hotel or resort within the Hilton portfolio; 6x points at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; 4x Points on U.S. Online Retail Purchases; 3x points for all other eligible purchases.
Main Benefits: Hilton Gold elite status, up to $200 Hilton credit (up to $50 in statement credits each quarter for purchases made directly with a Hilton property), free night award after eligible spending of $15,000 in a calendar year, and National Car Rental Emerald Club Executive Status.
7. Capital One Venture X Rewards Credit Card
10X Miles on Hotels Booked Through Capital One Travel
The Capital One Venture X Rewards Credit Card (review) delivers both everyday value with unlimited 2x miles on purchases and premium comfort through comprehensive airport lounge access for you upon enrollment. You’ll also receive $300 in annual travel credits plus 10,000 anniversary bonus miles, creating substantial ongoing value.
Welcome Bonus: bonus_miles_full
Earning Rewards: 10x miles on hotels and rental cars and 5x miles on flights and vacation rentals booked through Capital One Travel; 2x miles on all other purchases.
Card Benefits: $300 annual credit for bookings through Capital One Travel, 10,000 bonus miles every account anniversary, airport lounge access (Capital One and Priority Pass) upon enrollment, Global Entry / TSA PreCheck credit, Hertz President’s Circle elite status, primary rental car insurance, trip delay insurance, trip cancellation insurance, and cell phone protection.
Transfer Partners: Accor (2 to 1), Aeromexico, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Emirates, Etihad, Finnair, I Prefer Hotels (1 to 2), Japan Airlines(2 to 1.5), JetBlue (5 to 3), Qantas, Qatar, Singapore KrisFlyer, TAP Air Portugal, Turkish Airlines, Virgin Red, and Wyndham Rewards.
8. Chase Sapphire Reserve®
10x Points on Hotels Booked Through Chase Ultimate Rewards
The Chase Sapphire Reserve® (review) offers premium travel benefits including lounge access, hotel elite status, and multiple statement credits that can offset its $795 annual fee. With bonus earnings on travel and dining purchases plus the ability to transfer points to 14 airline and hotel partners, this card delivers strong value for frequent travelers who can maximize its benefits.
Welcome Bonus: bonus_miles_full
Earning Rewards: 10x points on Hotels (excluding The Edit) and car rentals and 5x points on flights through Chase Travel after the first $300 is spent on travel purchases annually; 10x points on Chase Dining purchases with Ultimate Rewards; 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out; 3x points on other travel after the first $300 is spent on travel purchases annually; 1x points on other eligible spending.
Card Benefits: $300 annual travel credit, Priority Pass airport lounge membership with unlimited visits, Global Entry or TSA PreCheck® or NEXUS application fee credit of up to $120 every four years, no foreign transaction fees, travel insurance (primary rental car, trip delay, trip cancellation, travel accident, lost luggage, and baggage delay), purchase protection, return protection, and extended warranty.
Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.
9. Capital One Venture Rewards Credit Card
5x Miles for Hotels Booked Through Capital One Travel
- Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
- 5x Miles on Hotels, Vacation Rentals, and Rental Cars via Capital One Travel
- 2x Miles Everywhere Else
- Global Entry or TSA Pre-Check Credit
- Hertz 5-Star Elite Status
- Rental Car Insurance and Extended Warranty
- $95 Annual Fee
The Capital One Venture Rewards Credit Card (review) offers 2x miles on every purchase and flexible redemption options through transfer partners or travel statement credits. This card shines with its straightforward rewards structure and useful travel benefits, making it a solid choice for both beginners and experienced travelers.
Welcome Bonus: Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Earning Rewards: 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel; 2x miles on all other eligible purchases.
Card Benefits: Global Entry or TSA PreCheck Credit, no foreign transaction fees, secondary rental car insurance, extended warranty, and lost luggage reimbursement.
Transfer Partners: Accor (2 to 1), Aeromexico, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Emirates, Etihad, Finnair, I Prefer Hotels (1 to 2), Japan Airlines(2 to 1.5), JetBlue (5 to 3), Qantas, Qatar, Singapore KrisFlyer, TAP Air Portugal, Turkish Airlines, Virgin Red, and Wyndham Rewards.
10. Chase Sapphire Preferred® Card
5x Points on Hotels Booked Through Chase Ultimate Rewards
The Chase Sapphire Preferred® Card (review) is one of the most popular travel rewards cards because it offers nice welcome bonus and extra points on travel and dining, which can be transferred to airline and hotel partners or redeemed directly for travel at a rate of 1.25 cents per point through Chase Travel℠. The Sapphire Preferred also offers great travel and purchase protections for a card with a $95 annual fee.
Welcome Bonus: bonus_miles_full
Earning Rewards: 5x points on travel purchased through Chase Travel, 3x points on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2x points on all other travel purchases, and 1 point per dollar on all other purchases.
Card Benefits: Ability to transfer to airline and hotel partners, 25% bonus when redeeming points through Chase Travel, $50 annual hotel stay credit via Chase Travel, 10% anniversary points bonus, no foreign transaction fees, primary rental car insurance, trip delay insurance, trip cancellation insurance, baggage delay insurance, purchase protection, and extended warranty.
Transfer Partners: Aer Lingus, Air Canada Aeroplan, British Airways, Emirates, Air France KLM Flying Blue, Hyatt, IHG, Iberia, JetBlue, Marriott, Singapore KrisFlyer, Southwest, United, and Virgin Atlantic.
For the rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
For the rates and fees of the Hilton Honors American Express Surpass® Card, please click here.
