Hotel credit cards offer special benefits, including elite status, free nights, extra points, and special perks when you redeem points.
Below are our recommended hotel credit cards to maximize your next stay.
World of Hyatt Credit Card
One Free Annual Free Night (Category 1-4)
- Earn Up to 60,000 Points: 30,000 Points for Spending $3,000 in First 3 Months + Up to 30K Points with 2x Bonus Points per $1 in the First 6 Months on Up to $15,000 Spent.
- 4X Points at all Hyatt Hotels
- 2X Points on Dining, with Airlines, Local Transit, & Gyms
- One Free Night Each Year (Category 1-4) + Extra Free Night After Spending $15,000 Per Calendar Year
- Automatic Discoverist Status
- $95 Annual Fee
The World of Hyatt Credit Card is a great choice for anyone who enjoys staying at Hyatt properties. This card offers impressive rewards and benefits that can help you make the most out of your hotel stays.
The card offers:
- 4 points per dollar at Hyatt hotels
- 2 points per dollar at restaurants, airline tickets purchased directly with airlines, local transit, commuting, and fitness clubs.
Plus, you get a free hotel night at a Category 1-4 Hyatt Hotel to offset the $95 annual fee, and you can earn an additional night when you spend $15,000 in a calendar year.
IHG® Rewards Premier Credit Card
IHG Platinum Elite Status and Free Annual Hotel Night (up to 40,00 Points)
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- 10x Points at IHG Hotels and Resorts
- 5x Points on Travel, Dining, and Gas
- 3x Points on All Other Purchases
- IHG Platinum Elite Status
- Anniversary Free Night
- 4th Night Free on Awards
- Baggage and Trip Interruption/Cancellation Insurance
- Purchase Protection for 120 Days
- $99 Annual Fee
The IHG® Rewards Premier Credit Card (review) is the easiest shortcut to obtaining IHG Platinum elite status, which is a higher tier that offers a 60% points bonus, complimentary suite upgrades, milestone rewards, and late check-out.
The $99 annual fee is easy to recoup for IHG loyalists, as the card comes with a free anniversary hotel night at hotels costing 40,000 points or at least $125 per night plus a fourth night free that you can use to maximize the 140,000 welcome bonus points earned after spending $3,000.
The IHG Premier offers solid returns on spending, earning 10x points at IHG properties plus 10x points for your IHG Rewards membership and 6x points for having the Platinum Elite status for a total of 26x points on hotel stays, and 5x points on travel, gas, and dining.
This card has a wide array of protections, including trip cancellation, travel accident, baggage delay, purchase, and secondary rental car insurance.
Marriott Bonvoy Brilliant® American Express® Card
Platinum Elite Status and Annual Free Night Certificate
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- 6X Points at Marriott Hotels & Resorts
- Up to a $300 Statement Credit for Eligible Purchases at Restaurants Worldwide Each Year ($25 Per Month)
- Marriott Bonvoy Platinum Elite Status
- Free Anniversary Night Award (Up to 85,000 Points)
- Priority Pass Airport Lounge Access
- $650 Annual Fee and No Foreign Transaction Fees (Rates and Fees)
The Marriott Bonvoy Brilliant® American Express® Card is a premium hotel card that gets you Platinum Elite status, a free annual hotel night up to 85,000 points, 6x points at Marriott Bonvoy hotels, and Priority Pass airport lounge access.
The Bonvoy Brillant comes with several great statement credits to help offset the annual fee, including:
- Up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
- Priority Pass airport lounge access
- Global Entry or TSA PreCheck credit
- Cell phone insurance
- 25 Marriott Elite night credits to help you reach higher status
Hilton Honors American Express Aspire Card
Diamond Elite Status
The Hilton Honors American Express Aspire is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts, and 7x points at U.S. restaurants and on flights booked directly with airlines.
This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks.
Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee.
Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel.
Marriott Bonvoy Boundless® Credit Card
One Free Night (up to 35,000 Points)
- Earn 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening
- 6x Points at Marriott Hotels & Resorts
- 3x Points on Groceries, Gas, and Dining on the First $6,000 in Combined Purchases Each Year
- One Annual Free Night Award (Up to 35,000 Points Every Year After Account Anniversary)
- Automatic Silver Elite Status + 15 Elite Credits
- Trip Delay, Baggage Delay, and Lost Luggage Insurance
- $95 Annual Fee
The Marriott Bonvoy Boundless® Credit Card (review) is a good option for travelers who want benefits at Marriott for a reasonable annual fee of $95, which is offset by a free night award of up to 35,000 points after each account anniversary.
The Bonvoy Boundless card also offers Bonvoy Silver status, 15 elite night credits, 6x points at Marriott Bonvoy hotels, 3x points at grocery stores, gas stations, and on dining on the first $6,000 in combined purchases each year.
Plus, the card offers benefits such as baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, purchase protection, and no foreign transaction fees.
Hilton Honors American Express Surpass® Card
Hilton Gold Status
- 130,000 Hilton Points Plus a Free Night Award After $2,000 in Eligible Purchases in the First 3 Months
- 12X Points at Hilton Hotels and Resorts
- 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- Hilton Honors Gold Status
- 10 Complimentary Priority Pass Lounge Visits
- No Foreign Transaction Fees
- $95 Annual Fee (rates & fees)
The Hilton Honors American Express Surpass® Card boasts great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays.
For an affordable $95 fee, this rewards card earns:
- 12 points per dollar at Hilton Hotels and resorts;
- 6 points per dollar at U.S. restaurants, U.S. supermarkets, U.S. gas stations; and
- 3 points per dollar on all other eligible purchases.
You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.
Capital One Venture X Rewards Credit Card
10X Miles on Hotels Booked Through Capital One Travel
The Capital One Venture X Rewards Credit Card is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections.
The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.
The card has a $395 annual fee, completely offset by an easy-to-use travel credit of up to $300 back annually as statement credits for Bookings via Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.
Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.
Chase Sapphire Reserve®
10x Points on Hotels Booked Through Chase Ultimate Rewards
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- $300 Annual Travel Credit
- 10x Points on Hotels and Rental Cars and 5x Points on Flights Booked Through Chase Ultimate Rewards
- 3x Points on Dining, Takeout, & Eligible Food Delivery
- 50% More Redemption Value
- Priority Pass Airport Lounge Access
- Trip Delay and Trip Cancellation Insurance
- Primary Rental Car Insurance
- $550 Annual Fee
The Chase Sapphire Reserve® (review) is a great option for travelers who want premium perks such as airport lounge access and top-tier travel protections.
The Sapphire Reserve has a $550 annual fee, but you receive an annual easy-to use $300 travel credit and access to 1,300 Priority Pass airport lounges.
Plus, great benefits such as trip delay insurance, primary rental car insurance, trip cancellation insurance, lost luggage reimbursement, purchase and return protection, extended warranty, and no foreign transaction fees.
Cardmembers also earn extra points with:
- 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards.
- 3x points on travel.
- 3x points on dining, and food delivery purchases.
- 1x points everywhere else.
One thing to remember is that you won’t earn points on your first $300 in travel purchases each cardmember year since the $300 travel credit covers those purchases.
You can also cash out points at a 50% bonus (1.5 cents per point) when redeeming points towards travel or transfer the points to Chase’s airline and hotel partners.
Capital One Venture Rewards Credit Card
5x Miles for Hotels Booked Through Capital One Travel
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- 5x Miles on Hotels and Rental Cars via Capital One Travel
- 2x Miles Everywhere Else
- 2 Free Visits to Capital One Lounges Each Year
- Global Entry or TSA Pre-Check Credit
- Hertz 5-Star Elite Status
- Rental Car Insurance and Extended Warranty
- $95 Annual Fee
The Capital One Venture Rewards Credit Card is a travel rewards credit card that earns an unlimited 2 miles per dollar on all purchases and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
The card also comes with a range of travel benefits, including secondary rental car, no foreign transaction fees, and extended warranty coverage.
Plus, you also get two complimentary passes to visit Capital One lounges each year and an application fee credit for Global Entry or TSA PreCheck (up to a $100 credit every four years).
Chase Sapphire Preferred® Card
5x Points on Hotels Booked Through Chase Ultimate Rewards
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- 5x Points on Travel Booked Via Chase
- 3x Points on Dining and Eligible Delivery Services
- 2x Points on All Other Travel Purchases
- 10% Anniversary Points Boost
- Trip Delay and Trip Cancellation Insurance
- Primary Rental Car Insurance
- $95 Annual Fee
The Chase Sapphire Preferred® Card (review) is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses.
For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal, 3x points on dining, online groceries, and streaming services, and 2x on all other travel purchases.
Cardholders will also get a 10% anniversary points bonus, a 12-month DoorDash DashPass subscription when activated by December 31, 2024, and a $50 anniversary hotel statement credit.
Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here.
For the rates and fees of the Hilton Honors Surpass American Express, please click here.
