7 Best Hilton Credit Cards of 2023

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Hilton is one of the largest hotel chains in the world with 6,500 properties in 119 countries, with luxury options like the Conrad or Waldorf Astoria, or budget options like the Hilton Garden Inn. 

Whatever your budget is, you need a credit card that offers you nice perks at Hilton such as upgrades, extra points, free breakfast, and more.

We hand-picked the best cards for stays at Hilton Hotels and Resorts for every type of Hilton loyalist. 

Best for Luxury Travel Benefits: Hilton Honors American Express Aspire Card (review)

Best for Hilton Stays, Dining, & Gas Stations: Hilton Honors American Express Surpass® Card (review)

Best for Small Business Owners: The Hilton Honors American Express Business Card (review)

1. Hilton Honors American Express Aspire Card

Best for Luxury Travel Benefits

Hilton Honors Diamond Status
Hilton Honors American Express Aspire Card
  • Earn 150,000 Hilton Points After $4,000 in Eligible Purchases in the First 3 Months.
  • Hilton Honors Diamond Elite Status
  • 14x Points at Hilton Hotels and Resorts
  • One Free Night Award at Any Hotel
  • $250 Hilton Resort Statement Credit
  • $250 Airline Fee Credit
  • Priority Pass Airport Lounge Access With Two Guests
  • $450 Annual Fee and No Foreign Transaction Fees (rates & fees)
Learn More Our Review
All information about this card has been collected independently by Deals Points; Terms Apply; Enrollment is Required for Some Benefits

The Hilton Honors American Express Aspire Card (review) is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts, and 7x points at U.S. restaurants and on flights booked directly with airlines.

This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks. 

Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee. 

Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel. 

2. Hilton Honors American Express Surpass® Card

Best for Hilton Stays, Dining, & Gas Expenses

12X Points at Hilton Hotels and Resorts
Hilton Honors American Express Surpass® Card
  • Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in your first 3 months of Card Membership.
  • 12X Points at Hilton Hotels and Resorts
  • 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Hilton Honors Gold Status
  • 10 Complimentary Priority Pass Lounge Visits
  • No Foreign Transaction Fees
  • $95 Annual Fee (rates & fees)
Learn More Our Review
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The Hilton Honors American Express Surpass® Card (review) boasts great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays. 

For an affordable $95 fee, this rewards card earns:

  • 12 points per dollar at Hilton Hotels and resorts;
  • 6 points per dollar at U.S. restaurants, U.S. supermarkets, U.S. gas stations; and
  • 3 points per dollar on all other eligible purchases.

You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.

3. The Hilton Honors American Express Business Card

Best for Small Businesses

Complimentary Gold Status
The Hilton Honors American Express Business Card
  • bonus_miles_full
  • Complimentary Hilton Honors Gold Status
  • 12X Points at Hilton Properties
  • 6X Points at U.S. Gas Stations and U.S. Restaurants
  • 10 Complimentary Priority Pass Lounge Visits
  • $95 Annual Fee (rates & fees)
Learn More Our Review
American Express is a Deals Points advertiser. Terms Apply

The Hilton Honors American Express Business Card (review) offers complimentary Gold status with the chance to upgrade to Diamond status upon hitting the $40,000 spending threshold. 

For a low annual fee of $95, this business card earns 12x Hilton Honors points at Hilton properties and 6x points in several categories:

The Hilton Honors Business card also offers a free night reward after spending $15,000 and a second free night reward after spending $45,000 per year. 

Plus, you receive 10 free Priority Pass visits to airport lounges worldwide.

4. Hilton Honors American Express Card

Best for No Annual Fees

No Annual Fee
Hilton Honors American Express Card
  • bonus_miles_full
  • 7X Points at Hilton Hotels and Resorts
  • 5X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Complimentary Hilton Honors Silver Status
  • No Annual Fee (Rates and Fees)
Learn More Our Review
American Express is a Deals Points advertiser. Terms Apply

The Hilton Honors American Express Card (review) is a great no-annual-fee card that earns 7x Hilton Honors points at Hilton properties and 5x points at restaurants, supermarkets, and gas stations in the U.S. 

This practical card also gets you complimentary Silver status, which comes with standard perks like a fifth night free on award stays and a 15% points bonus on Hilton stays. 

Plus, you have the opportunity to reach Gold status by spending $20,000 per year.  

Non-Hilton Cards to Consider

There are a couple of non-Hilton cards that offer special perks at Hilton Hotels or extra points:

5. The Platinum Card® from American Express

Best for Airport Lounge Access

Airport Lounge Access
The Platinum Card® from American Express
  • bonus_miles_full
  • Potentially Higher Welcome Bonus via Referral.
  • 5x Points on Flights Booked Directly With Airlines (up to $500,000 in purchases each calendar year)
  • Airport Lounge Access (Centurion, Delta Sky Club, Priority Pass, Escape, and Plaza Premium)
  • No Foreign Transaction Fees
  • $695 Annual Fee (Rates & Fees)
Learn More Our Review
American Express is a Deals Points Advertiser; Terms Apply. Enrollment is required for some benefits.

The Platinum Card® from American Express (review) is a great premium travel rewards card for travelers who want airport lounge access, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges.

The American Express Platinum has a $695 annual fee, but you receive many annual statement credits when you enroll your card to offset the fee, including:

  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $200 Uber Cash Credit: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Benefit renews annually.
  • $155 Walmart+ Credit: Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost each month.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.

You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel. 

On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits. 

6. Chase Sapphire Reserve®

Best for Dining & Travel

card_name

  • bonus_miles_full
  • $300 Annual Travel Credit
  • 10x Points on Hotels and Rental Cars and 5x Points on Flights Booked Through Chase Ultimate Rewards
  • 3x Points on Dining, Takeout, & Eligible Food Delivery
  • 50% More Redemption Value
  • Priority Pass Airport Lounge Access
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $550 Annual Fee

Click Here to Learn How to Apply

The card_name (review) is a great option for travelers who want premium perks such as airport lounge access and top-tier travel protections.

The Sapphire Reserve has a $550 annual fee, but you receive an annual easy-to use $300 travel credit and access to 1,300+ Priority Pass airport lounges.

Plus, great benefits such as trip delay insurance, primary rental car insurance, trip cancellation insurance, lost luggage reimbursement, purchase and return protection, extended warranty, and no foreign transaction fees.

Cardmembers also earn extra points with:

  • 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards.
  • 3x points on travel.
  • 3x points on dining, and food delivery purchases.
  • 1x points everywhere else.

One thing to remember is that you won’t earn points on your first $300 in travel purchases each cardmember year since the $300 travel credit covers those purchases.

You can also cash out points at a 50% bonus (1.5 cents per point) when redeeming points towards travel or transfer the points to Chase’s airline and hotel partners.

7. Capital One Venture X Rewards Credit Card

Best for All-Around Spending

Capital One Venture X Rewards Credit Card
  • bonus_miles_full
  • $300 Annual Credit for Bookings through Capital One Travel
  • 10,000 Miles for Each Account Anniversary
  • Hertz President’s Circle Elite Status
  • Airport Lounge Access (Priority Pass, Capital One, & Plaza Premium)
  • 10X Miles on Hotels and Rental Cars, and 5x Miles on Flights Booked with Capital One Travel
  • 2X Miles on All Other purchases
  • $395 Annual Fee
Learn More Our Review

The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections. 

The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.

The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.

Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.

For rates and fees of The Hilton Honors American Express Business Card, please click here.

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

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