7 Best Hilton Credit Cards of 2022

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Hilton is one of the largest hotel chains in the world with 6,500 properties in 119 countries, with luxury options like the Conrad or Waldorf Astoria, or budget options like the Hilton Garden Inn. 

Whatever your budget is, you need a credit card that offers you nice perks at Hilton such as upgrades, extra points, free breakfast, and more.

We hand-picked the best cards for stays at Hilton Hotels and Resorts for every type of Hilton loyalist. 

1. American Express Hilton Aspire - Diamond Status

The Hilton Honors American Express Aspire is a premier card packed with top-notch hotel benefits and earns 14x Hilton Honors points at Hilton hotels and resorts. 

This premium hotel rewards card has a $450 annual fee, but it comes with an automatic Hilton Honors Diamond status, which gets you a 100% points bonus, milestone bonuses, suite upgrades, free breakfast, and other top-tier hotel perks. 

Plus, you receive up to $250 Hilton resort statement credits, $250 airline fee credits, and $100 Hilton on-property credit, which easily offset the card’s yearly fee. 

Cardholders also enjoy unlimited Priority Pass lounge access with two guests and one free weekend night award at any Hilton hotel. 

Easy Diamond Status
American Express Hilton Aspire
  • Welcome Offer of 150,000 Hilton Honors Bonus Points
  • Complimentary Hilton Honors Diamond Elite Status
  • 14x Points at Hilton Hotels and Resorts
  • One Free Weekend Night Award at Any Hotel
  • $250 Hilton Resort Statement Credit
  • $250 Airline Fee Credit
  • $100 Hilton On-Property Credit
  • Priority Pass Airport Lounge Access With Two Guests
  • Annual Fee of $450
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2. American Express Hilton Surpass - Gold Status

The Hilton Honors American Express Surpass boasts a great earning potential at Hilton properties and comes with complimentary Gold elite status, which features perks like space-available upgrades, better earnings, and free hot breakfast on Hilton stays. 

For an affordable $95 fee, this rewards card earns 12x Hilton Honors points at Hilton hotels and resorts, 6x points on dining, groceries, and gas purchases in the U.S., and 3x points on all other purchases with no foreign transaction fees. 

You also receive a free weekend night reward after spending $15,000 per year and 10 complimentary lounge visits to Priority Pass lounges.

12X Points at Hilton Hotels and Resorts
Hilton Honors American Express Surpass
  • Welcome Offer of 130,000 Points + $130 Hilton Credit
  • 12X Points at Hilton Hotels and Resorts
  • 6X Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
  • Complimentary Hilton Honors Gold Status
  • Free Weekend Night Reward
  • 10 Complimentary Priority Pass Lounge Visits
  • $95 Annual Fee
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3. American Express Hilton Business - Gold Status

The Hilton Honors Business American Express offers complimentary Gold status with the chance to upgrade to Diamond status upon hitting the $40,000 spending threshold. 

For a low annual fee of $95, this business card earns 12x Hilton Honors points at Hilton properties and 6x points for gas, wireless phone, shipping, and dining purchases in the U.S and eligible flights and car rentals. 

The Hilton Honors Business card also offers a free weekend night reward after spending $15,000 and a second weekend night reward after spending $60,000 per year. 

Plus, you receive 10 free Priority Pass visits to airport lounges worldwide.

Complimentary Gold Status
Hilton Honors American Express Business
  • Welcome Offer of 130,000 Hilton Honors Bonus Points
  • Complimentary Gold Status
  • 12X Points at Hilton Properties
  • 6X Points on Gas, Shipping, Wireless Telephone Services, and Restaurants in the U.S.
  • Free Weekend Night Reward
  • Second Weekend Night Reward
  • 10 Complimentary Priority Pass Lounge Visits
  • $95 Annual Fee
Learn More Our Review

4. American Express Hilton Honors - Silver Status

The Hilton Honors American Express is a great no-annual-fee card that earns 7x Hilton Honors points at Hilton properties and 5x points at restaurants, supermarkets, and gas stations in the U.S. 

This practical card also gets you complimentary Silver status, which comes with standard perks like a fifth night free on award stays and a 15% points bonus on Hilton stays. 

Plus, you have the opportunity to reach Gold status by spending $20,000 per year.  

Complimentary Silver Status With Zero Annual Fee
Hilton Honors American Express
  • Welcome Offer of 100,000 Hilton Honors Bonus Points
  • Complimentary Hilton Honors Silver Status
  • 7X Points at Hilton Hotels and Resorts
  • 5X Points on U.S. Dining, Groceries, and Gas Purchases
  • Zero Annual Fee
Learn More Our Review

Non-Hilton Cards to Consider

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5. American Express Platinum - Gold Status

The American Express Platinum is the best premium travel rewards card for travelers who want airport lounge access to international lounges, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges, and more. 

The American Express Platinum has a $695 annual fee, but you’ll get a slew of yearly statement credits, including a $200 hotel credit, $240 digital entertainment credit, $200 airline fee credit, $200 Uber credit, and $155 Walmart+ credit. 

You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel and 5x Membership Rewards points when booking prepaid hotels with American Express Travel. 

On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits. 

125,000 Points
American Express Platinum
  • Welcome Bonus of 125,000 Points
  • 5x Points on Flights
  • $200 Airline Fee Credit
  • $200 Uber/Uber Eats Credit
  • $200 Hotel Credit
  • $240 Digital Entertainment Credit
  • Airport Lounge Access (Centurion, Delta SkyClub, Priority Pass, Escape, and Plaza Premium)
  • Trip Delay and Trip Cancellation Insurance
  • $179 CLEAR Credit
  • $155 Walmart+ Credit
  • $695 Annual Fee
Learn More Our Review

6. Chase Sapphire Reserve - 3x Points on Travel

The Chase Sapphire Reserve is a great option for travelers who want premium perks such as airport lounge access and top-tier travel protections.

The Sapphire Reserve has a $550 annual fee, but you receive an annual easy-to use $300 travel credit and access to 1,300 Priority Pass airport lounges.

Plus, great benefits such as trip delay insurance, primary rental car insurance, trip cancellation insurance, lost luggage reimbursement, purchase and return protection, extended warranty, and no foreign transaction fees.

Cardmembers also earn extra points with 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards, 3x points on travel, dining, and food delivery purchases, and 1x points everywhere else.

You can also cash out points at a 50% bonus (1.5 cents per point) when redeeming points towards travel or transfer the points to Chase’s airline and hotel partners.

Chase Sapphire Reserve
  • Welcome Bonus of 60,000 Points
  • $300 Annual Travel Credit
  • 10x Points on Hotels and Rental Cars & 5x Points on Flights Booked Through Chase
  • 3x Points on Dining
  • 50% More Redemption Value
  • Airport Lounge Access
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $550 Annual Fee
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7. Capital One Venture X

The Capital One Venture X is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections. 

The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. 

Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.

Although the card has a $395 annual fee, it is completely offset by an easy-to-use $300 annual travel credit, 10,000 points (worth at least $100) each account anniversary, and airport lounge access. 

 Plus several other free perks such as:

  • Hertz President’s Circle elite status
  • $100 Global Entry or TSA PreCheck credit
  • Primary Rental Car Insurance (covers up to $75,000 in damage).
  • Trip Delay Insurance (up to $500 per person for a 6+ hour delay).
  • Trip Cancellation/Interruption Insurance (up to $2,000 per person).
  • Lost Luggage Reimbursement (covers damage or loss up to $3,000).
  • Cell Phone Insurance (up to $800 with a $50 deductible).
  • Purchase Protection (covers items for 90 days up to $10,000 per item).
  • Extended Warranty (adds an extra year for warranties less than 3 years or less).

75,000 Miles
Capital One Venture X
  • Welcome Bonus of 75,000 Miles
  • $300 Travel Credit
  • 10,000 Points for Each Account Anniversary
  • Hertz President’s Circle Elite Status
  • Airport Lounge Access (Priority Pass and Capital One)
  • 10X Miles on Hotels and Rental Cars, and 5x Points on Flights Booked with Capital One Travel
  • At Least 2x Miles on All Purchases
  • Trip Delay and Trip Cancellation Insurance
  • $395 Annual Fee
Learn More Our Review