The Best Credit Cards for February 2024

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Looking for the best credit card to use in February 2024? With so many options available, it can be overwhelming to choose the right one.

Fortunately, we’ve done the research for you and compiled a list of the top credit cards for this month, with a focus on travel rewards cards with high welcome bonuses.

Read on to find the perfect credit card for you.

1. Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card
  • bonus_miles_full
  • $75 Annual Southwest Travel Credit
  • 7,500 Points on Every Cardmember Anniversary
  • 3X Points on Southwest Purchases
  • 2X Points on Ridesharing, Local Transit, Internet, Cable, Phone, and Select Streaming
  • 4 Upgraded Boardings Per Year
  • 25% Savings on In-Flight Purchases
  • $149 Annual Fee

Click Here to Learn How to Apply

The card_name (review) is the best rewards card for  Southwest flyers, earning 3x points on Southwest purchases and 2x points on Rapid Rewards hotel and car rental partner purchases, ridesharing, local transit, internet, cable, phone, and streaming services. 

At $149 per year, this travel card offers a host of great perks to offset the cost, including a $75 annual Southwest travel credit, 7,500 bonus points each account anniversary, 4 upgraded boardings, and a 25% in-flight savings.

The Southwest Priority card also comes with lost luggage reimbursement, baggage delay insurance, secondary rental car insurance, purchase protection, and an extended warranty.

2. Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card
  • bonus_miles_full
  • 6,000 Points Each Cardmember Anniversary
  • 2X Points on Transit, Ridesharing, Internet, Cable, Phone, and Eligible Streaming Services
  • 2 EarlyBird Check-In Per Year
  • 25% Savings on In-Flight Purchases
  • Lost Luggage and Baggage Delay Insurance
  • $99 Annual Fee

Click Here to Learn How to Apply

The card_name (review)is the mid-tier in the Southwest personal credit card portfolio, and it’s a balanced, low-cost option offering nice perks.

For a reasonable $99 annual fee, you can earn 3X points on Southwest purchases, and 2x points on Rapid Rewards hotel and car rental partners, ridesharing, local transit, commuting, phone, cable, internet, and streaming services.

Additionally, you receive two EarlyBird check-in each year, 6,000 points each account anniversary, and a 25% savings on in-flight purchases.

The Southwest Premier card also comes with lost luggage reimbursement, baggage delay insurance, secondary rental car insurance, purchase protection, and an extended warranty.

3. Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card
  • Earn 5 Free Night Awards valued up to 250,000 Points (each night valued up to 50,000 points) after you spend $5,000 on purchases in your first 3 months.
  • 6x Points at Marriott Hotels & Resorts
  • 3x Points on Groceries, Gas, and Dining on the First $6,000 in Combined Purchases Each Year
  • One Annual Free Night Award (Up to 35,000 Points Every Year After Account Anniversary)
  • Automatic Silver Elite Status + 15 Elite Credits
  • Trip Delay, Baggage Delay, and Lost Luggage Insurance
  • $95 Annual Fee
Learn More Our Review
Non-Affiliate Link

The Marriott Bonvoy Boundless® Credit Card (review) is a good option for travelers who want benefits at Marriott for a reasonable annual fee of $95, which is offset by a free night award of up to 35,000 points after each account anniversary.

The Bonvoy Boundless card also offers Bonvoy Silver status, 15 elite night credits, 6x points at Marriott Bonvoy hotels, 3x points at grocery stores, gas stations, and on dining on the first $6,000 in combined purchases each year.

Plus, the card offers benefits such as baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, purchase protection, and no foreign transaction fees.

4. Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card
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  • 3X Points on Travel, Shipping, Advertising (Social Media and Search Engines), Internet, Cable, and Phone on the First $150,000 Each Account Year
  • 25% Additional Points Value in Travel Redemption
  • Primary Rental Car Insurance
  • Trip Cancellation/Interruption Insurance
  • Cell Phone Protection
  • Purchase Protection and Extended Warranty
  • No Foreign Transaction Fees
  • $95 Annual Fee

Click Here to Learn How to Apply

The Ink Business Preferred® Credit Card (review)  is an excellent choice for business owners looking for a card that offers valuable rewards and benefits.

With this card, you’ll earn:

  • 3 points per $1 spent on travel, shipping purchases, internet, cable, phone services, and advertising purchases made with social media sites and search engines (up to $150,000 in combined purchases per account anniversary year).
  • 1 point per $1 spent on all other purchases, with no limit on the number of points you can earn.

Beyond the rewards, the Ink Business Preferred provides valuable benefits, including:

  • Primary rental car insurance (when renting for business purposes).
  • Cell phone protection (up to $600 per claim against theft or damage, with a maximum of three claims per year and a $100 deductible per claim).
  • Purchase and extended warranty protection.

5. IHG One Rewards Premier Credit Card

Platinum Elite Status

card_name

  • bonus_miles_full
  • 10x Points at IHG Hotels and Resorts
  • 5x Points on Travel, Dining, and Gas
  • 3x Points on All Other Purchases
  • IHG Platinum Elite Status
  • Anniversary Free Night
  • 4th Night Free on Awards
  • Baggage and Trip Interruption/Cancellation Insurance
  • Purchase Protection for 120 Days
  • $99 Annual Fee

Click Here to Learn How to Apply

The card_name (review) is a hotel card that offers automatic Platinum Elite status, an anniversary free night up to 40,000 points, fourth night free on award stays, and up to 10x points at IHG Hotels & Resorts.

This card also offers other nice benefits including trip cancellation, travel accident, baggage delay, purchase, and secondary rental car insurance. 

6. World of Hyatt Business Credit Card

World of Hyatt Business Credit Card
  • bonus_miles_full
  • 4x Points at Hyatt Hotels.
  • Discoverist Elite Status for Cardholder + 5 Employees.
  • Up to $100 In Statement Credits Each Anniversary Year for Spending $50+ Twice at Hyatt Hotels.
  • $199 Annual Fee

Click Here to Learn How to Apply

The World of Hyatt Business Credit Card (review) is a Chase credit card designed for small business owners who are loyal to the Hyatt hotel chain. The card offers a nice welcome bonus, 4x points at Hyatt, 2x points in your top categories, Discoverist elite status for you and up to five employees, and more.

7. Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card
  • bonus_miles_full
  • $300 Annual Credit for Bookings through Capital One Travel
  • 10,000 Miles for Each Account Anniversary
  • Hertz President’s Circle Elite Status
  • Airport Lounge Access (Priority Pass, Capital One, & Plaza Premium)
  • 10X Miles on Hotels and Rental Cars, and 5x Miles on Flights Booked with Capital One Travel
  • 2X Miles on All Other purchases
  • $395 Annual Fee
Learn More Our Review

The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections. 

The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.

The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.

Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.

8. Capital One Venture X Business

Capital One Venture X Business
  • Earn bonus_miles_full.
  • $300 Annual Travel Credit
  • 10,000 Anniversary Bonus Miles
  • 10X Miles on Hotels and Rental Cars and 5x Miles on Flights Booked via Capital One Travel.
  • Unlimited 2X Miles on All Other Purchases.
  • Airport Lounge Access to Capital One, Plaza Premium, and Priority Pass.
  • $395 Annual Fee.
Learn How to Apply Our Review

The Capital One Venture X Business (review) is one of my favorite business credit cards since it offers at least 2x miles on all spending, a $300 annual travel credit, 10,000 anniversary bonus miles, airport lounge access, and nice travel and purchase protections.

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