Every month we look at our favorite credit card offers at the time based on the current welcome bonuses and the benefits of each card.
Below are our favorite credit cards for September 2022. If you are looking for a business card, check out our recommendations for the top business credit cards.
1. Citi Premier® Card
- Earn 80,000 Points After Spending $4,000 in the First 3 Months
- 3x Points at Restaurants, Supermarkets, Gas Stations, Flights, and Hotels
- $100 Off a Single $500 Hotel Stay Per Year
- Extended Warranty and Purchase Protections
- $95 Annual Fee
The Citi Premier® Card currently offers a large 80,000 points welcome bonus after spending $4,000 in the first three months.
Plus, you can earn a lot of points by earning 3x points at restaurants, supermarkets, gas stations, airlines, and hotels.
The Premier card also comes with no foreign transaction fees, purchase protection, and an extended warranty for items purchased with the card that adds an additional 24 months to the manufacturer’s warranty.
2. Citi® Double Cash Card
The Citi® Double Cash Card – 18 month BT offer boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay.
Plus, for a limited time, you can earn $200 cash back after spending $1,500 in purchases in the first 6 months.
This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track.
3. Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections.
The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.
The card has a $395 annual fee, it is completely offset by an easy-to-use $300 annual travel credit for bookings via Capital One Travel and 10,000 points (worth at least $100) each account anniversary.
Plus you get airport lounge access at Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.
4. Capital One Venture Rewards Credit Card
- Earn 75,000 Bonus Miles After Spending $4,000 Within the First Three Months
- 5x Miles on Hotels and Rental Cars via Capital One
- 2x Miles Everywhere Else
- 2 Free Visits to Capital One Lounges Each Year
- Global Entry or TSA Pre-Check Credit
- Hertz 5-Star Elite Status
- Rental Car Insurance and Extended Warranty
- $95 Annual Fee
The Capital One Venture Rewards Credit Card earns 2 points per dollar on all of your purchases.
It also offer nice benefits such as a fee credit for Global Entry or TSA PreCheck, two free lounge passes to Capital One Lounges, secondary rental car insurance, extended warranty, and no foreign transaction fees.
Plus, for a limited time, you can earn a very solid welcome bonus of 75,000 miles after spending $4,000 in the first three months of account opening.
5. The Platinum Card® from American Express
The Platinum Card® from American Express is the best premium travel rewards card for travelers who want airport lounge access to international lounges, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, Priority Pass lounges, and more.
The American Express Platinum has a $695 annual fee, but you’ll get a slew of yearly statement credits, including a $200 hotel credit, $240 digital entertainment credit, $200 airline fee credit, $200 Uber credit, and $155 Walmart+ credit. (Enrollment is required to activate credits.)
You also earn 5x Membership Rewards points when booking flights directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year) and 5x Membership Rewards points when booking prepaid hotels with American Express Travel.
On top of that, you automatically earn Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer points bonuses, room upgrades, late check-out, and other premier benefits.
6. Chase Aeroplan® Card
- Earn 70,000 Points After Spending $3,000 in Purchases in the First 3 Months
- 3x Points at Grocery Stores, Restaurants, and Air Canada directly.
- New Cardmember Aeroplan 25K Elite Status for This Year and Next Year
- Free First Checked Bag for You & Up to 8 Companions
- 500 Bonus Points for Every $2,000 You Spend in a Calendar Month.
- $95 Annual Fee and No Foreign Transaction Fees.
The Chase Aeroplan® Card is a unique card that offers nice benefits on Air Canada and preferred pricing when redeeming your Aeroplan points.
The Aeroplan Card earns 3x points per dollar at grocery stores, restaurants, eligible food delivery services, and with Air Canada directly.
Cardmembers also get a free first checked bag for themselves plus 8 companions on the same reservation, and new cardmembers will receive Air Canada 25K Elite Status for the remainder of the year plus the following calendar year.
Big spenders can also earn nice perks: 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 bonus points per month), and a one-tier status upgrade when you spend $50,000 on the card in a calendar year.
