If you’re a trucker, you know how important it is to have a good credit card.
You need a card that will give you the cash back or points you need to make your life on the road a little easier.
Below are the best business and personal credit cards for truckers.
Best Business Credit Cards for Truckers
Below are our favorite business credit cards for truckers.
1. American Express® Business Gold Card
Best for Gas and Dining
- Earn 70,000 Membership Rewards Points After $10,000 in Eligible Purchases in the First 3 Months
- 4X Points on Purchases in Your Top 2 Business Categories (up to $150,000 in Combined Purchases Per Calendar Year)
- No Foreign Transaction Fees
- $295 Annual Fee (Rates and Fees)
The American Express® Business Gold Card is a good fit for business owners who want to earn much-coveted Membership Rewards points from business spending.
For a $295 annual fee, this card earns 4x points on up to $150,000 in combined purchases per year in your top two spending categories, with options including eligible airfare, U.S. advertising, U.S. shipping, U.S. cloud, software, and hardware, U.S. gas, and U.S. dining purchases.
You can also receive 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
2. Blue Business® Plus Credit Card from American Express
Best for No Annual Fee Business Card
- Earn 15,000 Membership Rewards Points for $3,000 in Eligible Purchases in the First 3 Months
- 2 Points Per Dollar on the First $50,000 in Purchases Each Calendar Year (1x Points thereafter)
- 0.0% Intro APR on purchases for the first 12 months. After that, a variable APR of 17.99% – 25.99%.
- No Annual Fee (Rates and Fees)
The Blue Business® Plus Credit Card from American Express is one of my favorite cards because it has no annual fee and earns 2x Membership Rewards points on the first $50,000 in purchases every year. After that, you will earn 1 point on all other eligible purchases.
You can transfer Membership Rewards to 18 airlines and three hotel points programs, with several great sweet spots to travel in business class to anywhere in the world.
I put all of my everyday business spending on my Blue Business Plus because it is a quick way to rack up points for my next trip.
3. Barclays Wyndham Rewards Earner Business
Best for Hotel Points
- Earn Up to 75,000 Wyndham Points: 65,000 Points After Spending $2,000 in the First 90 Days and 10,000 After a Purchase on Employee Card
- 8x Points at Wyndham Hotels and Gas Stations
- 5x Points on Marketing, Advertising, and Utilities
- Wyndham Diamond Elite Status
- 15,000 Point Anniversary Bonus
- Cell Phone and Extended Warranty Protection
- $95 Annual Fee
The Barclays Wyndham Rewards Earner Business earns 8x points on Wyndham stays and at gas stations, and 5x points on marketing, advertising, and utilities.
This business card has a reasonable $95 annual fee that’s easy to justify with the complimentary Wyndham Diamond elite status, which gets you suite upgrades, a welcome amenity, two free tickets on award stays, and late check-out.
The Wyndham Earner Business also offers 15,000 bonus points every account anniversary for up to two free nights, 10% points savings when redeeming points for a Go Free award, cell phone protection, and an extended warranty plan.
4. Capital One Spark Miles for Business
Best for Travel Rewards
- Earn 50,000 Bonus Miles After Spending $4,500 in the First 3 Months
- Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
- 2x Miles On Every Purchase
- Global Entry or TSA PreCheck Credit
- No Foreign Transaction Fees
- $0 Intro Annual Fee for the First Year, $95 Thereafter
- Free employee cards which also earn unlimited 2X miles from their purchases
The Capital One Spark Miles for Business is one of the top travel rewards credit cards for small business owners.
The card earns unlimited 5X miles on hotels and rental cars booked through Capital One Travel. It also earns unlimited 2 miles per dollar on all purchases, which can be transferred to Capital One’s airline and hotel partners.
The Spark Miles also offers a statement credit for your Global Entry or TSA PreCheck application fee every four years (up to $100) and no foreign transaction fees.
5. Chase IHG® Rewards Premier Business Credit Card
Best for Free Annual Hotel Night
- Earn 140,000 IHG Bonus Points After Spending $3,000 in the First 3 Months.
- 10x at IHG Hotels & Resorts
- 5x Points on Travel, Dining, Select Business, and at Gas Stations
- Free Anniversary Free Night
- IHG Platinum Elite Status
- $99 Annual Fee
The Chase IHG® Rewards Premier Business Credit Card is a good option if you spend a few nights a year at an IHG Hotels and Resorts such as the Holiday Inn, Kimpton, Intercontinental, Hotel Indigo, or Crowne Plaza.
Cardmembers earn 10 points per dollar at IHG Hotel and Rewards, 5 points per dollar on travel, dining, select business, and at gas stations, and 3 points per dollar on all other purchases.
Plus, you get nice perks such as IHG Platinum Elite status, a free anniversary free night, fourth night free on award stays, purchase protection, and Global Entry, TSA PreCheck, or a NEXUS statement credit.
6. American Express Blue Business Cash™ Card
Best for Cash Back
- Earn a $250 Statement Credit After $3,000 in Eligible Purchases in the First 3 Months
- 2% Cash Back On Up to $50,000 Per Year (1% Thereafter)
- 0% Intro APR on Purchases for 12 Months. After that, a variable rate of 17.99% – 25.99% applies.
- No Annual Fee (Rates and Fees)
The American Express Blue Business Cash™ Card offers simple, straightforward rewards for no annual cost.
This zero-annual-fee card earns a flat 2% cashback rate on all qualifying purchases up to $50,000 each year (1% thereafter).
The Blue Business Cash also offers expanded buying power, giving your business the flexibility to spend above your credit limit for your business expenses.
Best Personal Credit Cards for Truckers
Below are our favorite personal credit cards for truckers.
1. Citi Premier® Card
Best for Travel Rewards
- Earn 60,000 Points After Spending $4,000 in the First 3 Months
- 3x Points at Restaurants, Supermarkets, Gas Stations, Flights, and Hotels
- $100 Off a Single $500 Hotel Stay Per Year
- Extended Warranty and Purchase Protections
- $95 Annual Fee
The Citi Premier® Card is the best card for earning points because it offers 3x points at restaurants, supermarkets, gas stations, airlines, and hotels.
The Premier card also comes with no foreign transaction fees, purchase protection, and an extended warranty for items purchased, adding an additional 24 months to the manufacturer’s warranty.
2. Costco Anywhere Visa® Card by Citi
Best for Cash Back
- 4% Cash Back on Eligible Gas and EV Charging for the First $7,000 Per Year, 1% Thereafter.
- 3% Cash Back on Restaurants and Travel
- 2% Cash Back at Costco and Costco.com
- Purchase Protection
- No Foreign Transaction Fees
- No Annual Fee
The Costco Anywhere Visa® Card by Citi is a no-annual-fee card that earns:
- 4% cash back on eligible gas and EV Charging up to $7,000 per year (then 1%)
- 3% cash back at restaurants and eligible travel purchases
- 2% cash back at Costco.
The Costco card also offers purchase protection and no foreign transaction fees.
3. U.S. Bank Altitude® Connect Visa Signature® Card
- Earn 50,000 Points After Spending $2,000 in Eligible Purchases in the First 120 Days
- 5X Points on Eligible Prepaid Hotels and Car Rentals Booked Directly in the Altitude Rewards Center
- 4X Points on Travel, Gas, and EV Charging Stations
- $30 Annual Streaming Credit and Global Entry/TSA PreCheck Credit
- Cell Phone Insurance
- $0 Intro Annual Fee the First Year, $95 Thereafter
The U.S. Bank Altitude® Connect Visa Signature® Card earns 4x points on travel, at gas stations, and EV charging stations (equivalent to 4% cashback).
Plus 2x points at grocery stores, grocery delivery, dining, and streaming services.
It also offers nice perks such as no foreign transaction fees, a $30 annual streaming bonus, cell phone insurance, and a TSA PreCheck or Global Entry credit.
4. Citi Rewards+® Card
- Earn 20,000 ThankYou Points after $1,500 in Purchases in the First 3 Months
- Round Up to the Nearest 10 points on Every Purchase
- 2x Points at Supermarkets and Gas Stations
- 10% Points Back up to 15,000 Extra Points
- No Annual Fee
The Citi Rewards+ Card is a no-annual-fee card that offers 2 points per dollar at gas stations and grocery stores, on up to $6,000 per year (and 1 point per dollar thereafter).
Plus, it rounds the earnings on all purchases up to the nearest 10 points and gives you 10% back on the first 100,000 points you redeem each year.
5. Wyndam Rewards Earner Plus Card
The Wyndham Rewards Earner Plus Card earns 6x points at Wyndham hotels and gas stations and 4x points on dining and groceries.
Several nice perks offset the $75 annual fee, including 7,500 bonus points every account anniversary for one free night and automatic Wyndham Platinum elite status, which gets you preferred room upgrades, late check-out, early check-in, a 15% points bonus, and Caesars Rewards Platinum status.
Additionally, the Wyndham Earner Plus offers 10% savings when you redeem your points for a Go Free award that typically costs 7,500 to 30,000 points per night.
6. Capital One Venture Rewards Credit Card
- Earn 75,000 Bonus Miles After Spending $4,000 Within the First Three Months
- 5x Miles on Hotels and Rental Cars via Capital One
- 2x Miles Everywhere Else
- 2 Free Visits to Capital One Lounges Each Year
- Global Entry or TSA Pre-Check Credit
- Hertz 5-Star Elite Status
- Rental Car Insurance and Extended Warranty
- $95 Annual Fee
The Capital One Venture Rewards Credit Card is a travel rewards credit card that earns an unlimited 2 miles per dollar on all purchases and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
The card also offers up to a $100 Global Entry or TSA PreCheck credit, and two free visits each year to the Capital One Lounge.
For rates and fees of the American Express Blue Business Cash™ Card, please click here.
For rates and fees of The Blue Business Plus® Credit Card from American Express, please click here.
For rates and fees of the American Express® Business Gold Card, please click here.
