7 Best Credit Cards for Sam’s Club Purchases

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When it comes to credit cards, there are a lot of options out there. But which one is the best for Sam’s Club?

Unlike Costco, Sam’s Club accepts all major credit cards, including American Express, Visa, Mastercard, and Discover, so you have many options to maximize your rewards.

Below are our recommended credit card options for Sam’s Club, so let’s dive right in.

1. Capital One Venture Rewards Credit Card

75,000 Bonus Miles
Capital One Venture Rewards
  • Earn 75,000 Bonus Miles After Spending $4,000 Within the First Three Months
  • 5x Miles on Hotels and Rental Cars via Capital One
  • 2x Miles Everywhere Else
  • 2 Free Visits to Capital One Lounges Each Year
  • Global Entry or TSA Pre-Check Credit
  • Hertz 5-Star Elite Status
  • Rental Car Insurance and Extended Warranty
  • $95 Annual Fee
Learn More Our Review

The Capital One Venture Rewards is a travel rewards credit card that earns an unlimited 2 miles per dollar on all purchases, and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

The card also offers up to a $100 Global Entry TSA PreCheck credit, and two free visits each year to the Capital One Lounge.

2. Sam's Club Mastercard

Sam’s Club Mastercard
  • Earn a $30 Statement Credit Upon Opening Account
  • 5% Cash Back on Gas (on the First $6,000)
  • 3% Cash Back on Sam’s Club Purchases for Plus Members (1% for Club Members)
  • 3% Cash Back on Dining and Takeout
  • 1% Cash Back on All Other Purchases
  • No Annual Fee
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The Sam’s Club Mastercard is a no annual fee card that earns 5% back on gas anywhere up to $6,000 per year, 3% back on dining and takeout, and 3% back on Sam’s Club purchases if you are a Plus member. If you are a Club member, you will earn only 1% back at Sam’s Club. 

However, the card only offers 1% cash back on all other purchases, which is quite low compared to other no annual fee cards.

3. Capital One Venture X Rewards Credit Card

75,000 Miles
Capital One Venture X Rewards Credit Card
  • Earn 75,000 Bonus Miles for Spending $4,000 in the First 3 Months
  • $300 Travel Credit for Bookings via Capital One Travel
  • 10,000 Points for Each Account Anniversary
  • Hertz President’s Circle Elite Status
  • Airport Lounge Access (Priority Pass, Capital One, & Plaza Premium)
  • 10X Miles on Hotels and Rental Cars, and 5x Points on Flights Booked with Capital One Travel
  • Trip Delay and Trip Cancellation Insurance
  • $395 Annual Fee
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The Capital One Venture X Rewards Credit Card is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections. 

The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.

The card has a $395 annual fee, it is completely offset by an easy-to-use $300 annual travel credit for bookings via Capital One Travel and 10,000 points (worth at least $100) each account anniversary.

Plus you get airport lounge access at Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.

4. Citi® Double Cash Card - 18 month BT offer

2% Cash Back & No Annual Fee
Citi® Double Cash Card – 18 Month BT Offer
  • 2% Cash Back (1% on Purchases, 1% When You Pay)
  • 0% Intro APR on Balance Transfers for 18 months. After That, a Variable APR of 17.74% – 27.74%
  • No Annual Fee
Learn More Our Review

The Citi® Double Cash Card – 18 month BT offer boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay. 

This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track. 

You can also boost your rewards by also holding the Citi Premier® Card (review), which allows you to transfer points to airline and hotel programs. This combination effectively allows you to earn 2 airline miles per dollar on all spending with the Citi Double Cash.

5. Chase Freedom Unlimited®

No Annual Fee
Chase Freedom Unlimited®
  • Earn an Additional 1.5% on All Purchases Up to $20,000 in the First Year ($300 Max Bonus)
  • 5% Cash Back on Travel Purchased Via Chase
  • 3% Cash Back at Restaurants and Drug Stores
  • 1.5% Cash Back on All Other Purchases
  • 0% Intro APR for 15 Months (After the Intro Period, a Variable APR of 17.99% – 26.74% Applies)
  • Purchase Protection and Extended Warranty
  • No Annual Fee

Click Here to Learn How to Apply

The Chase Freedom Unlimited® is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.

The Freedom Unlimited also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.

6. Chase Sapphire Preferred

Great Starter Travel Card
Chase Sapphire Preferred®
  • Earn 60,000 Ultimate Rewards Bonus Points for Spending $4,000 in the First 3 Months
  • 5x Points on Travel Booked Via Chase
  • 3x Points on Dining and Eligible Delivery Services
  • 3x Points on Select Streaming and Online Grocery (excluding Walmart, Target, and Wholesale Clubs)
  • 2x Points on Travel
  • 10% Anniversary Points Boost
  • Trip Delay and Trip Cancellation Insurance
  • Primary Rental Car Insurance
  • $95 Annual Fee

Click Here to Learn How to Apply

The Chase Sapphire Preferred® Card is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses. 

For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal and 3x points on dining, online groceries, and streaming services. 

The Chase Sapphire Preferred offers a 10% anniversary points bonus, 12-month DoorDash DashPass subscription, and a $50 anniversary hotel statement credit. 

Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans. 

7. World of Hyatt Credit CardHyatt

Discoverist Status Plus One Free Night Every Year
World of Hyatt Credit Card
  • Earn Up to 60,000 Points: 30,000 Points for Spending $3,000 in First 3 Months + Up to 30K Points with 2x Bonus Points per $1 in the First 6 Months on Up to $15,000 Spent
  • 4X Points at all Hyatt Hotels
  • 2X Points on Dining, with Airlines, Local Transit, & Gyms
  • One Free Night Each Year (Category 1-4) + Extra Free Night After Spending $15,000 Per Calendar Year
  • Automatic Discoverist Status
  • $95 Annual Fee

Click Here to Learn How to Apply

The World of Hyatt Credit Card is one of the better hotel credit cards that offers 4x points at Hyatt hotels and 2x points in several categories, including at restaurants, airline tickets purchased directly with airlines, local transit, commuting, and fitness clubs.

Plus, you get a free hotel night at a Category 1-4 Hyatt Hotel to offset the $95 annual fee, and you can earn an additional night when you spend $15,000 in a calendar year.

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