If you have good credit, you have lots of credit card options to choose from. We’re talking cards that offer excellent cashback or points, give you VIP treatment with travel perks, or come with insurance benefits.
Don’t worry, we’ve got you covered. We’ve done the legwork and made a list of the best credit cards for those with good credit. Check it out!
Best for Beginner Travelers: Chase Sapphire Preferred® Card (review)
Best for Airport Lounge Access:Capital One Venture X Rewards Credit Card (review)
Best for Everyday Spending: Chase Freedom Unlimited® (review)
1. Chase Sapphire Preferred® Card
Best for Beginner Travelers
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months.
- 5x Points on Travel Booked Via Chase
- 3x Points on Dining and Eligible Delivery Services
- 2x Points on All Other Travel Purchases
- 10% Anniversary Points Boost
- Trip Delay and Trip Cancellation Insurance
- Primary Rental Car Insurance
- $95 Annual Fee
The Chase Sapphire Preferred® Card (review) is one of the best rewards cards for travelers who want solid earning rates for travel and dining expenses.
For only $95 per year, this card earns 5x Chase Ultimate Rewards points on travel booked through the Chase Ultimate Rewards portal, 3x points on dining, online groceries, and streaming services, and 2x on all other travel purchases.
Cardholders will also get a 10% anniversary points bonus, a 12-month DoorDash DashPass subscription when activated by December 31, 2024, and a $50 anniversary hotel statement credit.
Plus, it provides extensive travel protections, including trip delay, primary rental car, baggage, and purchase protection plans.
2. Chase Freedom Unlimited®
Best for Everyday Spending
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- Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
- 5% Cash Back on Travel Purchased Via Chase
- 3% Cash Back at Restaurants and Drug Stores
- 1.5% Cash Back on All Other Purchases
- 0% Intro APR for 15 Months (After that, a 18.24%–27.74% APR.)
- Purchase Protection and Extended Warranty
- No Annual Fee
The Chase Freedom Unlimited® (review) is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.
The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.
3. Capital One Venture X Rewards Credit Card
Best for Airport Lounge Access
The Capital One Venture X Rewards Credit Card (review) delivers both everyday value with unlimited 2x miles on purchases and premium comfort through comprehensive airport lounge access for you upon enrollment. You'll also receive $300 in annual travel credits plus 10,000 anniversary bonus miles, creating substantial ongoing value.
Welcome Bonus: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months.
Earning Rewards: 10x miles on hotels and rental cars and 5x miles on flights and vacation rentals booked through Capital One Travel; 2x miles on all other purchases.
Card Benefits: $300 annual credit for bookings through Capital One Travel, 10,000 bonus miles every account anniversary, airport lounge access (Capital One and Priority Pass) upon enrollment, Global Entry / TSA PreCheck® credit, Hertz President's Circle elite status, primary rental car insurance, trip delay insurance, trip cancellation insurance, and cell phone protection.
Transfer Partners: Accor (2 to 1), Aeromexico, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways, Cathay Pacific, Choice Privileges, Emirates (2 to 1.5), Etihad, EVA Air (2 to 1.5), Finnair, I Prefer Hotels (1 to 2), Japan Airlines (2 to 1.5), JetBlue (5 to 3), Qantas, Qatar, Singapore KrisFlyer, TAP Air Portugal, Turkish Airlines, Virgin Red, and Wyndham Rewards.
4. Blue Cash Preferred® Card from American Express
Best for U.S. Supermarkets and Streaming
- As High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
- 6% Cash Back at U.S. Supermarkets (up to $6,000 per year; 1% thereafter) and on Select U.S. Streaming
- 3% Cash Back on Transit, Ridesharing, Parking, and at U.S. Gas Stations
- $0 Intro Annual Fee for the First Year, then $95 (rates & fees).
The Blue Cash Preferred® Card from American Express (review) offers an outstanding 6% cash back rewards for purchases at U.S. supermarkets (up to $6,000 per year; 1% thereafter) and on U.S. streaming services, making it perfect for anyone who wants to maximize earnings from everyday expenses.
Plus, the card offers 3% cash back on transit, rideshare, parking, and at U.S. gas stations.
5. Citi® Double Cash Card
Best for Cash Back
- 2% Cash Back (1% on Purchases, 1% When You Pay)
- 0% Intro APR on Balance Transfers for 18 months. After That, 17.49% - 27.49% .
- No Annual Fee
The Citi® Double Cash Card boasts a strong 2% rewards rate on purchases, where you get 1% back when you buy and 1% when you pay.
This zero-annual-fee card offers a solid earning potential as long as you pay your balance on time, and it provides a simple way to rack up points with no bonus categories to track.
You can also boost your rewards by also holding the Citi Premier® Card (review), which allows you to transfer points to airline and hotel programs. This combination effectively allows you to earn 2 airline miles per dollar on all spending with the Citi Double Cash.
6. Marriott Bonvoy Boundless® Credit Card
Best for Free Hotel Stays
- Earn 4 Free Night Awards (each up to 50,000 points) after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.
- 6x Points at Marriott Hotels & Resorts
- One Annual Free Night Award (Up to 35,000 Points Every Year After Account Anniversary)
- Automatic Silver Elite Status + 15 Elite Credits
- $95 Annual Fee
The Marriott Bonvoy Boundless® Credit Card (review) is a good option for travelers who want benefits at Marriott for a reasonable annual fee of $95, which is offset by a free night award of up to 35,000 points after each account anniversary.
The Bonvoy Boundless card also offers Bonvoy Silver status, 15 elite night credits, 6x points at Marriott Bonvoy hotels, 3x points at grocery stores, gas stations, and on dining on the first $6,000 in combined purchases each year.
Plus, the card offers benefits such as baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, purchase protection, and no foreign transaction fees.
7. Citi Custom Cash℠ Card
Best for Flexible Cashback
- 5% Cash Back on Purchases in Your Top Eligible Spend Category Each Billing Cycle up to $500 (1% after that)
- 0% Intro APR for 15 Months on Purchases and Balance Transfers ($5 or 5% fee). After that, .
- No Annual Fee
The Citi Custom Cash℠ Card is a no-annual-fee card that earns 5% cash back in your top spending category each billing cycle.
Eligible 5% cash back categories, among several others, include:
- Restaurants.
- Gas stations.
- Grocery stores.
- Select travel.
- Home improvement stores.
- Drug stores.
- Fitness clubs.
This allows you to turn the Custom Cash into your 5% cash back card for your favorite category.
For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.
