If you’re on the hunt for the best credit card for all your shopping sprees at department stores, you’re in luck — this blog post has got you covered!
We’ve picked out the top credit cards that can help you earn maximum rewards. Check them out!
Best for Everyday Spending: Chase Freedom Unlimited® (review)
Best for Shopping Abroad: Capital One Venture Rewards Credit Card (review)
Best for Simplicity: Capital One QuicksilverOne Cash Rewards Credit Card (review)
1. Chase Freedom Unlimited®
Best for Everyday Spending
The Chase Freedom Unlimited® (review) is a good no-annual fee credit card option that offers 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back at restaurants, takeout, eligible delivery services, and on drugstore purchases. Plus it offers 1.5% cash back on all other eligible purchases.
The card also offers nice benefits such as purchase protection, extended warranty, trip cancellation/interruption insurance, and secondary rental car insurance.
2. U.S. Bank Cash+® Visa Signature® Card
Best for Family Expenses
- Earn a $200 Bonus After Spending $1,000 in the First 120 Days.
- 5% Cash Back on the First $2,000 in Spending Each Quarter in Two Categories that You Choose
- 2% Cash Back on one category like Gas Stations and EV Charging Stations, Grocery Stores, or Restaurants
- No Annual Fee
The U.S. Bank Cash+® Visa Signature® Card is a no-annual-fee card offering 5% cash back on:
- Your first $2,000 in combined purchases each quarter in two categories that you choose.
- Prepaid air, hotel, and car rental reservations booked directly in Rewards Travel Center.
You have the option to choose two of the following to earn 5% cash back: (1) Fast Food, (2) TV, Internet, and Streaming, (3) Cell Phone Providers, (4) Home Utilities, (5) Department Stores, (6) Electronic Stores, (7) Sporting Good Stores, (8) Movie Theaters, (9) Gyms/Fitness Centers, (10) Furniture Stores, (11) Ground Transportation, and (12) Select Clothing Stores.
You also have the option of choosing to earn 2% cash back for either: (1) grocery stores and grocery delivery, (2) restaurants, or (3) gas stations and EV charging stations.
All other eligible purchases will earn 1% cash back.
3. Capital One Venture Rewards Credit Card
Best for Shopping Abroad
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- 5x Miles on Hotels and Rental Cars via Capital One Travel
- 2x Miles Everywhere Else
- 2 Free Visits to Capital One Lounges Each Year
- Global Entry or TSA Pre-Check Credit
- Hertz 5-Star Elite Status
- Rental Car Insurance and Extended Warranty
- $95 Annual Fee
The Capital One Venture Rewards Credit Card is a travel rewards credit card that earns an unlimited 2 miles per dollar on all purchases and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
The card also comes with a range of travel benefits, including secondary rental car, no foreign transaction fees, and extended warranty coverage.
Plus, you also get two complimentary passes to visit Capital One lounges each year and an application fee credit for Global Entry or TSA PreCheck (up to a $100 credit every four years).
4. Capital One Quicksilver Cash Rewards Credit Card
Best for Simplicity
- Earn a bonus_miles_full.
- 1.5% Cash Back on Every Purchase
- 5% Cash Back on Hotels and Rental Cars Booked via Capital One Travel
- 0% intro APR on purchases and balance transfers for 15 months. After that, reg_apr,reg_apr_type.
- No Annual Fee
The Capital One Quicksilver Cash Rewards Credit Card is a no-annual-fee credit card offering 1.5% cash back on all purchases.
It also comes with nice benefits such as no foreign transaction fees, extended warranty, and travel accident insurance.
5. Citi Custom Cash℠ Card
Best for Flexible Rewards
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- 5% Cash Back on Purchases in Your Top Eligible Spend Category Each Billing Cycle up to $500 (1% after that)
- 0% Intro APR for 15 Months on Purchases and Balance Transfers ($5 or 5% fee). After that, reg_apr,reg_apr_type.
- No Annual Fee
The Citi Custom Cash is a no-annual-fee card that earns 5% cash back in your top spending category each billing cycle.
Eligible 5% cash back categories, among several others, include:
- Restaurants.
- Gas stations.
- Grocery stores.
- Select travel.
- Home improvement stores.
- Drug stores.
- Fitness clubs.
This allows you to turn the Custom Cash into your 5% cash back card for your favorite category.
6. Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card (review) is a premium travel rewards card that’s perfect for travelers who want outstanding travel perks like annual travel credits, worldwide airport lounge access, and travel and purchase protections.
The Venture X earns 2x miles on all purchases helping you maximize every dollar of your spending. Plus, you can earn 10x miles on hotels and rental cars, and 5x miles on flights booked through Capital One.
The card has a $395 annual fee, completely offset by a $300 annual credit for bookings through Capital One Travel, and 10,000 points (worth at least $100) for each account anniversary.
Plus, you get airport lounge access via Priority Pass, Capital One, and Plaza Premium Lounges, Hertz President’s Circle elite status, Global Entry or TSA PreCheck credit, rental car insurance, trip and luggage insurance, cell phone insurance, and purchase protection.
7. Chase Freedom Flex℠
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months.
- 5% Cash Back in Quarterly Bonus Categories (up to $1,500 in combined spending after activation)
- 5% Cash Back on Travel Purchased Via Chase
- 3% Cash Back at Restaurants, Eligible Food Delivery, and Drug Stores
- Cell Phone Insurance and Purchase Protection
- No Annual Fee
The Chase Freedom Flex℠ (review) is a great no-annual fee card that earns 5% cash back in quarterly categories (up to $1,500 in combined spending) and on travel purchased via Chase Ultimate Rewards.
The Freedom Flex also earns 3% cash back at restaurants, eligible food delivery, and drug stores.
The card also comes with nice benefits such as cell phone insurance, extended warranty, purchase protection, secondary rental car insurance, and trip cancellation/interruption insurance.
